Barclays Barclayloan Plus (Existing Customers Only)
Full product details for the Barclays Barclayloan Plus (Existing Customers Only), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.75 per month & £11,844 in total.
Loan Type
Unsecured
Minimum Loan
£5,000
The minimum advance is £5000.
Maximum Loan
£25,000
The maximum advance is £25000.
Minimum Loan Term
2 years
The minimum loan term is 24 months.
Maximum Loan Term
5 years
The maximum loan term is 60months.
Headline Representative APR
8.9%
8.9
Headline Representative Loan Amount
£7,500 to £12,000
Early Repayment Charge
30 days
The early redemption charge is equivalent of up to 30 days interest.
Deferred Start
1 month
1 months
Debt Consolidation
yes
Debt consolidation allowed.
Express Delivery
yes
Express delivery/transfer available. Customers successfully applying in Barclays branches can receive cleared funds immediately. Customers applying via Barclays online banking have the ability to print and faxback forms of agreement to receive immediate cleared funds
Credit Rating
very good
Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments.
Availability
restricted
Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £1000 or more into their account a month, manage their accounts well and have a good credit history. Barclays set individual rates on the basis of a customer's financial status and the amount borrowed. Therefore the rate offered may differ from the Typical APR shown. Loans are subject to status.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Existing Customers Only
yes
Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £1000 or more into their account a month, manage their accounts well and have a good credit history. Barclays set individual rates on the basis of a customer's financial status and the amount borrowed. Therefore the rate offered may differ from the Typical APR shown. Loans are subject to status.
Minimum Age
18 years
The minimum age is 18 years.
Minimum Income
£0
Minimum income of £0 pa required.
Geographical Restrictions
no
There are no geographical restrictions applied.
Guarantor Required
no
Credit Rating
very good
Most suited to individuals who have a substantial income and a credit history free from credit defaults, arrears, CCJs or missed payments.
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Compare Barclays Barclayloan Plus (Existing Customers Only) With These Loans
Minimum loan term of 1 year is available with Personal Loan (Existing Customers).
The loan offers an arrangement fee of £0.
Introductory representative APR of 7.2% is available with this loan.
Max loan of £25,000 is offered with the loan.
Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.
Initial representative APR of 9.4% is offered with the loan.
Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.
A deferred start of 1 mth is offered by Post Office.
Post Office gives minimum arrangement fee of £0.
Arrangement fee of 0 percent is available with the loan.
Personal Loan gives a minimum loan of £2,000.
Representative Example: The representative APR is 7.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.4% p.a. (fixed) you will repay £240.21 per month & £11,530.08 in total.
£10,000 to £25,000 initial representative loan amount is offered.
9.8% introductory representative APR is available.
Ulster Bank offers minimum arrangement fee of £0.
Get a minimum loan of £1,000 from the loan.
Minimum loan term of 1 yr is offered with Loan.
Maximum loan term of 5 years is available to customers.
Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.63 per month & £12,030.24 in total.
Get £7,500 to £14,999 introductory representative loan amount.
1 yr minimum loan period is offered.
Customers benefit from £0 arrangement fee from Tesco Bank.
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.55 per month & £11,258.40 in total.