Bank of Scotland BOS Loan (Semi-exclusive/Existing Customers) Features & Benefits
| Feature / Benefit | Summary | Details | Rating out of 5 | ||
|---|---|---|---|---|---|
| Application Criteria: | |||||
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority...expand | |||
| Guarantor Required | no | no | |||
| Existing Customers Only | yes | Existing Bank Of Scotland customers only | |||
| Minimum Age | 18 years | The minimum age is 18 years. Must be an existing Bank of Scotland customer. | |||
| Minimum Income | £0 | Minimum income of £0 pa required. | |||
| Rates: | |||||
| Headline Rate APR | 11.5% | 11.5 | |||
| Suitability: | |||||
| Loan Type | Unsecured | Unsecured | |||
| Minimum Loan | £1,000 | The minimum advance is £1000 | |||
| Maximum Loan | £13,000 | The maximum advance is £13000 | |||
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. | |||
| Maximum Loan Term | 7 years | The maximum loan term is 84 months. | |||
| Online Decision | yes | On-line decision available. | |||
| Joint Application | yes | Joint applications are available. | |||
| Debt Consolidation | yes | You can use the loan to consolidate existing debt. | |||
| Fee & Charges: | |||||
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of 58 days interest. | |||
| Facilities: | |||||
| Deferred Start | 3 months | 3 months | |||
| Express Delivery | yes | If you choose the optional courier service to receive your loan agreements, £70 will be payable one month before your first repayment. | |||
Apply for this loan:![]() | |||||










