First Trust Bank Personal Loan
Full product details for the First Trust Bank Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
This product is no longer available...
First Trust no longer provide any loans. Compare loans from other providers, or use the options to the right.
First Trust Bank Personal Loan Features & Benefits
| Loan Type | Unsecured | |
| Minimum Loan | £3,000 | The minimum advance is £3000. |
| Maximum Loan | £15,000 | The maximum advance is £15000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 9.9% | 9.9 |
| Headline Representative Loan Amount | £10,000 to £15,000 | |
| Early Repayment Charge | 1 month | The early redemption charge is equivalent of 1 month interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | The loan can be used to consolidate debts. |
| Express Delivery | no | No express delivery option available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare First Trust Bank Personal Loan With These Loans
HSBC Personal Loan
- HSBC offers promotional representative APR of 6.2%.
- A £0 maximum arrangement fee is offered.
- Arrangement fee of £0.
- This loan gives a first payment due of 30 days.
- Get a minimum loan length of 1 year from this loan.
- Applicants will get £7,000 to £15,000 initial representative loan amount.
- Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Zopa Young (20-25)
- Get a deferred start of 1 mth from the loan.
- 0% arrangement fee is available.
- New customers get £1,000 to £1,099 promotional representative loan amount.
- Minimum loan term of 3 yrs.
- Representative Example: The representative APR is 10.77% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.77% p.a. (fixed)Arrangement fee £190,
Ulster Bank Ufirst Gold (Small)
- Minimum loan duration of 1 year is offered with Ufirst Gold (Small).
- £9,999 maximum loan is offered to applicants.
- Arrangement fee of 0% is available with this loan.
- Have the benefit of £0 minimum arrangement fee from Ulster Bank.
- Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.17 per month & £5,596.08 in total.
FLM Loans FLM Personal Loan
- New customers can get 1 mth deferred start.
- Get an arrangement fee of 0 percent.
- Applicants get headline representative APR of 49.9%.
- 1 year minimum loan duration.
- Arrangement fee of £0 is available with FLM Personal Loan.
- Representative Example: The representative APR is 49.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 49.9% p.a. (fixed) you will repay £309.11 per month & £7,418.64 in total.
Sainsbury's Finance Sainsbury's Standard Large Loan (4+ Yrs)
- £15,001 minimum loan.
- The loan gives a minimum loan length of 4 years.
- Promotional representative APR of 8.1% is available.
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- Representative Example: The representative APR is 8.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.1% p.a. (fixed)
Sainsbury's Finance Sainsbury's Standard Small Loan (4-5 Yrs)
- Get a maximum loan term of 5 years from this loan.
- You can take advantage of 7.9% introductory representative APR.
- You enjoy 0% arrangement fee.
- £1,000 minimum loan.
- 3 months deferred start is available with Sainsbury's Standard Small Loan (4-5 Yrs).
- Representative Example: The representative APR is 7.9% (fixed) at a rate of 7.9% p.a. (fixed)
