AA Personal Loan
Full product details for the AA Personal Loan, including loan details, application criteria, rates, suitability, fee & charges, example costs, facilities, restrictions and incentives.
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AA Personal Loan Features & Benefits
| Representative Example | The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total. | |
| Loan Type | Unsecured | |
| Minimum Loan | £2,000 | The minimum advance is £2000. |
| Maximum Loan | £25,000 | The maximum advance is £25000. |
| Minimum Loan Term | 1 year | The minimum loan term is 12 months (available in six-month intervals, so you could take out, e.g., the loan for 4.5 years) |
| Maximum Loan Term | 7 years | The maximum loan term is 84 months (available in six-month intervals, so you could take out, e.g., the loan for 4.5 years) . |
| Headline Representative APR | 7.9% | 7.9 |
| Headline Representative Loan Amount | £7,500 to £14,950 | |
| Early Repayment Charge | 1 month | The early redemption charge is equivalent of 1 month interest. |
| Deferred Start | 1 month | |
| Debt Consolidation | yes | Debt consolidation allowed. |
| Express Delivery | no | Express delivery/transfer not available. |
| Credit Rating | good | Most suited to individuals who have an average income and a recent credit history free from credit defaults, arrears, CCJs or missed payments. The majority of applicants can be described as having a good credit rating. |
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Compare AA Personal Loan With These Loans
The Co-operative Bank The Co-op Personal Loan
- Arrangement fee of 0 percent.
- You enjoy £0 maximum arrangement fee from this loan.
- 7.9 percent headline representative APR is available.
- You enjoy minimum arrangement fee of £0.
- Benefit from arrangement fee of £0.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
Halifax Internet Loan (Existing Customers)
- Applicants get minimum loan of £1,000.
- Applicants take advantage of arrangement fee of £0.
- Halifax gives headline representative APR of 8.8%.
- £7,000 to £15,000 initial representative loan amount is available with the loan.
- Benefit from a minimum arrangement fee of £0 from this loan.
- Representative Example: The representative APR is 18.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.6% p.a. (fixed) you will repay £246.52 per month & £11,832.96 in total.
Smile Personal Loan
- Customers get £7,500 to £14,950 introductory representative loan amount from Smile.
- Benefit from 0 percent arrangement fee.
- £2,000 minimum loan.
- 1 month deferred start is available with this loan.
- Maximum loan of £25,000 is offered with this loan.
- Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £243.73 per month & £11,699.04 in total.
Yorkshire Bank Personal Loan
- New customers will get minimum loan of £1,000.
- The loan gives £7,500 to £25,000 initial representative loan amount.
- This loan gives an arrangement fee of £0.
- Personal Loan offers a 1st payment due of 30 days.
- Representative Example: The representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £236.08 per month & £11,331.84 in total.
Barclays Barclayloan
- The Barclays loan has an arrangement fee of £0.
- Benefit from arrangement fee of 0 percent.
- Get £12,100 to £15,000 introductory representative loan amount.
- New customers get £25,000 max loan from Barclays.
- Applicants get 5 years maximum loan term from the Barclayloan.
- Representative Example: The representative APR is 21.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 21.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.
Ulster Bank Ufirst Gold (Small)
- Get an arrangement fee of £0 from this Ufirst Gold (Small).
- This loan offers a minimum arrangement fee of £0.
- £9,999 max loan is offered.
- Customers get minimum loan term of 1 year.
- You have the benefit of 9 percent headline representative APR from the loan.
- Benefit from an arrangement fee of 0 percent.
- Representative Example: The representative APR is 11.6% (fixed) so if you borrow £5,000 over 2 years at a rate of 11.6% p.a. (fixed) you will repay £233.17 per month & £5,596.08 in total.
