Compare Best Loan Rates 2012
Compare the best loan rates 2012 can give you at a glance & quickly find the UK personal loan company that will give you access to a cheap loan 2012. Our personal loans 2012 comparison makes finding & securing the best personal loan rates 2012 can give you hassle free so you can be confident you're getting the best low interest loan.
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| Loan | Term | Headline Representative | Online Decision | ||||||||||||||||||||||||||||||||||||||||||||||
| Minimum | Maximum | Minimum | Maximum | APR | Loan Amount | ||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Pounds to Pocket Personal Loan | £200 | £2,000 | 1 year | 1 year | 278% | £200 to £2,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 278% (fixed) at a rate of 278% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 1 year | 7 years | 8.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total. Loan available to RBS customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
AA Personal Loan | £2,000 | £25,000 | 1 year | 7 years | 7.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nemo Personal Finance Nemo | £7,500 | £100,000 | 3 years | 25 years | 8.22% | £7,500 to £100,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk | |||||||||||||||||||||||||||||||||||||||||||||||||
Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4 years | 5 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. Loan available to Sainsbury's shoppers with Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||
Norton Finance Norton Finance | £3,000 | £25,000 | 3 years | 20 years | 11.9% | £3,000 to £25,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
Shawbrook Bank Link Loans | £3,000 | £70,000 | 3 years | 25 years | 8.9% | £3,000 to £70,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
Shawbrook Bank Link Platinum | £20,000 | £100,000 | 3 years | 25 years | 7.9% | £20,000 to £100,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
Central Trust Central | £5,000 | £100,000 | 3 years | 25 years | 13.7% | £5,000 to £100,000 | n/a | ||||||||||||||||||||||||||||||||||||||||||
Available to home owners only. Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk. | |||||||||||||||||||||||||||||||||||||||||||||||||
Aspire Money Personal Loan | £500 | £7,500 | 1 year | 7 years | 62.1% | £500 to £7,500 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Representative 62.1% APR.
Borrow £3000 and pay £161.03 a month for 36 months. The total charge for credit is £2797.08 (all interest). The Total Repayable is £5797.08. Aspire Money offer a loan brokering service with no upfront fees and have loans available that don't require a guarantor. Please only apply if you are aged 18 to 65, employed or self employed with a income of more than £800 a month. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide Personal Loan | £7,500 | £25,000 | 1 year | 5 years | 6.8% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||
Guarantor Loans Online Guarantor Loans | £1,000 | £5,000 | 1 year | 5 years | 53.8% | £1,000 to £5,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 53.8% (fixed) so if you borrow £5,000 over 2 years at a rate of 53.8% p.a. (fixed) you will repay £316.43 per month & £7,594.32 in total. Guarantor Loans Online is a specialist, no fee guarantor loan provider. All bad credit considered. Please only apply if you have a homeowner guarantor to support your application. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Personal Loan (Adv Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Advantage Gold current account and Black Account customers only.. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Internet Loan (Royalties/Royalties Gold) | £1,000 | £25,000 | 1 year | 7 years | 6.9% | £7,500 to £14,950 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total. Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||
Clydesdale Bank Personal Loan | £7,500 | £15,000 | 1 year | 7 years | 6% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total. Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges. | |||||||||||||||||||||||||||||||||||||||||||||||||
Provident Personal Credit Cash Loan | £50 | £500 | 6 months | 13 months | 272.2% | £50 to £500 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 272.2% (fixed) at a rate of 272.2% p.a. (fixed) | |||||||||||||||||||||||||||||||||||||||||||||||||
Tesco Bank Personal Loan | £3,000 | £25,000 | 1 year | 10 years | 6.1% | £7,500 to £15,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status. | |||||||||||||||||||||||||||||||||||||||||||||||||
Amigo Loans Ltd Personal Loan | £500 | £5,000 | 1 year | 5 years | 62.1% | £500 to £5,000 | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: The representative APR is 62.1% so if you borrow £3,000 over 3 years at a rate of 62.1% p.a. you will repay £161.01 per month & £5,796.36 in total. Struggling to get a loan even though you know can afford to pay it back? Amigo can lend you up to £5000 as long as you've got someone willing to back you up. | |||||||||||||||||||||||||||||||||||||||||||||||||
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Alternative Loans
You may want to compare the above loans with the following.
Santander Personal Loan
- 5 years max loan term is offered with the loan.
- A 1 yr minimum loan duration is offered.
- The loan has £7,500 to £15,000 headline representative loan amount.
- This loan gives a maximum loan of £20,000.
- This loan has a £0 arrangement fee.
- This loan has £1,000 minimum loan.
- Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.
Wesleyan Bank Limited Personal Loan
- Initial representative APR of 8.4 percent.
- 7 years maximum loan term.
- £0 max arrangement fee is available to you.
- This loan has £7,500 to £25,000 initial representative loan amount.
- Representative Example: The representative APR is 8.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.4% p.a. (fixed) you will repay £244.57 per month & £11,739.36 in total.
HSBC Premier Loan
- Have the benefit of 6.1% initial representative APR.
- Maximum arrangement fee of £0 is offered.
- You get £7,000 minimum loan from HSBC.
- Get max loan of £25,000.
- Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Car Loan 4U Car Loan (Bad Credit History)
- Minimum loan of £3,000 is available to customers.
- Representative APR of 33.9 percent.
- The loan gives 30 days 1st payment due.
- Customers can get £3,000 to £50,000 promotional representative loan amount.
- £50,000 max loan is offered.
- 33.9% introductory representative APR is available.
- Representative Example: The representative APR is 33.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 33.9% p.a. (fixed) you will repay £349.96 per month & £16,798.08 in total.
NatWest Grad FlexiLoan
- 14.5 percent initial representative APR is available.
- A max arrangement fee of £0 is available from NatWest.
- You get £5,000 to £15,000 headline representative loan amount.
- The loan has an arrangement fee of 0%.
- Deferred start of 0 mth is offered to customers.
- £0 arrangement fee is available to new customers.
- Representative Example: The representative APR is 18% (fixed) so if you borrow £10,000 over 4 years at a rate of 18% p.a. (fixed) you will repay £271.13 per month & £13,014.24 in total.
Loansathome4u Cash Loan
- £150 to £600 headline representative loan amount is offered with this loan.
- The Cash Loan has an arrangement fee of £0.
- Benefit from a maximum arrangement fee of £0.
- 8 months maximum loan term is available to you.
- Minimum loan of £150 is offered with this loan.
- 7 days first payment due.
- Representative Example: The representative APR is 399.7% (fixed) at a rate of 399.7% p.a. (fixed)
