Egg Personal Loan

Full product details for the Egg Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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UnsecuredBad Credit
SecuredCar
Debt Consolidation

Egg Personal Loan Features & Benefits

Loan TypeUnsecured 
Minimum Loan£1,000The minimum advance is £1000
Maximum Loan£20,000The maximum advance is £20000
Minimum Loan Term6 monthsThe minimum loan term is 6 months.
Maximum Loan Term6 yearsThe maximum loan term is 72months.
Headline Representative APR14.9%14.9
Headline Representative Loan Amount£7,000 to £25,000 
Early Repayment Charge0 monthNo ERC
Deferred Start1 month1 months
Debt ConsolidationyesThe loan can be used to consolidate debts.
Express Deliveryno 
Credit RatinggoodMost suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
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Fantastic layout of website enables ease of use, I especially like the free services that are offered including 'Money Saving Tips'.
Karen C. from Preston

Compare Egg Personal Loan With These Loans

Alliance and Leicester Loan (Semi-Exclusive)

  • This loan has a minimum loan duration of 1 yr.
  • New customers will have the benefit of 0% arrangement fee.
  • £20,000 maximum loan is available to applicants.
  • Customers get £1,000 minimum loan.
  • This loan has a 1 month deferred start.
  • This loan has a 6.3% promotional representative APR.
  • Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.

Bank of Scotland BOS Internet Loan (Existing Customers Only)

  • BOS Internet Loan (Existing Customers Only) gives a promotional representative APR of 9.9%.
  • The BOS Internet Loan (Existing Customers Only) has a 1 year minimum loan duration.
  • Get 1 mth deferred start.
  • Get 0% arrangement fee.
  • Representative Example: The representative APR is 13.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.4% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.

RBS Internet Loan (Existing Customers)

  • £7,500 to £14,950 promotional representative loan amount is offered to customers.
  • The RBS loan has a £0 minimum arrangement fee.
  • £25,000 maximum loan is available.
  • 0 percent arrangement fee is available.
  • Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.

Yorkshire Bank Personal Loan

  • Personal Loan gives a minimum loan of £1,000.
  • Maximum loan term of 7 yrs.
  • Initial representative APR of 6.4 percent.
  • Arrangement fee of 0%.
  • Get a deferred start of 1 mth from the loan.
  • Have the benefit of a minimum arrangement fee of £0 from the loan.
  • Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.

Barclays Barclayloan

  • £0 minimum arrangement fee is offered with this loan.
  • £0 arrangement fee is offered with Barclayloan.
  • This loan offers a 1 mth deferred start.
  • £1,000 minimum loan is offered.
  • 13.4% introductory representative APR is available with Barclayloan.
  • Representative Example: The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.

The Co-operative Bank The Co-op Personal Loan (CA/CA+ Customers)

  • Deferred start of 1 month is available with this loan.
  • You get £2,000 minimum loan from The Co-op Personal Loan (CA/CA+ Customers).
  • New customers benefit from 0 percent arrangement fee from The Co-op Personal Loan (CA/CA+ Customers).
  • You get 7 years max loan term.
  • Max loan of £25,000 is offered to customers.
  • Customers get 1 yr minimum loan period from The Co-op Personal Loan (CA/CA+ Customers).
  • Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £241.47 per month & £11,590.56 in total.

The Co-operative Bank The Co-op Personal Loan (Privilege&Premier CA)

  • The Co-operative Bank offers promotional representative APR of 6.9 percent.
  • You can get £7,500 to £14,950 introductory representative loan amount.
  • 30 days 1st payment due is available.
  • 6.9% representative APR is available with The Co-op Personal Loan (Privilege&Premier CA).
  • Applicants get 1 year minimum loan period.
  • Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £242.38 per month & £11,634.24 in total.