| Application Criteria | ||||
| Permanent UK Resident | yes | This product is only available to individuals who are permanent UK residents. | ||
| Existing Customers Only | no | Loan available to all. | ||
| Minimum Age | 23 years | The minimum age is 23 years and maximum of 70. Guarantors over the age of 70 not accepted, regardless of their income or credit history. | ||
| Minimum Income | £9,600 | Guarantor Requirement -They must be a homeowner, Have a good credit history, and earn at least £800pm | ||
| Guarantor Required | yes | Yes | ||
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority...expand | ||
| Rates | ||||
| Headline Rate APR | 42.6% | 42.6 | ||
| Suitability | ||||
| Loan Type | Unsecured | Unsecured | ||
| Minimum Loan | £500 | The minimum advance is £500. | ||
| Maximum Loan | £3,000 | The maximum advance is £3000. | ||
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. | ||
| Maximum Loan Term | 5 years | The maximum loan term is 60months. | ||
| Online Decision | no | No | ||
| Joint Application | yes | Guarantor and Borrower. | ||
| Debt Consolidation | yes | Yes | ||
| Fee & Charges | ||||
| Early Repayment Charge | 0 month | No ERC | ||
| Facilities | ||||
| Deferred Start | 1 month | 1 months | ||
| Express Delivery | yes | Express transfer of funds available at extra charge of £30 which covers costs for the express transfer, this is deducted from the total loan amount....expand | ||
FLM Loans FLM Personal Loan
Compare the FLM Loans FLM Personal Loan with the UK's best loans, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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FLM Loans FLM Personal Loan Features & Benefits
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You may want to compare the FLM Loans FLM Personal Loan with these loans
Barclays Barclayloan Plus (Existing Customers Only)
- This loan has a max loan term of 5 yrs.
- Arrangement fee of 0 percent is available with this loan.
- Customers benefit from £0 minimum arrangement fee from Barclays.
- Arrangement fee of £0 is offered.
- You can get minimum loan of £5,000.
- Applicants get £25,000 max loan from this loan.
Prestige Finance Prime
- £5,000 to £30,000 promotional rate loan amount.
- Minimum loan of £5,000 is available with Prime.
- 25 yrs max loan term is offered.
- 25 years maximum loan term is offered.
- Customers can take advantage of 11.9 percent promotional rate APR.
Halifax Loan (Semi-exclusive/Existing Customers)
- The loan gives 7 years max loan term.
- Minimum loan of £1,000 is available.
- £7,000 to £13,000 initial rate loan amount is available.
- Customers will get deferred start of 3 months.
- Minimum loan length of 1 yr.
- Headline rate APR of 9.9%.
Zopa Young (20-25)
- A deferred start of 1 month is available from Zopa.
- 5 years maximum loan term.
- £0 to £0 promotional rate loan amount is available.
- Minimum loan of £1,000 is offered.
- Promotional rate APR of 10.43%.
Central Capital Secured Loan
- Max LTV of 100 percent is available with the loan.
- You get £5,000 minimum loan from Central Capital.
- Customers get 25 years maximum loan term from the Secured Loan.
- The loan offers a maximum loan of £100,000.
- New customers get 5 years minimum loan duration from this Secured Loan.
- Enjoy headline rate APR of 16.5%.
Everydayloans Everydayloans
- Customers get 0 percent arrangement fee from the loan.
- 5 years max loan term is offered to new customers.
- £1,500 minimum loan is offered.
- Deferred start of 1 month is offered with Everydayloans.
- Initial rate APR of 37.5 percent is available with Everydayloans.
Sainsbury's Loan (Small) (Nectar Card Holders)
- Get a deferred start of 2 months from the Loan (Small) (Nectar Card Holders).
- Customers can get 1 year minimum loan length.
- Take advantage of 8.8 percent introductory rate APR from Sainsbury's.
- New customers enjoy £0 minimum arrangement fee from Sainsbury's.
- The loan gives £5,000 to £7,499 initial rate loan amount.
- 5 years maximum loan term is offered.
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