Bank of Ireland BOI Direct Personal Loan
Full product details for the Bank of Ireland BOI Direct Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Bank of Ireland BOI Direct Personal Loan Features & Benefits
| Representative Example | The representative APR is 9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9% p.a. (fixed) you will repay £245.25 per month & £11,772 in total. Arrangement fee £65, | |
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000 |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 6 months | The minimum loan term is 6 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 8.5% | 8.5 |
| Headline Representative Loan Amount | £1,000 to £1,000 | |
| Early Repayment Charge | 0 month | No ERC |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
| Availability | restricted | To apply, the borrower must have had a Bank of Ireland Current Account in Northern Ireland or GB for the last 6 months. |
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Compare Bank of Ireland BOI Direct Personal Loan With These Loans
First Direct Personal Loan
- Max loan of £25,000 is available.
- New customers get 1 year minimum loan length.
- Customers get arrangement fee of 0 percent.
- Get £1,000 minimum loan from First Direct.
- £7,000 to £15,000 introductory representative loan amount is offered.
- Take advantage of £0 arrangement fee from First Direct.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Zopa Personal Loan
- Personal Loan offers a minimum loan of £1,000.
- 30 days first payment due is offered with the loan.
- Introductory representative APR of 5.95 percent is available with Personal Loan.
- The Zopa loan has a deferred start of 1 month.
- Representative Example: The representative APR is 6.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.84% p.a. (fixed)Arrangement fee £130,
M&S Car Loan
- £7,500 to £15,000 introductory representative loan amount.
- Minimum loan of £2,500 is available with Car Loan.
- A 0% arrangement fee is available.
- Car Loan offers a minimum loan length of 1 yr.
- £0 minimum arrangement fee.
- Max loan of £25,000 is available to new customers.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Zopa Young (20-25)
- £1,000 to £1,099 promotional representative loan amount is available to applicants.
- Minimum loan period of 3 years is offered to customers.
- Max loan term of 5 yrs is available with the loan.
- 30 days first payment due.
- New customers will have the benefit of 9.16% initial representative APR.
- Deferred start of 1 mth is offered.
- Representative Example: The representative APR is 10.77% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.77% p.a. (fixed)Arrangement fee £190,
Ulster Bank Ufirst (Small)
- The loan has £10,000 to £19,999 headline representative loan amount.
- Deferred start of 1 mth is offered to customers.
- 9.4 percent promotional representative APR is available.
- A 0% arrangement fee is offered.
- You enjoy £0 minimum arrangement fee from Ulster Bank.
- Benefit from £0 arrangement fee from Ulster Bank.
- Representative Example: The representative APR is 12.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 12.6% p.a. (fixed) you will repay £235.33 per month & £5,647.92 in total.
FLM Loans FLM Personal Loan
- Get a promotional representative APR of 49.9 percent.
- Arrangement fee of 0 percent is offered to customers.
- New customers benefit from £0 arrangement fee.
- Minimum arrangement fee of £0.
- New customers get 1 mth deferred start.
- Representative Example: The representative APR is 49.9% (fixed) so if you borrow £5,000 over 2 years at a rate of 49.9% p.a. (fixed) you will repay £309.11 per month & £7,418.64 in total.
AA Personal Loan
- New customers will get minimum loan length of 1 year.
- £7,500 to £14,950 initial representative loan amount is offered with this loan.
- Customers get £2,000 minimum loan from AA.
- Customers take advantage of 7.9 percent promotional representative APR from this Personal Loan.
- Deferred start of 1 mth is offered to you.
- Get 7 years maximum loan term.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
