Barclays Barclayloan
Full product details for the Barclays Barclayloan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Barclays Barclayloan Features & Benefits
| Representative Example | The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 13.4% | 13.4 |
| Headline Representative Loan Amount | £12,100 to £15,000 | |
| Early Repayment Charge | 30 days | The early redemption charge is equivalent of up to 30 days interest. |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. Customers successfully applying in Barclays branches can receive cleared funds immediately. Customers applying via Barclays online banking have the ability to print and faxback forms of agreement to receive immediate cleared funds. Customers applying by phone could get the loan agreement by courier for the next working day (£30 charge) and have their cleared fund on the day Barclays receive the signed document. |
| Credit Rating | very good | Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments. |
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Compare Barclays Barclayloan With These Loans
The Co-operative Bank The Co-op Personal Loan
- Minimum loan of £2,000 is offered with The Co-op Personal Loan.
- First payment due of 30 days.
- Get £25,000 maximum loan from The Co-operative Bank.
- The Co-operative Bank gives minimum arrangement fee of £0.
- Max loan term of 7 years is available.
- Get minimum loan length of 1 yr.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
Zopa Personal Loan
- Get £1,400 to £1,499 initial representative loan amount from Zopa.
- Maximum loan term of 5 yrs is offered.
- Get £15,000 max loan.
- 0 percent arrangement fee is offered to you.
- Applicants benefit from 6.1% promotional representative APR from the loan.
- First payment due of 30 days is offered.
- Representative Example: The representative APR is 6.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.84% p.a. (fixed)Arrangement fee £130,
HSBC Personal Loan
- Get a max loan term of 8 yrs from the Personal Loan.
- Applicants will get arrangement fee of 0 percent.
- You will get deferred start of 3 months.
- Get 1 yr minimum loan length.
- You get £7,000 to £15,000 initial representative loan amount.
- Get £25,000 max loan.
- Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Clydesdale Bank Clydesdale Personal Loan
- The Clydesdale Personal Loan has a £0 max arrangement fee.
- You can take advantage of 7 yrs maximum loan term.
- Arrangement fee of 0% is offered with the loan.
- Get a deferred start of 1 month from the loan.
- £7,500 to £25,000 promotional representative loan amount is offered with the loan.
- Applicants get 1 yr minimum loan period from Clydesdale Bank.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Bank of Scotland BOS Loan (Semi-exclusive/Existing Customers)
- 0% arrangement fee is offered.
- Customers get £0 minimum arrangement fee from Bank of Scotland.
- New customers get 1 yr minimum loan length from the BOS Loan (Semi-exclusive/Existing Customers).
- Get a 1st payment due of 30 days from the BOS Loan (Semi-exclusive/Existing Customers).
- 7 years maximum loan term is offered with BOS Loan (Semi-exclusive/Existing Customers).
- The loan gives a £0 arrangement fee.
- Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.
M&S Car Loan
- Get minimum loan of £2,500.
- This loan gives a headline representative APR of 6 percent.
- Get minimum arrangement fee of £0.
- This loan offers a maximum loan term of 7 yrs.
- M&S offers arrangement fee of 0%.
- Get £7,500 to £15,000 introductory representative loan amount.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Oakam Bonus Loan
- Get 1 month deferred start from Oakam.
- Minimum loan length of 6 months is available with this loan.
- Headline representative APR of 76.9% is offered with Bonus Loan.
- You get £200 minimum loan.
- This loan offers £2,501 to £3,000 initial representative loan amount.
- Representative Example: The representative APR is 338.2% (fixed) so if you borrow £5,000 over 2 years at a rate of 338.2% p.a. (fixed) you will repay £691.12 per month & £16,586.88 in total. Arrangement fee £35,
Tesco Bank Tesco Personal Loan
- New customers will get minimum loan of £3,000.
- Customers can have the benefit of 0 percent arrangement fee.
- Arrangement fee of £0 is offered to customers.
- Customers get £7,500 to £14,999 initial representative loan amount from Tesco Bank.
- £0 minimum arrangement fee is offered with the loan.
- 10 yrs maximum loan term is offered with the loan.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.55 per month & £11,258.40 in total.
