Bank of Scotland BOS Internet Loan (Existing Customers Only)
Full product details for the Bank of Scotland BOS Internet Loan (Existing Customers Only), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Bank of Scotland BOS Internet Loan (Existing Customers Only) Features & Benefits
| Representative Example | The representative APR is 13.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.4% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000 |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months. |
| Maximum Loan Term | 7 years | The maximum loan term is 84months. |
| Headline Representative APR | 9.9% | 9.9 |
| Headline Representative Loan Amount | £7,000 to £15,000 | |
| Early Repayment Charge | 58 days | The early redemption charge is equivalent of up to 58 days interest. |
| Deferred Start | 1 month | |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | yes | Express delivery/transfer available. Optional courier service to receive the loan agreements - £70. This will be payable one month before the first repayment. Funds are transferred upon receipt of the signed loan documentation. Loan funds are transferred into a BOS Current Account within 24 hours. Transfers to other bank accounts can take up to 3 days to clear from date of transfer. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | Existing Bank Of Scotland customers only. |
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Easy site to use - excellent information, especially the p&o ferry stuff. Teresa N. |
Compare Bank of Scotland BOS Internet Loan (Existing Customers Only) With These Loans
First Direct Personal Loan
- Arrangement fee of £0 is available to new customers.
- £0 minimum arrangement fee is available.
- This loan has a 1 year minimum loan duration.
- Get £25,000 maximum loan.
- 1 month deferred start is available to new customers.
- Minimum loan of £1,000.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
M&S Personal Loan (Internet)
- Max loan of £25,000.
- New customers will get minimum loan of £1,000.
- Get an arrangement fee of £0 from the loan.
- Benefit from a maximum loan term of 7 years.
- You get 3 months deferred start from this loan.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Nationwide Personal Loan (Existing Customers)
- Have the benefit of 7.2 percent introductory representative APR from Nationwide.
- Minimum loan of £7,500.
- Nationwide gives minimum arrangement fee of £0.
- A minimum loan duration of 1 yr is offered by Nationwide.
- You will get £7,500 to £14,999 headline representative loan amount.
- Representative Example: The representative APR is 6.3% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.3% p.a. (fixed) you will repay £235.42 per month & £11,300.16 in total.
Ulster Bank Loan
- 30 days 1st payment due is offered.
- Take advantage of 0 percent arrangement fee.
- £0 maximum arrangement fee is offered.
- Get £1,000 minimum loan.
- 1 month deferred start is offered.
- Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.63 per month & £12,030.24 in total.
Zopa Young (20-25)
- Get a minimum loan term of 3 yrs from the loan.
- Get a maximum loan term of 5 years from the loan.
- A 9.16 percent initial representative APR is available.
- This loan offers a 1 mth deferred start.
- New customers get £1,000 to £1,099 headline representative loan amount.
- Representative Example: The representative APR is 10.77% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.77% p.a. (fixed)Arrangement fee £190,
Barclays Barclayloan
- £0 minimum arrangement fee.
- 1st payment due of 30 days is available to applicants.
- 1 mth deferred start is available to you.
- Customers will get 0 percent arrangement fee.
- 5 yrs max loan term.
- Get £25,000 maximum loan from Barclays.
- Representative Example: The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.
Sainsbury's Finance Sainsbury's Standard Small Loan (4-5 Yrs)
- Applicants get deferred start of 3 months.
- Minimum arrangement fee of £0 is offered with the loan.
- Sainsbury's Finance gives introductory representative APR of 7.9%.
- Customers can get £0 arrangement fee.
- Take advantage of an arrangement fee of 0%.
- £1,000 minimum loan.
- Representative Example: The representative APR is 7.9% (fixed) at a rate of 7.9% p.a. (fixed)
