Compare Fixed Rate Loans

Compare fixed rate loans from the best lenders in the UK and find the cheapest fixed rate loan that suits your circumstances in minutes with the help of our cheap fixed rate personal loan comparison. We help you get the reassurance of a cheap guaranteed interest rate on your borrowing throughout the term of your fix rate loan.
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LoanTermHeadline RepresentativeOnline Decision 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Sainsbury's Bank
 
Standard Small Loan (4-5 Yrs)
£1,000£7,499
4
years
5
years
7.8%£5,000 to £7,499
Representative Example: The representative APR is 7.8% (fixed) at a rate of 7.8% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
The Co-operative Bank
 
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
AA
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
Car Loan 4U
Car Loan (Excellent Credit History)
£3,000£50,000
1
year
5
years
7.9%£3,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total.
Creditplus
Car Loan (Excellent Rating)
£2,000£50,000
1
year
5
years
7.9%£2,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total.
Sainsbury's Bank
 
Standard Large Loan (4+ Yrs)
£15,001£25,000
4
years
7
years
8.2%£15,001 to £25,000
Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
NatWest
Personal Loan
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Existing Customers)
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Loan available to RBS customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Creditplus
Car Loan (Good Rating)
£2,000£50,000
1
year
5
years
13.2%£2,000 to £50,000
Representative Example: The representative APR is 13.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.2% p.a. (fixed)
Car Loan 4U
Car Loan (Good Credit History)
£3,000£50,000
1
year
5
years
13.9%£3,000 to £50,000
Representative Example: The representative APR is 13.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.9% p.a. (fixed) you will repay £266.63 per month & £12,798.24 in total.
Creditplus
Car Loan (Fair Rating)
£2,000£50,000
1
year
5
years
17.9%£2,000 to £50,000
Representative Example: The representative APR is 17.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 17.9% p.a. (fixed) you will repay £308.33 per month & £14,799.84 in total.
Car Loan 4U
Car Loan (Fair Credit History)
£3,000£50,000
1
year
5
years
18.9%£3,000 to £50,000
Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
Car Loan 4U
Car Loan (Average Credit History)
£3,000£50,000
1
year
5
years
23.9%£3,000 to £50,000
Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total.
Creditplus
Car Loan (Poor Rating)
£2,000£50,000
1
year
5
years
24%£2,000 to £50,000
Representative Example: The representative APR is 24% (fixed) so if you borrow £10,000 over 4 years at a rate of 24% p.a. (fixed)
Car Loan 4U
Car Loan (Poor Credit History)
£3,000£50,000
1
year
5
years
28.9%£3,000 to £50,000
Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total.
Guarantor Loans Online
 
Guarantor Loans
£1,000£5,000
1
year
5
years
53.8%£1,000 to £5,000
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total.
Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application.
Amigo Loans Ltd
Personal Loan
£500£5,000
1
year
5
years
62.1%£500 to £5,000
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total.
Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up.
Provident Personal Credit
 
Cash Loan
£50£500
6
months
13
months
272.2%£50 to £500
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed)
Pounds to Pocket
 
Personal Loan
£200£2,000
1
year
1
year
278%£200 to £2,000
Representative Example: The representative APR is 278% (fixed) at a rate of 278% p.a. (fixed)
Full Results
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
5.9%£7,500 to £15,000
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
M&S
Personal Loan
£1,000£25,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Yorkshire Bank
Personal Loan
£7,500£14,999
1
year
7
years
6%£7,500 to £14,999
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
M&S
Car Loan
£2,500£25,000
1
year
5
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Tesco Bank
Personal Loan (Existing Customers)
£3,000£25,000
1
year
10
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Loan available to existing customers only.
Derbyshire Building Society
 
Personal Loan (Semi-Exclusive)
£5,000£20,000
1
year
5
years
6%£7,500 to £14,950
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
First Direct
Personal Loan
£1,000£25,000
1
year
7
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Available to existing First Direct customers only.
HSBC
Premier Loan
£7,000£25,000
1
year
8
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
HSBC premier personal loan is for HSBC Premier current account holders only.
Zopa
Personal Loan
£1,000£15,000
3
years
5
years
6.12%£1,200 to £1,299
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
HSBC
Personal Loan
£7,000£25,000
1
year
8
years
6.2%£7,000 to £15,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
HSBC Personal Loans are only available to existing HSBC current account customers.
Barclays
Barclayloan Plus (£3K+ Min Credit)
£10,000£25,000
2
years
5
years
6.2%£10,000 to £25,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £3,000 or more into their account... more
Santander
Personal Loan
£1,000£20,000
1
year
5
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.
Sainsbury's Bank
 
Shopper Reward Med Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
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Loan Comparison

View all loan reviews.

Alternative Loans

You may want to compare the above loans with the following.

Northern Bank Personal Loan

  • New customers have the benefit of 0% arrangement fee from Northern Bank.
  • New customers enjoy promotional representative APR of 9.4%.
  • New customers benefit from minimum arrangement fee of £0.
  • You get 5 yrs max loan term from Northern Bank.
  • The loan gives a £0 maximum arrangement fee.
  • Customers get minimum loan of £1,000.
  • Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £248.93 per month & £11,948.64 in total.

Ulster Bank Personal Loan

  • Get a first payment due of 30 days from this Personal Loan.
  • Take advantage of 9.8 percent representative APR from Ulster Bank.
  • Get 1 yr minimum loan term.
  • Max loan term of 5 years is offered with this loan.
  • Benefit from arrangement fee of 0 percent.
  • Representative Example: The representative APR is 9.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.8% p.a. (fixed) you will repay £250.67 per month & £12,032.16 in total.

Zopa Personal Loan

  • You will get first payment due of 30 days.
  • New customers get 5 yrs max loan term from this Personal Loan.
  • Get £1,200 to £1,299 initial representative loan amount.
  • You can enjoy arrangement fee of 0%.
  • Minimum loan of £1,000 is available with this loan.
  • This Zopa loan has a minimum loan length of 3 yrs.
  • Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,

Bank of Scotland Personal Loan (Semi-exclusive/Ex/C)

  • Get a minimum loan of £1,000 from this loan.
  • Customers get £0 minimum arrangement fee.
  • The loan gives 7 years max loan term.
  • 30 days first payment due is available with Personal Loan (Semi-exclusive/Ex/C).
  • Representative Example: The representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £251.33 per month & £12,063.84 in total.

Barclays Barclayloan

  • Customers get max loan of £25,000.
  • Customers will get 30 days 1st payment due.
  • Benefit from £0 arrangement fee.
  • This loan offers £1,000 minimum loan.
  • Representative Example: The representative APR is 22.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 22.9% p.a. (fixed) you will repay £301.91 per month & £14,491.68 in total.

Sainsbury's Bank Standard Large Loan (4+ Yrs)

  • Customers get £15,001 to £25,000 headline representative loan amount.
  • 4 yrs minimum loan length is offered with Standard Large Loan (4+ Yrs).
  • Arrangement fee of 0 percent is offered with Standard Large Loan (4+ Yrs).
  • This loan offers an arrangement fee of £0.
  • Get a max loan of £25,000.
  • The loan gives a deferred start of 2 months.
  • Representative Example: The representative APR is 8.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.2% p.a. (fixed)

Ulster Bank Ufirst Gold (Large)

  • 0 percent arrangement fee is available.
  • Minimum loan term of 1 yr.
  • This Ulster Bank loan has 7 years max loan term.
  • £0 minimum arrangement fee is offered with Ufirst Gold (Large).
  • Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £246.25 per month & £11,820 in total.

Sainsbury's Bank Shopper Reward Large Loan (4+ Yrs)

  • Customers can get 30 days first payment due.
  • New customers have the benefit of 8.8% representative APR from the Shopper Reward Large Loan (4+ Yrs).
  • A £0 minimum arrangement fee is offered.
  • £0 max arrangement fee is available with the loan.
  • Get a deferred start of 2 months.
  • Get an arrangement fee of £0 from the Shopper Reward Large Loan (4+ Yrs).
  • Representative Example: The representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed)