Compare the cheapest £15,000 loan rates currently on offer from UK lenders in our at-a-glance comparison of the best £15,000 loans currently available & find a cheap £15k loan that suits your circumstances in minutes. We make it find & applying for the best £15,000 loan deals quick & simple so you don't pay more than you need to in interest.

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Loan | Representative APR | For Loan Amounts | Term | ||||||||||||||||||||||||||||||||||||||||||||||

Minimum | Maximum | Minimum | Maximum | ||||||||||||||||||||||||||||||||||||||||||||||

Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||

Zopa Personal Loan | £1,000 | £20,000 | 4.3% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total. You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Tesco Bank Personal Loan | £3,000 | £25,000 | 4.5% | £7,500 to £15,000 | 1 year | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Personal Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4.5% | £7,500 to £15,000 | 4 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. Different rates apply if you don't have a Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Internet Loan | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Derbyshire Building Society Personal Loan | £5,000 | £20,000 | 4.6% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Loan | £3,000 | £25,000 | 4.7% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

M&S Bank Personal Loan (New Customers) | £1,000 | £25,000 | 4.8% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.8% p.a. (fixed) you will repay £228.93 per month & £10,988.64 in total. To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a homeowner. To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over. | |||||||||||||||||||||||||||||||||||||||||||||||||

RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 4.9% | £7,500 to £14,950 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total. Available to existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nationwide Personal Loan | £7,500 | £25,000 | 6.2% | £7,500 to £14,999 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The representative APR is 6.2% (fixed) so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month & £12,497.04 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

NatWest Personal Loan | £1,000 | £25,000 | 6.4% | £7,500 to £14,950 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £235.77 per month & £11,316.96 in total. Available to existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (5+ Yrs) | £7,500 | £15,000 | 6.5% | £7,500 to £15,000 | 61 months | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £10,000 over 7 years at a rate of 6.5% p.a. (fixed) you will repay £147.60 per month & £12,398.40 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

RateSetter 1 Year Loan | £1,000 | £25,000 | 6.7% | £5,000 to £14,999 | 1 year | 23 months | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)Arrangement fee £115.75. Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history. | |||||||||||||||||||||||||||||||||||||||||||||||||

Moneyway Plus Loan | £3,000 | £15,000 | 7.5% | £7,001 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 7.9% so if you borrow £7,000 over 3 years at a rate of 7.9% p.a. (fixed) you will repay £218.15 per month & £7,853.40 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Prestige Finance most affordable secured loan | £10,000 | £100,000 | 8.47% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.47% (variable) so if you borrow £50000 over 15 years at a rate of 6.75% p.a. (variable) you will repay £482.28 per month & total amount payable £86,810.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Low Rate secured loan from 7% | £7,500 | £39,999 | 8.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.9% (variable) so if you borrow £30000 over 15 years at a rate of 7.008% p.a. (variable) you will repay £296.76 per month & total amount payable £53,416.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Part of the One Savings Bank Group | £10,000 | £100,000 | 9.69% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 9.69% (variable) so if you borrow £40000 over 15 years at a rate of 7.5% p.a. (variable) you will repay £421.58 per month & total amount payable £74,253.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 10.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.7% (variable) so if you borrow £40000 over 15 years at a rate of 8.592% p.a. (variable) you will repay £435.66 per month & total amount payable £78,418.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured loan at competitive rate | £7,500 | £39,999 | 10.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 8.4% APR | £7,500 | £39,999 | 10.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 8.124% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 11.48% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.48% (variable) so if you borrow £50000 over 15 years at a rate of 9.4% p.a. (variable) you will repay £565.82 per month & total amount payable £101,847.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven UK Cheapest Rate for BTL Secured Loans | £5,000 | £60,000 | 11.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.7% (variable) so if you borrow £40000 over 15 years at a rate of 9.85% p.a. (variable) you will repay £458.14 per month & total amount payable £82,465.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One Finance's cheapest secured loan | £7,500 | £50,000 | 11.7% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.7% (variable) so if you borrow £30000 over 15 years at a rate of 8.9% p.a. (variable) you will repay £342.78 per month & total amount payable £61,700.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Light Adverse Secured Loan | £5,000 | £80,000 | 11.8% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.8% (variable) so if you borrow £40000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £460.77 per month & total amount payable £82,938.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 9.4% APR | £7,500 | £39,999 | 11.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.9% (variable) so if you borrow £15000 over 10 years at a rate of 9.048% p.a. (variable) you will repay £209.44 per month & total amount payable £25,132.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Masthaven's cheapest loan rate | £5,000 | £100,000 | 12.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.1% (variable) so if you borrow £40000 over 10 years at a rate of 9.75% p.a. (variable) you will repay £562.31 per month & total amount payable £67,477.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Low rate BTL Secured Loan 9.95% | £5,000 | £75,000 | 12.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.1% (variable) so if you borrow £45000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £524.9 per month & total amount payable £94,482.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Simple, straight forward process | £7,500 | £74,999 | 12.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.3% (variable) so if you borrow £40000 over 15 years at a rate of 7.752% p.a. (variable) you will repay £472.07 per month & total amount payable £84,972.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Prime Rate Loan | £5,000 | £90,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £40000 over 15 years at a rate of 10.45% p.a. (variable) you will repay £473.99 per month & total amount payable £85,318.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 8.9% | £5,000 | £60,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 8.9% | £5,000 | £75,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 12.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.516% p.a. (variable) you will repay £427.3 per month & total amount payable £51,276.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance The UK's biggest secured loan lender for second properties | £5,000 | £75,000 | 12.9% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £60000 over 20 years at a rate of 10.95% p.a. (variable) you will repay £668.04 per month & total amount payable £160,329.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Prime Rate Loan | £5,000 | £80,000 | 12.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 10.85% p.a. (variable) you will repay £364.03 per month & total amount payable £65,525.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 9.9% Secured Loan | £7,500 | £50,000 | 12.9% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 9.9% p.a. (variable) you will repay £363.24 per month & total amount payable £65,383.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Light Adverse Secured Loan | £5,000 | £60,000 | 13% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13% (variable) so if you borrow £35000 over 15 years at a rate of 10.95% p.a. (variable) you will repay £426.46 per month & total amount payable £76,762.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 13.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.2% (variable) so if you borrow £40000 over 15 years at a rate of 10.5% p.a. (variable) you will repay £491.9 per month & total amount payable £88,542.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Historic Adverse Accepted | £5,000 | £80,000 | 13.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.3% (variable) so if you borrow £35000 over 15 years at a rate of 11.25% p.a. (variable) you will repay £433.57 per month & total amount payable £78,042.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 9.9% | £5,000 | £75,000 | 13.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £443.88 per month & total amount payable £53,265.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Loan with Mild Adverse Credit | £5,000 | £80,000 | 13.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.6% (variable) so if you borrow £30000 over 15 years at a rate of 11.45% p.a. (variable) you will repay £376.24 per month & total amount payable £67,723.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Part of the One Savings Bank Group | £10,000 | £100,000 | 13.69% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.69% (variable) so if you borrow £30000 over 10 years at a rate of 10.4% p.a. (variable) you will repay £446.13 per month & total amount payable £53,535.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Flexible low rate Secured Loan | £5,000 | £50,000 | 13.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.7% (variable) so if you borrow £25000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £372.16 per month & total amount payable £44,659.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 11.4% APR | £10,001 | £70,000 | 13.8% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.8% (variable) so if you borrow £40000 over 15 years at a rate of 10.76% p.a. (variable) you will repay £506.56 per month & total amount payable £91,180.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Prime Rate Loan | £5,000 | £80,000 | 14.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.1% (variable) so if you borrow £30000 over 10 years at a rate of 11.45% p.a. (variable) you will repay £453.13 per month & total amount payable £54,375.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 11.4% APR | £7,500 | £200,000 | 14.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.1% (variable) so if you borrow £40000 over 10 years at a rate of 10.884% p.a. (variable) you will repay £603.21 per month & total amount payable £72,385.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance The UK's oldest secured loan lender | £3,000 | £50,000 | 14.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £15000 over 10 years at a rate of 10.29% p.a. (variable) you will repay £227.73 per month & total amount payable £27,327.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance No lender arrangement fee to pay | £7,500 | £75,000 | 14.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.148% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 14.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.604% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 11.4% APR | £10,001 | £70,000 | 14.4% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.4% (variable) so if you borrow £20000 over 10 years at a rate of 10.76% p.a. (variable) you will repay £305.25 per month & total amount payable £36,630.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Historic Adverse Accepted | £5,000 | £50,000 | 14.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.5% (variable) so if you borrow £30000 over 10 years at a rate of 11.75% p.a. (variable) you will repay £458.68 per month & total amount payable £55,041.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £10,000 | £30,000 | 14.5% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.5% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £305.87 per month & total amount payable £36,704.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Light adverse BTL loan rates | £5,000 | £75,000 | 14.6% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.6% (variable) so if you borrow £50000 over 20 years at a rate of 12% p.a. (variable) you will repay £612.48 per month & total amount payable £146,995.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Adverse credit acceptable | £3,000 | £50,000 | 14.7% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.7% (variable) so if you borrow £25000 over 15 years at a rate of 11.39% p.a. (variable) you will repay £329.49 per month & total amount payable £59,308.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 14.73% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.73% (variable) so if you borrow £30000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £462.56 per month & total amount payable £55,507.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 10.9% | £5,000 | £60,000 | 14.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.9% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £387.96 per month & total amount payable £46,555.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE secured loan product to money.co.uk | £5,000 | £50,000 | 15.05% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.05% (variable) so if you borrow £15000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £233.83 per month & total amount payable £28,059.84. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Loan with Mild Adverse Credit | £5,000 | £50,000 | 15.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.95% p.a. (variable) you will repay £312.07 per month & total amount payable £37,448.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Latest plan from Prestige Finance | £10,000 | £100,000 | 15.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.4% p.a. (variable) you will repay £312.25 per month & total amount payable £37,470.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Little existing credit loan | £7,500 | £100,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £30000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £469.34 per month & total amount payable £56,320.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Consolidate credit and store cards or a personal loan | £7,500 | £60,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £312.9 per month & total amount payable £37,548.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 10.9% | £5,000 | £40,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £313.19 per month & total amount payable £37,582.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 10.9% Secured Loan | £7,500 | £50,000 | 15.2% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £390.91 per month & total amount payable £46,909.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One's most affordable secured loan against a second property | £7,500 | £50,000 | 15.5% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.5% (variable) so if you borrow £30000 over 15 years at a rate of 11.9% p.a. (variable) you will repay £409.39 per month & total amount payable £73,690.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Mild Adverse Secured Loan from 11.9% | £5,000 | £50,000 | 15.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.6% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £396.96 per month & total amount payable £47,635.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Little existing credit loan | £7,500 | £100,000 | 15.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.7% (variable) so if you borrow £30000 over 10 years at a rate of 12.228% p.a. (variable) you will repay £477.81 per month & total amount payable £57,337.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £50,000 | 15.78% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.78% (variable) so if you borrow £15000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £239.64 per month & total amount payable £28,757.90. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £60,000 | 15.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.9% (variable) so if you borrow £30000 over 10 years at a rate of 12.408% p.a. (variable) you will repay £481.27 per month & total amount payable £57,752.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 14.7% APR | £10,001 | £60,000 | 16% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16% (variable) so if you borrow £20000 over 10 years at a rate of 12.12% p.a. (variable) you will repay £322.37 per month & total amount payable £38,684.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 16.15% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.15% (variable) so if you borrow £20000 over 10 years at a rate of 12.5% p.a. (variable) you will repay £323.49 per month & total amount payable £38,818.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Great rate for thoses with a fair credit-rating | £7,500 | £60,000 | 16.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.2% (variable) so if you borrow £20000 over 10 years at a rate of 12.672% p.a. (variable) you will repay £324.24 per month & total amount payable £38,908.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 11.9% | £5,000 | £40,000 | 16.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.4% (variable) so if you borrow £20000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £326.23 per month & total amount payable £39,147.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 11.9% Secured Loan | £7,500 | £50,000 | 16.4% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.4% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £407.17 per month & total amount payable £48,860.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Part of the Principality Building Society Group | £7,500 | £60,000 | 16.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.6% (variable) so if you borrow £30000 over 10 years at a rate of 12.768% p.a. (variable) you will repay £488.22 per month & total amount payable £58,586.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Adverse credit acceptable | £3,000 | £50,000 | 16.7% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.7% (variable) so if you borrow £30000 over 15 years at a rate of 12.99% p.a. (variable) you will repay £430.59 per month & total amount payable £77,506.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 11.9% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 14.9% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 17.3% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 17.3% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Mild adverse BTL loan rates | £5,000 | £75,000 | 17.4% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £45000 over 15 years at a rate of 13.79% p.a. (variable) you will repay £666.28 per month & total amount payable £119,930.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE available in Northern Ireland | £7,500 | £50,000 | 17.4% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £443.22 per month & total amount payable £79,779.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Bad Credit Loan from 12.9% | £5,000 | £50,000 | 17.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £428.58 per month & total amount payable £51,429.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Mild Adverse Secured Loan from 13.9% | £5,000 | £50,000 | 17.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £413.15 per month & total amount payable £49,578.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Mild adverse credit acceptable | £7,500 | £50,000 | 17.6% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.6% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £423.78 per month & total amount payable £50,853.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Lowest rates for self employed borrowers | £7,500 | £30,000 | 17.7% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.7% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £254.28 per month & total amount payable £30,513.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Nemo's highest equity secured loan | £7,500 | £60,000 | 17.8% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.8% (variable) so if you borrow £30000 over 10 years at a rate of 14.004% p.a. (variable) you will repay £512.46 per month & total amount payable £61,495.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Specialist secured loan for buy to let properties | £7,500 | £50,000 | 18% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £454.42 per month & total amount payable £81,795.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £3,000 | £30,000 | 18.1% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.1% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £258.64 per month & total amount payable £31,036.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Large Loan 16.2% APR | £10,001 | £50,000 | 18.8% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.8% (variable) so if you borrow £20000 over 10 years at a rate of 15% p.a. (variable) you will repay £351.71 per month & total amount payable £42,205.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE near prime secured loan to money.co.uk | £5,000 | £30,000 | 18.87% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.87% (variable) so if you borrow £15000 over 10 years at a rate of 14% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.42. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Moneyway Personal Loan | £1,000 | £15,000 | 18.9% | £12,001 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 24.9% so if you borrow £5,000 over 4 years at a rate of 22.46% p.a. (fixed) you will repay £158.73 per month & £7,619.04 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Secured Loan specifically for Self Employed | £7,500 | £30,000 | 18.9% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.9% (variable) so if you borrow £15000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Heavy adverse BTL loan rates | £5,000 | £75,000 | 19.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.3% (variable) so if you borrow £40000 over 15 years at a rate of 14.99% p.a. (variable) you will repay £636.99 per month & total amount payable £114,658.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £3,000 | £30,000 | 19.4% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.4% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £268.85 per month & total amount payable £32,262.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE secured loan product to money.co.uk | £5,000 | £50,000 | 19.82% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.82% (variable) so if you borrow £10000 over 5 years at a rate of 11.9% p.a. (variable) you will repay £255.12 per month & total amount payable £15,307.15. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE near prime secured loan to money.co.uk | £5,000 | £30,000 | 20.14% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.14% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £275 per month & total amount payable £32,998.74. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 13.9% | £7,500 | £30,000 | 20.2% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.2% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £275.23 per month & total amount payable £33,027.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One's highest LTV secured loan | £7,500 | £40,000 | 20.5% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.5% (variable) so if you borrow £20000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £369.58 per month & total amount payable £44,349.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £50,000 | 20.57% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.57% (variable) so if you borrow £10000 over 5 years at a rate of 12.5% p.a. (variable) you will repay £258.61 per month & total amount payable £15,516.91. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan for those with adverse credit | £3,000 | £30,000 | 20.6% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.6% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £279.12 per month & total amount payable £33,494.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Buy To Let Product for Self Employed 13.9% | £7,500 | £30,000 | 20.8% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.8% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £279.87 per month & total amount payable £33,584.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE available in Northern Ireland | £7,500 | £50,000 | 20.9% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.9% (variable) so if you borrow £20000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £374.67 per month & total amount payable £44,960.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Spring Finance Secured loan for those with adverse credit | £10,000 | £50,000 | 21.02% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.02% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £282.25 per month & total amount payable £33,870.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Secured loan for those with heavy adverse credit | £3,000 | £30,000 | 21.1% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.1% (variable) so if you borrow £15000 over 10 years at a rate of 14.99% p.a. (variable) you will repay £274.57 per month & total amount payable £32,948.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 15.4% | £5,000 | £40,000 | 21.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.3% (variable) so if you borrow £15000 over 10 years at a rate of 15.4% p.a. (variable) you will repay £284.67 per month & total amount payable £34,160.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Fast Track Secured Loan | £3,000 | £25,000 | 22% variable | --- | 2.5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22% (variable) so if you borrow £15000 over 10 years at a rate of 18.9% p.a. (variable) you will repay £290.75 per month & total amount payable £34,890.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Fast Track Secured Loan | £3,000 | £25,000 | 22.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22.9% (variable) so if you borrow £10000 over 5 years at a rate of 17.9% p.a. (variable) you will repay £269.35 per month & total amount payable £16,161.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Buy To Let Product for Self Employed 15.9% | £7,500 | £30,000 | 23.5% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 23.5% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £301.99 per month & total amount payable £36,238.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan for those with adverse credit | £3,000 | £30,000 | 24.7% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 24.7% (variable) so if you borrow £10000 over 5 years at a rate of 16.9% p.a. (variable) you will repay £277.6 per month & total amount payable £16,656.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 16.4% | £5,000 | £30,000 | 26.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 26.5% (variable) so if you borrow £10000 over 5 years at a rate of 16.4% p.a. (variable) you will repay £286.32 per month & total amount payable £17,179.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE high LTV secured loan | £5,000 | £30,000 | 26.96% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 26.96% (variable) so if you borrow £7500 over 5 years at a rate of 16.9% p.a. (variable) you will repay £216.25 per month & total amount payable £12,974.61. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank 95% LTV Secured Loan | £3,000 | £25,000 | 28% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28% (variable) so if you borrow £10000 over 5 years at a rate of 21.9% p.a. (variable) you will repay £292.98 per month & total amount payable £17,578.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 14.9% | £7,500 | £30,000 | 28.1% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28.1% (variable) so if you borrow £10000 over 5 years at a rate of 14.9% p.a. (variable) you will repay £291.85 per month & total amount payable £17,511.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £30,000 | 28.44% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28.44% (variable) so if you borrow £7500 over 5 years at a rate of 18% p.a. (variable) you will repay £221.43 per month & total amount payable £13,285.87. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 15.9% | £7,500 | £30,000 | 29.4% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 29.4% (variable) so if you borrow £10000 over 5 years at a rate of 15.9% p.a. (variable) you will repay £298.34 per month & total amount payable £17,900.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Equifinance Secured loan for thoses with a poor credit rating | £15,000 | £30,000 | 31.1% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 31.1% (variable) so if you borrow £20000 over 10 years at a rate of 23.4% p.a. (variable) you will repay £488.76 per month & total amount payable £58,651.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Equifinance Secured loan for thoses with a poor credit rating | £10,000 | £15,000 | 35.8% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 35.8% (variable) so if you borrow £10000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £329.54 per month & total amount payable £19,772.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

EZBOB Business Loan | £500 | £50,000 | --- | --- | 1 month | 1 year | |||||||||||||||||||||||||||||||||||||||||||

One hour funding, apply online, zero paperwork. Up to £50,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

Funding Circle Business Loan | £5,000 | £1,000,000 | --- | --- | 6 months | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Applicants must have 2 years+ of filed accounts with Companies House and have a minimum turnover of £100k. UK's biggest peer-to-peer business lender. 10% of all eligible loans funded by UK Government. Established businesses only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Funding Tree Business Loan | £10,000 | £1,000,000 | --- | --- | 6 months | 5 years | |||||||||||||||||||||||||||||||||||||||||||

We lend to all business types from Sole Traders to Limited Companies. Working with you for the life of your business. Fully regulated by the FCA. T&Cs Apply | |||||||||||||||||||||||||||||||||||||||||||||||||

Just Cash Flow Flexible Cash Facility | £5,000 | £100,000 | --- | --- | varies | Unlimited | |||||||||||||||||||||||||||||||||||||||||||

A flexible cash facility from £5,000 to £100,000 to UK businesses that need cash to solve short-term cash flow issues. It's your alternative to a bank overdraft. | |||||||||||||||||||||||||||||||||||||||||||||||||

iwoca Business Loan | £1,000 | £50,000 | --- | --- | 1 month | 6 months | |||||||||||||||||||||||||||||||||||||||||||

Fast, flexible funding for ecommerce businesses | |||||||||||||||||||||||||||||||||||||||||||||||||

Merchant Money Business Loan | £1,000 | £50,000 | --- | --- | 1 month | 2 years | |||||||||||||||||||||||||||||||||||||||||||

Available for Ltd companies only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Ashley Business Cash Cash Advance | £3,500 | £100,000 | --- | --- | 6 months | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Adverse credit accepted, must have been trading 12 months, minimum 12 months sales history required, must have 1 year remaining on lease. UK citizens only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Everline.com Business Loan | £3,000 | £50,000 | --- | --- | 1 week | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Over 18 and UK resident. Trading for minimum of 2 years. Maximum £50k loan for limited companies (£10k for sole traders). Loans are subject to approval. T&Cs apply. | |||||||||||||||||||||||||||||||||||||||||||||||||

RateSetter Business Loan | £1,000 | £25,000 | --- | --- | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||

Zopa Personal Loan | £1,000 | £20,000 | 4.3% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total. You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan (Ex/C) | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (1-3 Yrs) | £7,500 | £15,000 | 4.4% | £7,500 to £15,000 | 1 year | 3 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 2 years at a rate of 4.4% p.a. (fixed) you will repay £435.65 per month & £10,455.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan (Ex/C) | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Tesco Bank Personal Loan | £3,000 | £25,000 | 4.5% | £7,500 to £15,000 | 1 year | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Personal Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4.5% | £7,500 to £15,000 | 4 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Different rates apply if you don't have a Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Internet Loan | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Car Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.50 per month & £10,920.00 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Branch Loan (123 Customers) | £1,000 | £20,000 | 4.5% | £7,500 to £20,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Branch Loan (Standard) | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Santander Telephone Loan (123 Customers) | £1,000 | £20,000 | 4.5% | £7,500 to £20,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Telephone Loan (Standard) | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Santander Select Loan (Select Customers) | £1,000 | £25,000 | 4.5% | £7,500 to £25,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Derbyshire Building Society Personal Loan | £5,000 | £20,000 | 4.6% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Member Loan | £3,000 | £25,000 | 4.6% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. Available to existing customers only. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Loan | £3,000 | £25,000 | 4.7% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

M&S Bank Personal Loan (Existing Customers) | £1,000 | £25,000 | 4.7% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. Available to existing customers only. To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over. | |||||||||||||||||||||||||||||||||||||||||||||||||

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You may want to compare the above loans with the following.

- Get 30 days first payment due from Halifax.
- 1 year minimum loan duration is available.
- Customers take advantage of maximum loan term of 7 years.
- You get £7,000 to £15,000 representative loan amount.
**Representative Example: The Representative APR is 9.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 9.9% p.a. (fixed) you will repay £233.89 per month & £11,226.72 in total.**

- Customers get minimum loan of £1,000.
- Get a deferred start of 0 month.
- 4.9 percent representative APR.
- You can have the benefit of 4.9 percent representative APR.
**Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total.**

- New customers benefit from £0 minimum arrangement fee from Smile.
- Get £7,500 to £14,950 representative loan amount from Smile.
- Get 1st payment due of 30 days.
- £2,000 minimum loan is offered.
- Maximum loan term of 7 yrs.
**Representative Example: The Representative APR is 5.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 5.5% p.a. (fixed) you will repay £231.95 per month & £11,133.60 in total.**

- You enjoy max loan term of 7 yrs.
- £7,500 to £15,000 representative loan amount is offered with the loan.
- Max loan of £25,000 is offered.
- Customers can take advantage of arrangement fee (%) of 0 percent.
- This Personal Loan has a 4.4 percent representative APR.

- New customers can get £7,500 to £35,000 representative loan amount.
- 0% arrangement fee (%) is offered with Existing Customer Barclayloan (Internet).
- Get deferred start of 0 mth.
- A minimum loan of £1,000 is offered by Barclays.
**Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.99 per month & £11,039.52 in total.**

- £0 arrangement fee (£) is available with the loan.
- £7,500 to £14,999 representative loan amount is offered with Personal Loan.
- Get first payment due of 30 days.
- Take advantage of 6.2 percent representative APR.
**Representative Example: The representative APR is 6.2% (fixed) so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month & £12,497.04 in total.**

- Minimum loan of £7,500 is available with this loan.
- Enjoy 10.7% variable representative APR from Nemo Personal Finance.
- New customers get minimum loan term of 3 years.
- The Nemo Personal Finance loan has 30 days loan processing period.
- 8.59% yearly rate (secured loans) is offered to customers.
- 25 yrs max loan term is available with this loan.
**Representative Example: The Representative APR is 10.7% (variable) so if you borrow £40000 over 15 years at a rate of 8.592% p.a. (variable) you will repay £435.66 per month & total amount payable £78,418.80.**

- 1 yr minimum loan term is available with this loan.
- Representative APR of 19.4 percent variable is offered with this loan.
- Get 14.9 percent yearly rate (secured loans) from Norton Finance.
- Maximum LTV of 70 percent.
- New customers benefit from 20 yrs max loan term from Norton Finance.
- New customers can get 30 days loan processing duration.
**Representative Example: The Representative APR is 19.4% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £268.85 per month & total amount payable £32,262.00.**

Whilst it's always important to get a good deal, if you are looking to borrow a larger amount, such as a 15,000 pound loan, getting a competitive rate is particularly important.

We take a look at how to compare the cheapest loans for £15,000 and how to work out which is the best deal for you.

## Working out £15,000 loan repayments

When you're comparing loans the Representative APR will give you an indication of the interest rate you could get.

The higher the APR, the more interest you will be paying and the more expensive the loan will be. To get the best loan deals for £15,000 you need to look for the lowest APR for this amount. However, Representative APRs aren't guaranteed for everyone; intead it's the rate that at least 51% of borrowers get.

So in order to work out exactly how much your borrowing will cost, you will need a £15,000 loan calculator. This will tell you in monetary terms how much the repayments will be each month.

If a low monthly repayment is your priority, you may want to stretch a 15,000 loan over 10 years as this will keep the instalments low. If you can afford to pay a bit more each month, you may want to clear your debt more quickly by taking out either a £15,000 loan over 5 years or even a £15,000 loan over 3 years.

Be aware however, that even though a loan over a longer period may mean cheaper monthly instalments, the overall cost will be more expensive. For this reason alone it's a good idea to spread your repayments over the shortest period possible.

If you carry out a cheap £15000 loans comparison you will be able to not only compare the £15000 loan repayments but also look at the total end cost. This is also known as the TAR – the total amount repayable – and will show you how much you will have to pay back in total by the end of the term.

## Where to find the best £15,000 personal loans

One thing worth bearing in mind is your credit rating as this will have a bearing on the overall cost and the interest rate you are charged.

Most lenders will indicate the minimum credit rating they'll accept so it's not worth applying if you don't fit the bill. Many now offer a pre application approval check which will indicate your likelihood of getting accepted. If you get offered this option take it because it should give you an idea of whether it's worth applying.

The best way to source the most competitive deal for you is to carry out a cheap £15,000 loans comparison. This will help you to compare best £15,000 loan payments to find one where the repayment terms fits your needs but the total amount repayment is still as low as possible.