Compare £10,000 Loan Rates

Find the best £10,000 loan rates currently available from lenders in the UK in minutes and compare them side by side so you can easily see which lender will offer you the best loan rate for £10,000. We make it easy to find the cheapest £10k loans no matter how long you need to spread your ten thousand pound loan borrowing over.
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LoanTermHeadline RepresentativeOnline Decision 
MinimumMaximumMinimumMaximumAPRLoan Amount 
Promoted Results
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
NatWest
Personal Loan (Adv Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Advantage Gold current account and Black Account customers only..
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Royalties/Royalties Gold)
£1,000£25,000
1
year
7
years
6.9%£7,500 to £14,950
Representative Example: The representative APR is 6.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.9% p.a. (fixed) you will repay £238.03 per month & £11,425.44 in total.
Loan available to RBS Royalties or Royalties Gold current account and Black Account customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RateSetter
Variable Rate Unsecured Personal Loan
£1,500£15,000
1
year
2
years
7.1%£2,000 to £15,000
Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.
Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
The Co-operative Bank
 
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.75% p.a. (fixed) you will repay £242.39 per month & £11,634.48 in total.
AA
Personal Loan
£2,000£25,000
1
year
7
years
7.9%£7,500 to £14,950
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.94 per month & £11,661.12 in total.
RateSetter
Fixed Rate Unsecured Personal Loan
£2,000£15,000
3
years
5
years
7.9%£2,000 to £15,000
Representative example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 3 years at a rate of 7.9% you will repay £311.62 per month and £11,218.29 in total. Requires good credit history.
Quick and simple online process, money usually in your account within 48 hours. No early repayment charges and all fees are included in the APR. Need good credit history.
Car Loan 4U
Car Loan (Excellent Credit History)
£3,000£50,000
1
year
5
years
7.9%£3,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £241.63 per month & £11,598.24 in total.
Creditplus
Car Loan (Excellent Rating)
£2,000£50,000
1
year
5
years
7.9%£2,000 to £50,000
Representative Example: The representative APR is 7.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.9% p.a. (fixed) you will repay £242.59 per month & £11,644.32 in total.
Nemo Personal Finance
 
Nemo
£7,500£100,000
3
years
25
years
8.22%£7,500 to £100,000
n/a
Available to home owners only.
Applications to Nemo Loans will be forwarded to our secured loans partner Selfserveloans.co.uk
NatWest
Personal Loan
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Existing customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
RBS
Internet Loan (Existing Customers)
£1,000£25,000
1
year
7
years
8.9%£7,500 to £14,950
Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.
Loan available to RBS customers only.
If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount.
Shawbrook Bank
Link Loans
£3,000£70,000
3
years
25
years
8.9%£3,000 to £70,000
n/a
Available to home owners only.
Applications to Shawbrook Bank Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Norton Finance
Norton Finance
£3,000£25,000
3
years
20
years
11.9%£3,000 to £25,000
n/a
Available to home owners only.
Applications to Norton Finance Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Creditplus
Car Loan (Good Rating)
£2,000£50,000
1
year
5
years
13.2%£2,000 to £50,000
Representative Example: The representative APR is 13.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.2% p.a. (fixed)
Central Trust
Central
£5,000£100,000
3
years
25
years
13.7%£5,000 to £100,000
n/a
Available to home owners only.
Applications to Central Trust Loans will be forwarded to our secured loans partner Selfserveloans.co.uk.
Car Loan 4U
Car Loan (Good Credit History)
£3,000£50,000
1
year
5
years
13.9%£3,000 to £50,000
Representative Example: The representative APR is 13.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 13.9% p.a. (fixed) you will repay £266.63 per month & £12,798.24 in total.
Creditplus
Car Loan (Fair Rating)
£2,000£50,000
1
year
5
years
17.9%£2,000 to £50,000
Representative Example: The representative APR is 17.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 17.9% p.a. (fixed) you will repay £308.33 per month & £14,799.84 in total.
Car Loan 4U
Car Loan (Fair Credit History)
£3,000£50,000
1
year
5
years
18.9%£3,000 to £50,000
Representative Example: The representative APR is 18.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 18.9% p.a. (fixed) you will repay £287.46 per month & £13,798.08 in total.
Car Loan 4U
Car Loan (Average Credit History)
£3,000£50,000
1
year
5
years
23.9%£3,000 to £50,000
Representative Example: The representative APR is 23.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 23.9% p.a. (fixed) you will repay £308.29 per month & £14,797.92 in total.
Creditplus
Car Loan (Poor Rating)
£2,000£50,000
1
year
5
years
24%£2,000 to £50,000
Representative Example: The representative APR is 24% (fixed) so if you borrow £10,000 over 4 years at a rate of 24% p.a. (fixed)
Car Loan 4U
Car Loan (Poor Credit History)
£3,000£50,000
1
year
5
years
28.9%£3,000 to £50,000
Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total.
Motor Buy Back
Buy Back
£100£100,000
1
day
3
months
435%£100 to £100,000
Representative Example: The Representative APR is 435% p.a. so if you borrow £1,000 over 12 weeks at a rate of 435% you will repay £34.610 weekly (plus final payment of Buy Figure: £1000) - £1415.32 in total.
Full Results
Sainsbury's Bank
 
Standard Medium Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
5.9%£7,500 to £15,000
Representative Example: The representative APR is 5.9% (fixed) at a rate of 5.9% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Clydesdale Bank
Personal Loan
£7,500£15,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.34 per month & £11,248.32 in total.
Quick and easy to apply online. Any purpose loans. Early repayment options with no hidden charges.
M&S
Personal Loan
£1,000£25,000
1
year
7
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.11 per month & £11,237.28 in total.
Yorkshire Bank
Personal Loan
£7,500£14,999
1
year
7
years
6%£7,500 to £14,999
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £235.20 per month & £11,289.60 in total.
M&S
Car Loan
£2,500£25,000
1
year
5
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed)
Tesco Bank
Personal Loan (Existing Customers)
£3,000£25,000
1
year
10
years
6%£7,500 to £15,000
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Loan available to existing customers only.
Derbyshire Building Society
 
Personal Loan (Semi-Exclusive)
£5,000£20,000
1
year
5
years
6%£7,500 to £14,950
Representative Example: The representative APR is 6% (fixed) so if you borrow £10,000 over 4 years at a rate of 6% p.a. (fixed) you will repay £234.12 per month & £11,237.76 in total.
Sainsbury's Bank
 
Standard Medium Loan (4-5 Yrs)
£7,500£15,000
4
years
5
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.
Loan available to Sainsbury's shoppers with Nectar Card.
Tesco Bank
Personal Loan
£3,000£25,000
1
year
10
years
6.1%£7,500 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total. The interest rate offered will depend on the amount you wish to borrow and your individual circumstances. Loans available to UK residents and over 18s only. Subject to status.
Car Loan 4U
Car Loan (Semi-Exclusive)
£3,000£50,000
1
year
5
years
6.1%£3,000 to £50,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
First Direct
Personal Loan
£1,000£25,000
1
year
7
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.73 per month & £11,267.04 in total.
Available to existing First Direct customers only.
HSBC
Premier Loan
£7,000£25,000
1
year
8
years
6.1%£7,000 to £15,000
Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £234.56 per month & £11,258.88 in total.
HSBC premier personal loan is for HSBC Premier current account holders only.
Zopa
Personal Loan
£1,000£15,000
3
years
5
years
6.12%£1,200 to £1,299
Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,
HSBC
Personal Loan
£7,000£25,000
1
year
8
years
6.2%£7,000 to £15,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
HSBC Personal Loans are only available to existing HSBC current account customers.
RateSetter
2 Year Loan
£1,000£15,000
2
years
2
years
6.2%£5,000 to £5,999
Representative Example: The representative APR is 7.7% (fixed) so if you borrow £5,000 over 2 years at a rate of 7.7% p.a. (fixed) you will repay £226.32 per month & £5,431.68 in total. Arrangement fee £100,
Barclays
Barclayloan Plus (£3K+ Min Credit)
£10,000£25,000
2
years
5
years
6.2%£10,000 to £25,000
Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.
Only available to Barclays Customers who have held a current account with Barclays for more than 12 months, paid £3,000 or more into their account... more
RateSetter
1 Year Loan
£1,000£15,000
1
year
1
year
6.5%£5,000 to £5,999
Representative Example: The representative APR is 8.5% (fixed) at a rate of 8.5% p.a. (fixed)Arrangement fee £80,
Santander
Personal Loan
£1,000£20,000
1
year
5
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.7% p.a. (fixed) you will repay £237.16 per month & £11,383.68 in total.
Sainsbury's Bank
 
Shopper Reward Med Loan (1-3 Yrs)
£7,500£15,000
1
year
3
years
6.7%£7,500 to £15,000
Representative Example: The representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)
Loan available to Sainsbury's shoppers with Nectar Card.
Nationwide
Personal Loan
£7,500£25,000
1
year
5
years
6.8%£7,500 to £14,950
Representative Example: The representative APR is 6.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.8% p.a. (fixed) you will repay £237.60 per month & £11,404.80 in total.
 Next Page  >
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Loan Comparison

View all loan reviews.

Alternative Loans

You may want to compare the above loans with the following.

RBS Internet Loan (Existing Customers)

  • This RBS loan has 42 days 1st payment due.
  • Enjoy a promotional representative APR of 8.9 percent.
  • Customers will get 0 month deferred start.
  • New customers enjoy 8.9% representative APR from the Internet Loan (Existing Customers).
  • Representative Example: The representative APR is 8.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.9% p.a. (fixed) you will repay £246.77 per month & £11,844.96 in total.

Zopa Personal Loan

  • Get a minimum loan of £1,000.
  • You get 0 month deferred start from the Personal Loan.
  • Maximum loan of £15,000.
  • Get max loan term of 5 years.
  • Customers get 3 yrs minimum loan length from the Personal Loan.
  • Representative Example: The representative APR is 7.84% (fixed) so if you borrow £10,000 over 4 years at a rate of 7.84% p.a. (fixed)Arrangement fee £70,

RateSetter Variable Rate Unsecured Personal Loan

  • RateSetter offers representative APR of 7.1%.
  • 2 yrs max loan term is available.
  • 1 yr minimum loan length is offered to you.
  • £2,000 to £15,000 headline representative loan amount is offered with Variable Rate Unsecured Personal Loan.
  • 7.1 percent promotional representative APR is available with this loan.
  • RateSetter gives minimum loan of £1,500.
  • Representative example: The representative APR is 7.1% (variable) so if you borrow £10,000 over 2 years at a rate of 7.1% you will repay £446.65 per month and £10,719.73 in total. Requires a good credit history.

Sainsbury's Bank Standard Medium Loan (4-5 Yrs)

  • A minimum loan duration of 4 yrs is available from Sainsbury's Bank.
  • Minimum loan of £7,500 is offered.
  • An initial representative APR of 6.1% is offered by Sainsbury's Bank.
  • New customers will enjoy 0% arrangement fee.
  • New customers get £7,500 to £15,000 promotional representative loan amount from Sainsbury's Bank.
  • Maximum loan of £15,000 is available.
  • Representative Example: The representative APR is 6.1% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.1% p.a. (fixed) you will repay £236.88 per month & £11,370.24 in total.

Barclays Barclayloan Plus (£3K+ Min Credit)

  • New customers get £10,000 to £25,000 introductory representative loan amount from the loan.
  • Take advantage of headline representative APR of 6.2 percent.
  • 2 months deferred start is offered.
  • 5 yrs maximum loan term is available to new customers.
  • Representative Example: The representative APR is 6.2% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.2% p.a. (fixed) you will repay £234.99 per month & £11,279.52 in total.

Car Loan 4U Car Loan (Bad Credit History)

  • Get a minimum loan length of 1 yr from this loan.
  • A 1st payment due of 30 days is available from Car Loan 4U.
  • Introductory representative APR of 33.9 percent.
  • Car Loan 4U offers representative APR of 33.9 percent.
  • The loan offers a 0 mth deferred start.
  • You can get £3,000 minimum loan.
  • Representative Example: The representative APR is 33.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 33.9% p.a. (fixed) you will repay £349.96 per month & £16,798.08 in total.

Car Loan 4U Car Loan (Poor Credit History)

  • £3,000 minimum loan is offered with Car Loan (Poor Credit History).
  • A 0 month deferred start is available.
  • New customers get £3,000 to £50,000 promotional representative loan amount from the loan.
  • You get 28.9 percent promotional representative APR from the loan.
  • This loan gives a maximum loan of £50,000.
  • Car Loan (Poor Credit History) offers a representative APR of 28.9%.
  • Representative Example: The representative APR is 28.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 28.9% p.a. (fixed) you will repay £329.13 per month & £15,798.24 in total.