Compare 15,000 Loan Rates

Compare the cheapest £15,000 loan rates currently on offer from UK lenders in our at-a-glance comparison of the best £15,000 loans currently available & find a cheap £15k loan that suits your circumstances in minutes. We make it find & applying for the best £15,000 loan deals quick & simple so you don't pay more than you need to in interest.
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 LoanRepresentative APRFor Loan AmountsTerm 
MinimumMaximumMinimumMaximum
Promoted Results
Zopa
Personal Loan
£1,000£20,0004.3%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total.
You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's.
Clydesdale Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement.
Yorkshire Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Tesco Bank
Personal Loan
£3,000£25,0004.5%£7,500 to £15,000
1
year
10
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total.
Hitachi Personal Finance
 
Personal Loan
£2,500£25,0004.5%£7,500 to £10,000
2
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,0004.5%£7,500 to £15,000
4
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Different rates apply if you don't have a Nectar Card.
Santander
Internet Loan
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Derbyshire Building Society
 
Personal Loan
£5,000£20,0004.6%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total.
For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000.
AA
Loan
£3,000£25,0004.7%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total.
One year term is available for loans under £5,000.
M&S Bank
Personal Loan (New Customers)
£1,000£25,0004.8%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.8% p.a. (fixed) you will repay £228.93 per month & £10,988.64 in total.
To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a homeowner.
To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over.
RBS
Internet Loan (Existing Customers)
£1,000£25,0004.9%£7,500 to £14,950
1
year
7
years
Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total.
Available to existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Nationwide
Personal Loan
£7,500£25,0006.2%£7,500 to £14,999
1
year
5
years
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month & £12,497.04 in total.
NatWest
Personal Loan
£1,000£25,0006.4%£7,500 to £14,950
1
year
7
years
Representative Example: The Representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £235.77 per month & £11,316.96 in total.
Available to existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Sainsbury's Bank
 
Standard Medium Loan (5+ Yrs)
£7,500£15,0006.5%£7,500 to £15,000
61
months
7
years
Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £10,000 over 7 years at a rate of 6.5% p.a. (fixed) you will repay £147.60 per month & £12,398.40 in total.
RateSetter
1 Year Loan
£1,000£25,0006.7%£5,000 to £14,999
1
year
23
months
Representative Example: The Representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)Arrangement fee £115.75.
Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Moneyway
Plus Loan
£3,000£15,0007.5%£7,001 to £15,000
1
year
5
years
Representative Example: The Representative APR is 7.9% so if you borrow £7,000 over 3 years at a rate of 7.9% p.a. (fixed) you will repay £218.15 per month & £7,853.40 in total.
Prestige Finance
 
Prestige Finance most affordable secured loan
£10,000£100,000
8.47%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.47% (variable) so if you borrow £50000 over 15 years at a rate of 6.75% p.a. (variable) you will repay £482.28 per month & total amount payable £86,810.40.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Low Rate secured loan from 7%
£7,500£39,999
8.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 8.9% (variable) so if you borrow £30000 over 15 years at a rate of 7.008% p.a. (variable) you will repay £296.76 per month & total amount payable £53,416.80.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Part of the One Savings Bank Group
£10,000£100,000
9.69%
variable
---
3
years
25
years
Representative Example: The Representative APR is 9.69% (variable) so if you borrow £40000 over 15 years at a rate of 7.5% p.a. (variable) you will repay £421.58 per month & total amount payable £74,253.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£100,000
10.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10.7% (variable) so if you borrow £40000 over 15 years at a rate of 8.592% p.a. (variable) you will repay £435.66 per month & total amount payable £78,418.80.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured loan at competitive rate
£7,500£39,999
10.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 8.4% APR
£7,500£39,999
10.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 8.124% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
11.48%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.48% (variable) so if you borrow £50000 over 15 years at a rate of 9.4% p.a. (variable) you will repay £565.82 per month & total amount payable £101,847.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
UK Cheapest Rate for BTL Secured Loans
£5,000£60,000
11.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.7% (variable) so if you borrow £40000 over 15 years at a rate of 9.85% p.a. (variable) you will repay £458.14 per month & total amount payable £82,465.20.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Step One Finance's cheapest secured loan
£7,500£50,000
11.7%
variable
---
5
years
20
years
Representative Example: The Representative APR is 11.7% (variable) so if you borrow £30000 over 15 years at a rate of 8.9% p.a. (variable) you will repay £342.78 per month & total amount payable £61,700.40.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Light Adverse Secured Loan
£5,000£80,000
11.8%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.8% (variable) so if you borrow £40000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £460.77 per month & total amount payable £82,938.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 9.4% APR
£7,500£39,999
11.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 11.9% (variable) so if you borrow £15000 over 10 years at a rate of 9.048% p.a. (variable) you will repay £209.44 per month & total amount payable £25,132.80.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Masthaven's cheapest loan rate
£5,000£100,000
12.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.1% (variable) so if you borrow £40000 over 10 years at a rate of 9.75% p.a. (variable) you will repay £562.31 per month & total amount payable £67,477.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Low rate BTL Secured Loan 9.95%
£5,000£75,000
12.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.1% (variable) so if you borrow £45000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £524.9 per month & total amount payable £94,482.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Simple, straight forward process
£7,500£74,999
12.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.3% (variable) so if you borrow £40000 over 15 years at a rate of 7.752% p.a. (variable) you will repay £472.07 per month & total amount payable £84,972.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Prime Rate Loan
£5,000£90,000
12.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.4% (variable) so if you borrow £40000 over 15 years at a rate of 10.45% p.a. (variable) you will repay £473.99 per month & total amount payable £85,318.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 8.9%
£5,000£60,000
12.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 8.9%
£5,000£75,000
12.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£100,000
12.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.516% p.a. (variable) you will repay £427.3 per month & total amount payable £51,276.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
The UK's biggest secured loan lender for second properties
£5,000£75,000
12.9%
variable
---
3
years
30
years
Representative Example: The Representative APR is 12.9% (variable) so if you borrow £60000 over 20 years at a rate of 10.95% p.a. (variable) you will repay £668.04 per month & total amount payable £160,329.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Let-Property Prime Rate Loan
£5,000£80,000
12.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 10.85% p.a. (variable) you will repay £364.03 per month & total amount payable £65,525.40.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
9.9% Secured Loan
£7,500£50,000
12.9%
variable
---
5
years
20
years
Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 9.9% p.a. (variable) you will repay £363.24 per month & total amount payable £65,383.20.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Light Adverse Secured Loan
£5,000£60,000
13%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13% (variable) so if you borrow £35000 over 15 years at a rate of 10.95% p.a. (variable) you will repay £426.46 per month & total amount payable £76,762.80.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
13.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.2% (variable) so if you borrow £40000 over 15 years at a rate of 10.5% p.a. (variable) you will repay £491.9 per month & total amount payable £88,542.00.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Historic Adverse Accepted
£5,000£80,000
13.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.3% (variable) so if you borrow £35000 over 15 years at a rate of 11.25% p.a. (variable) you will repay £433.57 per month & total amount payable £78,042.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 9.9%
£5,000£75,000
13.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £443.88 per month & total amount payable £53,265.60.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Let-Property Loan with Mild Adverse Credit
£5,000£80,000
13.6%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.6% (variable) so if you borrow £30000 over 15 years at a rate of 11.45% p.a. (variable) you will repay £376.24 per month & total amount payable £67,723.20.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Part of the One Savings Bank Group
£10,000£100,000
13.69%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.69% (variable) so if you borrow £30000 over 10 years at a rate of 10.4% p.a. (variable) you will repay £446.13 per month & total amount payable £53,535.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Flexible low rate Secured Loan
£5,000£50,000
13.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 13.7% (variable) so if you borrow £25000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £372.16 per month & total amount payable £44,659.20.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 11.4% APR
£10,001£70,000
13.8%
variable
---
5
years
25
years
Representative Example: The Representative APR is 13.8% (variable) so if you borrow £40000 over 15 years at a rate of 10.76% p.a. (variable) you will repay £506.56 per month & total amount payable £91,180.80.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Prime Rate Loan
£5,000£80,000
14.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.1% (variable) so if you borrow £30000 over 10 years at a rate of 11.45% p.a. (variable) you will repay £453.13 per month & total amount payable £54,375.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Secured Loans for Self Employed 11.4% APR
£7,500£200,000
14.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.1% (variable) so if you borrow £40000 over 10 years at a rate of 10.884% p.a. (variable) you will repay £603.21 per month & total amount payable £72,385.20.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
The UK's oldest secured loan lender
£3,000£50,000
14.3%
variable
---
3
years
30
years
Representative Example: The Representative APR is 14.3% (variable) so if you borrow £15000 over 10 years at a rate of 10.29% p.a. (variable) you will repay £227.73 per month & total amount payable £27,327.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
No lender arrangement fee to pay
£7,500£75,000
14.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.148% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£100,000
14.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.604% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 11.4% APR
£10,001£70,000
14.4%
variable
---
5
years
25
years
Representative Example: The Representative APR is 14.4% (variable) so if you borrow £20000 over 10 years at a rate of 10.76% p.a. (variable) you will repay £305.25 per month & total amount payable £36,630.00.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Historic Adverse Accepted
£5,000£50,000
14.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.5% (variable) so if you borrow £30000 over 10 years at a rate of 11.75% p.a. (variable) you will repay £458.68 per month & total amount payable £55,041.60.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan from one of the UK's oldest lenders
£10,000£30,000
14.5%
variable
---
1
year
20
years
Representative Example: The Representative APR is 14.5% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £305.87 per month & total amount payable £36,704.40.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Light adverse BTL loan rates
£5,000£75,000
14.6%
variable
---
3
years
30
years
Representative Example: The Representative APR is 14.6% (variable) so if you borrow £50000 over 20 years at a rate of 12% p.a. (variable) you will repay £612.48 per month & total amount payable £146,995.20.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Adverse credit acceptable
£3,000£50,000
14.7%
variable
---
3
years
30
years
Representative Example: The Representative APR is 14.7% (variable) so if you borrow £25000 over 15 years at a rate of 11.39% p.a. (variable) you will repay £329.49 per month & total amount payable £59,308.20.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
14.73%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.73% (variable) so if you borrow £30000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £462.56 per month & total amount payable £55,507.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 10.9%
£5,000£60,000
14.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 14.9% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £387.96 per month & total amount payable £46,555.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE secured loan product to money.co.uk
£5,000£50,000
15.05%
variable
---
1
year
20
years
Representative Example: The Representative APR is 15.05% (variable) so if you borrow £15000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £233.83 per month & total amount payable £28,059.84.
You must be a homeowner to apply as this loan will be secured against your home.
Masthaven
Let-Property Loan with Mild Adverse Credit
£5,000£50,000
15.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.95% p.a. (variable) you will repay £312.07 per month & total amount payable £37,448.40.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Latest plan from Prestige Finance
£10,000£100,000
15.1%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.4% p.a. (variable) you will repay £312.25 per month & total amount payable £37,470.00.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Little existing credit loan
£7,500£100,000
15.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £30000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £469.34 per month & total amount payable £56,320.80.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Consolidate credit and store cards or a personal loan
£7,500£60,000
15.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £312.9 per month & total amount payable £37,548.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 10.9%
£5,000£40,000
15.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £313.19 per month & total amount payable £37,582.80.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
10.9% Secured Loan
£7,500£50,000
15.2%
variable
---
5
years
20
years
Representative Example: The Representative APR is 15.2% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £390.91 per month & total amount payable £46,909.20.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Step One's most affordable secured loan against a second property
£7,500£50,000
15.5%
variable
---
5
years
15
years
Representative Example: The Representative APR is 15.5% (variable) so if you borrow £30000 over 15 years at a rate of 11.9% p.a. (variable) you will repay £409.39 per month & total amount payable £73,690.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Mild Adverse Secured Loan from 11.9%
£5,000£50,000
15.6%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.6% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £396.96 per month & total amount payable £47,635.20.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Little existing credit loan
£7,500£100,000
15.7%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.7% (variable) so if you borrow £30000 over 10 years at a rate of 12.228% p.a. (variable) you will repay £477.81 per month & total amount payable £57,337.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE mild adverse secured loan
£5,000£50,000
15.78%
variable
---
1
year
20
years
Representative Example: The Representative APR is 15.78% (variable) so if you borrow £15000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £239.64 per month & total amount payable £28,757.90.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
High LTV secured loan
£7,500£60,000
15.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 15.9% (variable) so if you borrow £30000 over 10 years at a rate of 12.408% p.a. (variable) you will repay £481.27 per month & total amount payable £57,752.40.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 14.7% APR
£10,001£60,000
16%
variable
---
5
years
25
years
Representative Example: The Representative APR is 16% (variable) so if you borrow £20000 over 10 years at a rate of 12.12% p.a. (variable) you will repay £322.37 per month & total amount payable £38,684.40.
You must be a homeowner to apply as this loan will be secured against your home.
Prestige Finance
 
Secured loan for thoses with mild adverse credit
£10,000£100,000
16.15%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.15% (variable) so if you borrow £20000 over 10 years at a rate of 12.5% p.a. (variable) you will repay £323.49 per month & total amount payable £38,818.80.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Great rate for thoses with a fair credit-rating
£7,500£60,000
16.2%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.2% (variable) so if you borrow £20000 over 10 years at a rate of 12.672% p.a. (variable) you will repay £324.24 per month & total amount payable £38,908.80.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 11.9%
£5,000£40,000
16.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.4% (variable) so if you borrow £20000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £326.23 per month & total amount payable £39,147.60.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
11.9% Secured Loan
£7,500£50,000
16.4%
variable
---
5
years
20
years
Representative Example: The Representative APR is 16.4% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £407.17 per month & total amount payable £48,860.40.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Part of the Principality Building Society Group
£7,500£60,000
16.6%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.6% (variable) so if you borrow £30000 over 10 years at a rate of 12.768% p.a. (variable) you will repay £488.22 per month & total amount payable £58,586.40.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Adverse credit acceptable
£3,000£50,000
16.7%
variable
---
3
years
30
years
Representative Example: The Representative APR is 16.7% (variable) so if you borrow £30000 over 15 years at a rate of 12.99% p.a. (variable) you will repay £430.59 per month & total amount payable £77,506.20.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 11.9%
£5,000£30,000
16.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 14.9%
£5,000£30,000
16.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 17.3%
£5,000£30,000
16.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 17.3% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Mild adverse BTL loan rates
£5,000£75,000
17.4%
variable
---
3
years
30
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £45000 over 15 years at a rate of 13.79% p.a. (variable) you will repay £666.28 per month & total amount payable £119,930.40.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE available in Northern Ireland
£7,500£50,000
17.4%
variable
---
1
year
20
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £443.22 per month & total amount payable £79,779.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Bad Credit Loan from 12.9%
£5,000£50,000
17.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £428.58 per month & total amount payable £51,429.60.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Mild Adverse Secured Loan from 13.9%
£5,000£50,000
17.4%
variable
---
3
years
25
years
Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £413.15 per month & total amount payable £49,578.00.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Mild adverse credit acceptable
£7,500£50,000
17.6%
variable
---
5
years
20
years
Representative Example: The Representative APR is 17.6% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £423.78 per month & total amount payable £50,853.60.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Lowest rates for self employed borrowers
£7,500£30,000
17.7%
variable
---
5
years
15
years
Representative Example: The Representative APR is 17.7% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £254.28 per month & total amount payable £30,513.60.
You must be a homeowner to apply as this loan will be secured against your home.
Nemo Personal Finance
 
Nemo's highest equity secured loan
£7,500£60,000
17.8%
variable
---
3
years
25
years
Representative Example: The Representative APR is 17.8% (variable) so if you borrow £30000 over 10 years at a rate of 14.004% p.a. (variable) you will repay £512.46 per month & total amount payable £61,495.20.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Specialist secured loan for buy to let properties
£7,500£50,000
18%
variable
---
5
years
15
years
Representative Example: The Representative APR is 18% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £454.42 per month & total amount payable £81,795.60.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan from one of the UK's oldest lenders
£3,000£30,000
18.1%
variable
---
1
year
20
years
Representative Example: The Representative APR is 18.1% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £258.64 per month & total amount payable £31,036.80.
You must be a homeowner to apply as this loan will be secured against your home.
Central Trust Ltd
 
Large Loan 16.2% APR
£10,001£50,000
18.8%
variable
---
5
years
25
years
Representative Example: The Representative APR is 18.8% (variable) so if you borrow £20000 over 10 years at a rate of 15% p.a. (variable) you will repay £351.71 per month & total amount payable £42,205.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE near prime secured loan to money.co.uk
£5,000£30,000
18.87%
variable
---
1
year
20
years
Representative Example: The Representative APR is 18.87% (variable) so if you borrow £15000 over 10 years at a rate of 14% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.42.
You must be a homeowner to apply as this loan will be secured against your home.
Moneyway
Personal Loan
£1,000£15,00018.9%£12,001 to £15,000
1
year
5
years
Representative Example: The Representative APR is 24.9% so if you borrow £5,000 over 4 years at a rate of 22.46% p.a. (fixed) you will repay £158.73 per month & £7,619.04 in total.
Step One Finance
 
Secured Loan specifically for Self Employed
£7,500£30,000
18.9%
variable
---
5
years
15
years
Representative Example: The Representative APR is 18.9% (variable) so if you borrow £15000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Heavy adverse BTL loan rates
£5,000£75,000
19.3%
variable
---
3
years
30
years
Representative Example: The Representative APR is 19.3% (variable) so if you borrow £40000 over 15 years at a rate of 14.99% p.a. (variable) you will repay £636.99 per month & total amount payable £114,658.20.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan from one of the UK's oldest lenders
£3,000£30,000
19.4%
variable
---
1
year
20
years
Representative Example: The Representative APR is 19.4% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £268.85 per month & total amount payable £32,262.00.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE secured loan product to money.co.uk
£5,000£50,000
19.82%
variable
---
1
year
20
years
Representative Example: The Representative APR is 19.82% (variable) so if you borrow £10000 over 5 years at a rate of 11.9% p.a. (variable) you will repay £255.12 per month & total amount payable £15,307.15.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE near prime secured loan to money.co.uk
£5,000£30,000
20.14%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.14% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £275 per month & total amount payable £32,998.74.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Low rate for Self Employed 13.9%
£7,500£30,000
20.2%
variable
---
5
years
15
years
Representative Example: The Representative APR is 20.2% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £275.23 per month & total amount payable £33,027.60.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Step One's highest LTV secured loan
£7,500£40,000
20.5%
variable
---
5
years
20
years
Representative Example: The Representative APR is 20.5% (variable) so if you borrow £20000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £369.58 per month & total amount payable £44,349.60.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE mild adverse secured loan
£5,000£50,000
20.57%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.57% (variable) so if you borrow £10000 over 5 years at a rate of 12.5% p.a. (variable) you will repay £258.61 per month & total amount payable £15,516.91.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan for those with adverse credit
£3,000£30,000
20.6%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.6% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £279.12 per month & total amount payable £33,494.40.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Buy To Let Product for Self Employed 13.9%
£7,500£30,000
20.8%
variable
---
5
years
15
years
Representative Example: The Representative APR is 20.8% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £279.87 per month & total amount payable £33,584.40.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE available in Northern Ireland
£7,500£50,000
20.9%
variable
---
1
year
20
years
Representative Example: The Representative APR is 20.9% (variable) so if you borrow £20000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £374.67 per month & total amount payable £44,960.40.
You must be a homeowner to apply as this loan will be secured against your home.
Spring Finance
Secured loan for those with adverse credit
£10,000£50,000
21.02%
variable
---
5
years
25
years
Representative Example: The Representative APR is 21.02% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £282.25 per month & total amount payable £33,870.00.
You must be a homeowner to apply as this loan will be secured against your home.
Blemain Finance
Secured loan for those with heavy adverse credit
£3,000£30,000
21.1%
variable
---
3
years
30
years
Representative Example: The Representative APR is 21.1% (variable) so if you borrow £15000 over 10 years at a rate of 14.99% p.a. (variable) you will repay £274.57 per month & total amount payable £32,948.40.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 15.4%
£5,000£40,000
21.3%
variable
---
3
years
25
years
Representative Example: The Representative APR is 21.3% (variable) so if you borrow £15000 over 10 years at a rate of 15.4% p.a. (variable) you will repay £284.67 per month & total amount payable £34,160.40.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Fast Track Secured Loan
£3,000£25,000
22%
variable
---
2.5
years
25
years
Representative Example: The Representative APR is 22% (variable) so if you borrow £15000 over 10 years at a rate of 18.9% p.a. (variable) you will repay £290.75 per month & total amount payable £34,890.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Fast Track Secured Loan
£3,000£25,000
22.9%
variable
---
3
years
25
years
Representative Example: The Representative APR is 22.9% (variable) so if you borrow £10000 over 5 years at a rate of 17.9% p.a. (variable) you will repay £269.35 per month & total amount payable £16,161.00.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Buy To Let Product for Self Employed 15.9%
£7,500£30,000
23.5%
variable
---
5
years
15
years
Representative Example: The Representative APR is 23.5% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £301.99 per month & total amount payable £36,238.80.
You must be a homeowner to apply as this loan will be secured against your home.
Norton Finance
Secured loan for those with adverse credit
£3,000£30,000
24.7%
variable
---
1
year
20
years
Representative Example: The Representative APR is 24.7% (variable) so if you borrow £10000 over 5 years at a rate of 16.9% p.a. (variable) you will repay £277.6 per month & total amount payable £16,656.00.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
Secured Loan from 16.4%
£5,000£30,000
26.5%
variable
---
3
years
25
years
Representative Example: The Representative APR is 26.5% (variable) so if you borrow £10000 over 5 years at a rate of 16.4% p.a. (variable) you will repay £286.32 per month & total amount payable £17,179.20.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE high LTV secured loan
£5,000£30,000
26.96%
variable
---
1
year
20
years
Representative Example: The Representative APR is 26.96% (variable) so if you borrow £7500 over 5 years at a rate of 16.9% p.a. (variable) you will repay £216.25 per month & total amount payable £12,974.61.
You must be a homeowner to apply as this loan will be secured against your home.
Shawbrook Bank
95% LTV Secured Loan
£3,000£25,000
28%
variable
---
3
years
25
years
Representative Example: The Representative APR is 28% (variable) so if you borrow £10000 over 5 years at a rate of 21.9% p.a. (variable) you will repay £292.98 per month & total amount payable £17,578.80.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Low rate for Self Employed 14.9%
£7,500£30,000
28.1%
variable
---
5
years
15
years
Representative Example: The Representative APR is 28.1% (variable) so if you borrow £10000 over 5 years at a rate of 14.9% p.a. (variable) you will repay £291.85 per month & total amount payable £17,511.00.
You must be a homeowner to apply as this loan will be secured against your home.
Clearly Loans
EXCLUSIVE mild adverse secured loan
£5,000£30,000
28.44%
variable
---
1
year
20
years
Representative Example: The Representative APR is 28.44% (variable) so if you borrow £7500 over 5 years at a rate of 18% p.a. (variable) you will repay £221.43 per month & total amount payable £13,285.87.
You must be a homeowner to apply as this loan will be secured against your home.
Step One Finance
 
Low rate for Self Employed 15.9%
£7,500£30,000
29.4%
variable
---
5
years
15
years
Representative Example: The Representative APR is 29.4% (variable) so if you borrow £10000 over 5 years at a rate of 15.9% p.a. (variable) you will repay £298.34 per month & total amount payable £17,900.40.
You must be a homeowner to apply as this loan will be secured against your home.
Equifinance
Secured loan for thoses with a poor credit rating
£15,000£30,000
31.1%
variable
---
5
years
20
years
Representative Example: The Representative APR is 31.1% (variable) so if you borrow £20000 over 10 years at a rate of 23.4% p.a. (variable) you will repay £488.76 per month & total amount payable £58,651.20.
You must be a homeowner to apply as this loan will be secured against your home.
Equifinance
Secured loan for thoses with a poor credit rating
£10,000£15,000
35.8%
variable
---
5
years
20
years
Representative Example: The Representative APR is 35.8% (variable) so if you borrow £10000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £329.54 per month & total amount payable £19,772.40.
You must be a homeowner to apply as this loan will be secured against your home.
EZBOB
Business Loan
£500£50,000
---
---
1
month
1
year
One hour funding, apply online, zero paperwork. Up to £50,000.
Funding Circle
Business Loan
£5,000£1,000,000
---
---
6
months
5
years
Applicants must have 2 years+ of filed accounts with Companies House and have a minimum turnover of £100k.
UK's biggest peer-to-peer business lender. 10% of all eligible loans funded by UK Government. Established businesses only.
Funding Tree
Business Loan
£10,000£1,000,000
---
---
6
months
5
years
We lend to all business types from Sole Traders to Limited Companies. Working with you for the life of your business. Fully regulated by the FCA. T&Cs Apply
Just Cash Flow
Flexible Cash Facility
£5,000£100,000
---
---
variesUnlimited
A flexible cash facility from £5,000 to £100,000 to UK businesses that need cash to solve short-term cash flow issues. It's your alternative to a bank overdraft.
iwoca
Business Loan
£1,000£50,000
---
---
1
month
6
months
Fast, flexible funding for ecommerce businesses
Merchant Money
Business Loan
£1,000£50,000
---
---
1
month
2
years
Available for Ltd companies only.
Ashley Business Cash
 
Cash Advance
£3,500£100,000
---
---
6
months
1
year
Adverse credit accepted, must have been trading 12 months, minimum 12 months sales history required, must have 1 year remaining on lease. UK citizens only.
Everline.com
Business Loan
£3,000£50,000
---
---
1
week
1
year
Over 18 and UK resident. Trading for minimum of 2 years. Maximum £50k loan for limited companies (£10k for sole traders). Loans are subject to approval. T&Cs apply.
RateSetter
Business Loan
£1,000£25,000
---
---
1
year
5
years
Full Results
Zopa
Personal Loan
£1,000£20,0004.3%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total.
You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's.
Clydesdale Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement.
Yorkshire Bank
Personal Loan
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Clydesdale Bank
Personal Loan (Ex/C)
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,0004.4%£7,500 to £15,000
1
year
3
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 2 years at a rate of 4.4% p.a. (fixed) you will repay £435.65 per month & £10,455.60 in total.
Yorkshire Bank
Personal Loan (Ex/C)
£1,000£25,0004.4%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total.
Available to existing customers only.
Tesco Bank
Personal Loan
£3,000£25,0004.5%£7,500 to £15,000
1
year
10
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total.
Hitachi Personal Finance
 
Personal Loan
£2,500£25,0004.5%£7,500 to £10,000
2
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,0004.5%£7,500 to £15,000
4
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Different rates apply if you don't have a Nectar Card.
Santander
Internet Loan
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Hitachi Personal Finance
 
Car Loan
£2,500£25,0004.5%£7,500 to £10,000
2
years
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.50 per month & £10,920.00 in total.
Santander
Branch Loan (123 Customers)
£1,000£20,0004.5%£7,500 to £20,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Available to existing customers only.
Santander
Branch Loan (Standard)
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Santander
Telephone Loan (123 Customers)
£1,000£20,0004.5%£7,500 to £20,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Available to existing customers only.
Santander
Telephone Loan (Standard)
£1,000£20,0004.5%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Santander
Select Loan (Select Customers)
£1,000£25,0004.5%£7,500 to £25,000
1
year
5
years
Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total.
Available to existing customers only.
Derbyshire Building Society
 
Personal Loan
£5,000£20,0004.6%£7,500 to £15,000
1
year
5
years
Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total.
For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000.
AA
Member Loan
£3,000£25,0004.6%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total.
Available to existing customers only.
One year term is available for loans under £5,000.
AA
Loan
£3,000£25,0004.7%£7,500 to £15,000
2
years
5
years
Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total.
One year term is available for loans under £5,000.
M&S Bank
Personal Loan (Existing Customers)
£1,000£25,0004.7%£7,500 to £15,000
1
year
7
years
Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total.
Available to existing customers only.
To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over.
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How to Compare 15,000 Loans

Borrowing money is a fact of life for most people whether it's a large purchase such as buying a new home, or a smaller splurge such as a new sofa. Whether 5,000 or 15,000 loan interest rates make a massive difference to the cost.

Whilst it's always important to get a good deal, if you are looking to borrow a larger amount, such as a 15,000 pound loan, getting a competitive rate is particularly important.

We take a look at how to compare the cheapest loans for £15,000 and how to work out which is the best deal for you.

Working out £15,000 loan repayments

When you're comparing loans the Representative APR will give you an indication of the interest rate you could get.

The higher the APR, the more interest you will be paying and the more expensive the loan will be. To get the best loan deals for £15,000 you need to look for the lowest APR for this amount. However, Representative APRs aren't guaranteed for everyone; intead it's the rate that at least 51% of borrowers get.

So in order to work out exactly how much your borrowing will cost, you will need a £15,000 loan calculator. This will tell you in monetary terms how much the repayments will be each month.

If a low monthly repayment is your priority, you may want to stretch a 15,000 loan over 10 years as this will keep the instalments low. If you can afford to pay a bit more each month, you may want to clear your debt more quickly by taking out either a £15,000 loan over 5 years or even a £15,000 loan over 3 years.

Be aware however, that even though a loan over a longer period may mean cheaper monthly instalments, the overall cost will be more expensive. For this reason alone it's a good idea to spread your repayments over the shortest period possible.

If you carry out a cheap £15000 loans comparison you will be able to not only compare the £15000 loan repayments but also look at the total end cost. This is also known as the TAR – the total amount repayable – and will show you how much you will have to pay back in total by the end of the term.

Where to find the best £15,000 personal loans

One thing worth bearing in mind is your credit rating as this will have a bearing on the overall cost and the interest rate you are charged.

Most lenders will indicate the minimum credit rating they'll accept so it's not worth applying if you don't fit the bill. Many now offer a pre application approval check which will indicate your likelihood of getting accepted. If you get offered this option take it because it should give you an idea of whether it's worth applying.

The best way to source the most competitive deal for you is to carry out a cheap £15,000 loans comparison. This will help you to compare best £15,000 loan payments to find one where the repayment terms fits your needs but the total amount repayment is still as low as possible.

Loan Comparison

View all loan reviews.

Alternative Loans

You may want to compare the above loans with the following.

Halifax Clarity Loan

  • Get 30 days first payment due from Halifax.
  • 1 year minimum loan duration is available.
  • Customers take advantage of maximum loan term of 7 years.
  • You get 7,000 to 15,000 representative loan amount.
  • Representative Example: The Representative APR is 9.9% (fixed) so if you borrow 10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay 233.89 per month & 11,226.72 in total.

RBS Internet Loan (Existing Customers)

  • Customers get minimum loan of 1,000.
  • Get a deferred start of 0 month.
  • 4.9 percent representative APR.
  • You can have the benefit of 4.9 percent representative APR.
  • Representative Example: The Representative APR is 4.9% (fixed) so if you borrow 10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay 229.36 per month & 11,009.28 in total.

Smile Personal Loan

  • New customers benefit from 0 minimum arrangement fee from Smile.
  • Get 7,500 to 14,950 representative loan amount from Smile.
  • Get 1st payment due of 30 days.
  • 2,000 minimum loan is offered.
  • Maximum loan term of 7 yrs.
  • Representative Example: The Representative APR is 5.5% (fixed) so if you borrow 10,000 over 4 years at a rate of 5.5% p.a. (fixed) you will repay 231.95 per month & 11,133.60 in total.

Clydesdale Bank Personal Loan

  • You enjoy max loan term of 7 yrs.
  • 7,500 to 15,000 representative loan amount is offered with the loan.
  • Max loan of 25,000 is offered.
  • Customers can take advantage of arrangement fee (%) of 0 percent.
  • This Personal Loan has a 4.4 percent representative APR.
  • Representative Example: The Representative APR is 4.4% (fixed) so if you borrow 10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay 227.20 per month & 10,905.60 in total.

Barclays Existing Customer Barclayloan (Internet)

  • New customers can get 7,500 to 35,000 representative loan amount.
  • 0% arrangement fee (%) is offered with Existing Customer Barclayloan (Internet).
  • Get deferred start of 0 mth.
  • A minimum loan of 1,000 is offered by Barclays.
  • Representative Example: The Representative APR is 4.9% (fixed) so if you borrow 10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay 229.99 per month & 11,039.52 in total.

Nationwide Personal Loan

  • 0 arrangement fee () is available with the loan.
  • 7,500 to 14,999 representative loan amount is offered with Personal Loan.
  • Get first payment due of 30 days.
  • Take advantage of 6.2 percent representative APR.
  • Representative Example: The representative APR is 6.2% (fixed) so if you borrow 11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay 245.04 per month & 12,497.04 in total.

Nemo Personal Finance High LTV secured loan

  • Minimum loan of 7,500 is available with this loan.
  • Enjoy 10.7% variable representative APR from Nemo Personal Finance.
  • New customers get minimum loan term of 3 years.
  • The Nemo Personal Finance loan has 30 days loan processing period.
  • 8.59% yearly rate (secured loans) is offered to customers.
  • 25 yrs max loan term is available with this loan.
  • Representative Example: The Representative APR is 10.7% (variable) so if you borrow 40000 over 15 years at a rate of 8.592% p.a. (variable) you will repay 435.66 per month & total amount payable 78,418.80.

Norton Finance Secured loan from one of the UK's oldest lenders

  • 1 yr minimum loan term is available with this loan.
  • Representative APR of 19.4 percent variable is offered with this loan.
  • Get 14.9 percent yearly rate (secured loans) from Norton Finance.
  • Maximum LTV of 70 percent.
  • New customers benefit from 20 yrs max loan term from Norton Finance.
  • New customers can get 30 days loan processing duration.
  • Representative Example: The Representative APR is 19.4% (variable) so if you borrow 15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay 268.85 per month & total amount payable 32,262.00.