Full product details for the Black Horse Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
This product is no longer available...
Black Horse no longer provide any loans. Compare loans from other providers, or use the options to the right.
The early redemption charge is equivalent of 1 month interest.
Deferred Start
3 months
Debt Consolidation
yes
The loan can be used to consolidate debts.
Express Delivery
no
No express delivery options available.
Credit Rating (Unsecured Loans)
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
no
Loan available to all
Minimum Age
18 years
The minimum age is 18 years.
Minimum Income
£0
Minimum income of £0 pa required.
Geographical Restrictions
yes
Only available to UK residents (excluding the Channel Islands, Northern Ireland and Isle of Man).
Guarantor Required
no
Credit Rating (Unsecured Loans)
good
Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
This site got me a great deal on a london hotel stay for January 2012.
Wendy
Excellent site which supplied me with information which went a long way to assist me in making decision about subject which I was not familiar with. Thank You
Mike M.
Great useful offers.
Renee
I found this site very useful, especially in this bleak climate it is nice to know that you can save money. Well Done.
Useful ISA transfer info.
Great site with lots of informative information on saving money!
Anderson
I found your site very helpful re ISAs - nice & clear.
I love receiving your emails and pass on the great information you give to all my friends and family!!
This Internet Loan (Existing Customers) has a 1 yr minimum loan term.
You get 3 months deferred start from this Internet Loan (Existing Customers).
Minimum loan of £1,000 is available with the loan.
Representative APR of 6.8% is offered with the loan.
Applicants take advantage of arrangement fee (%) of 0 percent.
Representative Example: The representative APR is 18.6% (fixed) so if you borrow £15,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £356.70 per month & £17,121.60 in total.
You benefit from 5.4 percent representative APR from M&S Bank.
Personal Loan offers a minimum loan of £1,000.
The loan offers a deferred start of 3 months.
Representative Example: The representative APR is 5.4% (fixed) so if you borrow £15,000 over 4 years at a rate of 5.4% p.a. (fixed) you will repay £347.28 per month & £16,669.44 in total.
Internet Loan (Existing Customers) offers a 1st payment due of 42 days.
Arrangement fee (%) of 0 percent is available with the loan.
The loan offers a minimum loan duration of 1 yr.
A representative APR of 6.9% is offered by RBS.
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £383.25 per month & £18,396 in total.
Representative Example: The representative APR is 5.8% (fixed) so if you borrow £15,000 over 4 years at a rate of 5.8% p.a. (fixed) you will repay £376.69 per month & £18,081.12 in total.
Take advantage of 0% arrangement fee (%) from Yorkshire Bank.
An arrangement fee (£) of £0 is offered by Yorkshire Bank.
Get 1 yr minimum loan duration from Yorkshire Bank.
This loan offers £7,500 to £15,000 representative loan amount.
Representative Example: The representative APR is 5.1% (fixed) so if you borrow £15,000 over 4 years at a rate of 5.1% p.a. (fixed) you will repay £345.66 per month & £16,591.68 in total.
Representative Example: The representative APR is 17.9% (fixed) so if you borrow £15,000 over 4 years at a rate of 17.9% p.a. (fixed) you will repay £436.22 per month & £20,938.56 in total.
Get £500 to £5,000 representative loan amount from Amigo Loans Ltd.
The loan offers a representative APR of 49.9%.
Minimum loan of £500 is offered to applicants.
Customers benefit from £0 arrangement fee (£) from the Guarantor Loan.
Representative Example: The representative APR is 49.9% (variable) so if you borrow £5,000 over 2 years at a rate of 41.16% p.a. you will repay £309.11 per month & £7,418.64 in total.