Egg Personal Loan
Full product details for the Egg Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
This product is no longer available...
Egg no longer provide any loans.
Compare loans from other providers, or use the options to the right.
Egg Personal Loan Features & Benefits
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000 |
| Maximum Loan | £20,000 | The maximum advance is £20000 |
| Minimum Loan Term | 6 months | The minimum loan term is 6 months. |
| Maximum Loan Term | 6 years | The maximum loan term is 72months. |
| Headline Representative APR | 14.9% | 14.9 |
| Headline Representative Loan Amount | £7,000 to £25,000 | |
| Early Repayment Charge | 0 month | No ERC |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | The loan can be used to consolidate debts. |
| Express Delivery | no | |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Existing Customers Only | yes | This loan is only available to existing customers (max loan of £20K) who have not successfully applied for credit with Egg for the past 6 months. |
| Minimum Age | 18 years | The minimum age is 18 years. |
| Minimum Income | £0 | Minimum income of £0 pa required. |
| Geographical Restrictions | no | There are no geographical restrictions are applied. |
| Guarantor Required | no | |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare Egg Personal Loan With These Loans
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- New customers will have the benefit of 0% arrangement fee.
- £20,000 maximum loan is available to applicants.
- Customers get £1,000 minimum loan.
- This loan has a 1 month deferred start.
- This loan has a 6.3% promotional representative APR.
- Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.
- BOS Internet Loan (Existing Customers Only) gives a promotional representative APR of 9.9%.
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- Get 1 mth deferred start.
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- £7,500 to £14,950 promotional representative loan amount is offered to customers.
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- £25,000 maximum loan is available.
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- Maximum loan term of 7 yrs.
- Initial representative APR of 6.4 percent.
- Arrangement fee of 0%.
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- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
- £0 minimum arrangement fee is offered with this loan.
- £0 arrangement fee is offered with Barclayloan.
- This loan offers a 1 mth deferred start.
- £1,000 minimum loan is offered.
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- You get 7 years max loan term.
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- Customers get 1 yr minimum loan period from The Co-op Personal Loan (CA/CA+ Customers).
- Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £241.47 per month & £11,590.56 in total.
- The Co-operative Bank offers promotional representative APR of 6.9 percent.
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- 30 days 1st payment due is available.
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