Bank of Ireland BOI Direct Personal Loan (Phone)
Full product details for the Bank of Ireland BOI Direct Personal Loan (Phone), including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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Bank of Ireland BOI Direct Personal Loan (Phone) Features & Benefits
| Loan Type | Unsecured | |
| Minimum Loan | £1,000 | The minimum advance is £1000 |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 6 months | The minimum loan term is 6 months. |
| Maximum Loan Term | 5 years | The maximum loan term is 60months. |
| Headline Representative APR | 8.6% | 8.6 |
| Headline Representative Loan Amount | £5,000 to £7,499 | |
| Early Repayment Charge | 0 month | No ERC |
| Deferred Start | 1 month | 1 months |
| Debt Consolidation | yes | You can use the loan to consolidate existing debt |
| Express Delivery | no | No express delivery available |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare Bank of Ireland BOI Direct Personal Loan (Phone) With These Loans
The Co-operative Bank Personal Loan
- Get 0 mth deferred start from The Co-operative Bank.
- New customers benefit from arrangement fee of £0.
- £0 minimum arrangement fee is available with Personal Loan.
- The Co-operative Bank loan has a first payment due of 30 days.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
First Direct Personal Loan
- A £0 max arrangement fee is available.
- £7,000 to £15,000 headline representative loan amount is offered to new customers.
- 6.1 percent introductory representative APR is offered with Personal Loan.
- 1st payment due of 30 days is available to new customers.
- Get a minimum loan of £1,000 from the Personal Loan.
- Minimum loan period of 1 yr is offered.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Smile Personal Loan
- Get £7,500 to £14,950 initial representative loan amount.
- The loan offers a 1st payment due of 30 days.
- This Personal Loan has a max loan of £25,000.
- 7 yrs maximum loan term is available with this loan.
- Minimum loan of £2,000 is available with Personal Loan.
- 1 year minimum loan length is available.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Yorkshire Bank Personal Loan
- Minimum loan period of 1 year is available to customers.
- Get 30 days 1st payment due from Yorkshire Bank.
- New customers benefit from £0 arrangement fee.
- Have the benefit of £0 maximum arrangement fee.
- Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
Provident Personal Credit Cash Loan
- Minimum loan length of 6 months is offered to you.
- You get £50 minimum loan from the loan.
- 0 percent arrangement fee is available.
- This loan offers a deferred start of 0 month.
- Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Zopa Personal Loan (Young 20-25)
- Personal Loan (Young 20-25) gives an introductory representative APR of 9.16%.
- This loan gives an arrangement fee of 0%.
- Zopa gives minimum arrangement fee of £190.
- 30 days first payment due is available with Personal Loan (Young 20-25).
- Representative Example: The representative APR is 10.72% (fixed) so if you borrow £10,000 over 4 years at a rate of 10.72% p.a. (fixed)Arrangement fee £190,
Tesco Bank Personal Loan
- You take advantage of introductory representative APR of 6.1%.
- £25,000 maximum loan is available with this loan.
- First payment due of 30 days is offered with this loan.
- Enjoy £0 arrangement fee.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to bo
