Find the best £10,000 loan rates currently available from lenders in the UK in minutes and compare them side by side so you can easily see which lender will offer you the best loan rate for £10,000. We make it easy to find the cheapest £10k loans no matter how long you need to spread your ten thousand pound loan borrowing over.

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Loan | Representative APR | For Loan Amounts | Term | ||||||||||||||||||||||||||||||||||||||||||||||

Minimum | Maximum | Minimum | Maximum | ||||||||||||||||||||||||||||||||||||||||||||||

Promoted Results | |||||||||||||||||||||||||||||||||||||||||||||||||

Zopa Personal Loan | £1,000 | £20,000 | 4.3% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total. You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Tesco Bank Personal Loan | £3,000 | £25,000 | 4.5% | £7,500 to £15,000 | 1 year | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Personal Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4.5% | £7,500 to £15,000 | 4 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. Different rates apply if you don't have a Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Internet Loan | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.63 per month & £10,926.24 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Derbyshire Building Society Personal Loan | £5,000 | £20,000 | 4.6% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Loan | £3,000 | £25,000 | 4.7% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

M&S Bank Personal Loan (New Customers) | £1,000 | £25,000 | 4.8% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.8% p.a. (fixed) you will repay £228.93 per month & £10,988.64 in total. To apply for an M&S Personal Loan you have to be a UK resident aged 30 or over or a homeowner. To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over. | |||||||||||||||||||||||||||||||||||||||||||||||||

RBS Internet Loan (Existing Customers) | £1,000 | £25,000 | 4.9% | £7,500 to £14,950 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total. Available to existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nationwide Personal Loan | £7,500 | £25,000 | 6.2% | £7,500 to £14,999 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The representative APR is 6.2% (fixed) so if you borrow £11,000 over 51 months at a rate of 6.2% p.a. (fixed) you will repay £245.04 per month & £12,497.04 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

NatWest Personal Loan | £1,000 | £25,000 | 6.4% | £7,500 to £14,950 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 6.4% p.a. (fixed) you will repay £235.77 per month & £11,316.96 in total. Available to existing customers only. If you choose to repay your loan early, an early redemption charge of up to 58 days' interest will apply. Other loan amounts are available at alternative rates. Rates depend on circumstances and loan amount. | |||||||||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (5+ Yrs) | £7,500 | £15,000 | 6.5% | £7,500 to £15,000 | 61 months | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.5% (fixed) so if you borrow £10,000 over 7 years at a rate of 6.5% p.a. (fixed) you will repay £147.60 per month & £12,398.40 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

RateSetter 1 Year Loan | £1,000 | £25,000 | 6.7% | £5,000 to £14,999 | 1 year | 23 months | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 6.7% (fixed) at a rate of 6.7% p.a. (fixed)Arrangement fee £115.75. Quick and simple online process, approval within 24 hours. No early repayment charges and all fees are included in the APR. Need good credit history. | |||||||||||||||||||||||||||||||||||||||||||||||||

Moneyway Plus Loan | £3,000 | £15,000 | 7.5% | £7,001 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 7.9% so if you borrow £7,000 over 3 years at a rate of 7.9% p.a. (fixed) you will repay £218.15 per month & £7,853.40 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Prestige Finance most affordable secured loan | £10,000 | £100,000 | 8.47% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.47% (variable) so if you borrow £50000 over 15 years at a rate of 6.75% p.a. (variable) you will repay £482.28 per month & total amount payable £86,810.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Low Rate secured loan from 7% | £7,500 | £39,999 | 8.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 8.9% (variable) so if you borrow £30000 over 15 years at a rate of 7.008% p.a. (variable) you will repay £296.76 per month & total amount payable £53,416.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Part of the One Savings Bank Group | £10,000 | £100,000 | 9.69% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 9.69% (variable) so if you borrow £40000 over 15 years at a rate of 7.5% p.a. (variable) you will repay £421.58 per month & total amount payable £74,253.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 10.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.7% (variable) so if you borrow £40000 over 15 years at a rate of 8.592% p.a. (variable) you will repay £435.66 per month & total amount payable £78,418.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured loan at competitive rate | £7,500 | £39,999 | 10.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 7.2% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 8.4% APR | £7,500 | £39,999 | 10.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 10.9% (variable) so if you borrow £15000 over 10 years at a rate of 8.124% p.a. (variable) you will repay £201.27 per month & total amount payable £24,152.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 11.48% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.48% (variable) so if you borrow £50000 over 15 years at a rate of 9.4% p.a. (variable) you will repay £565.82 per month & total amount payable £101,847.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven UK Cheapest Rate for BTL Secured Loans | £5,000 | £60,000 | 11.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.7% (variable) so if you borrow £40000 over 15 years at a rate of 9.85% p.a. (variable) you will repay £458.14 per month & total amount payable £82,465.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One Finance's cheapest secured loan | £7,500 | £50,000 | 11.7% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.7% (variable) so if you borrow £30000 over 15 years at a rate of 8.9% p.a. (variable) you will repay £342.78 per month & total amount payable £61,700.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Light Adverse Secured Loan | £5,000 | £80,000 | 11.8% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.8% (variable) so if you borrow £40000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £460.77 per month & total amount payable £82,938.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 9.4% APR | £7,500 | £39,999 | 11.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 11.9% (variable) so if you borrow £15000 over 10 years at a rate of 9.048% p.a. (variable) you will repay £209.44 per month & total amount payable £25,132.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Masthaven's cheapest loan rate | £5,000 | £100,000 | 12.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.1% (variable) so if you borrow £40000 over 10 years at a rate of 9.75% p.a. (variable) you will repay £562.31 per month & total amount payable £67,477.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Low rate BTL Secured Loan 9.95% | £5,000 | £75,000 | 12.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.1% (variable) so if you borrow £45000 over 15 years at a rate of 9.95% p.a. (variable) you will repay £524.9 per month & total amount payable £94,482.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Simple, straight forward process | £7,500 | £74,999 | 12.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.3% (variable) so if you borrow £40000 over 15 years at a rate of 7.752% p.a. (variable) you will repay £472.07 per month & total amount payable £84,972.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Prime Rate Loan | £5,000 | £90,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £40000 over 15 years at a rate of 10.45% p.a. (variable) you will repay £473.99 per month & total amount payable £85,318.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 8.9% | £5,000 | £60,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 8.9% | £5,000 | £75,000 | 12.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.4% (variable) so if you borrow £30000 over 10 years at a rate of 8.9% p.a. (variable) you will repay £425.45 per month & total amount payable £51,054.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 12.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.516% p.a. (variable) you will repay £427.3 per month & total amount payable £51,276.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance The UK's biggest secured loan lender for second properties | £5,000 | £75,000 | 12.9% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £60000 over 20 years at a rate of 10.95% p.a. (variable) you will repay £668.04 per month & total amount payable £160,329.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Prime Rate Loan | £5,000 | £80,000 | 12.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 10.85% p.a. (variable) you will repay £364.03 per month & total amount payable £65,525.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 9.9% Secured Loan | £7,500 | £50,000 | 12.9% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 12.9% (variable) so if you borrow £30000 over 15 years at a rate of 9.9% p.a. (variable) you will repay £363.24 per month & total amount payable £65,383.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Light Adverse Secured Loan | £5,000 | £60,000 | 13% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13% (variable) so if you borrow £35000 over 15 years at a rate of 10.95% p.a. (variable) you will repay £426.46 per month & total amount payable £76,762.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 13.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.2% (variable) so if you borrow £40000 over 15 years at a rate of 10.5% p.a. (variable) you will repay £491.9 per month & total amount payable £88,542.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Historic Adverse Accepted | £5,000 | £80,000 | 13.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.3% (variable) so if you borrow £35000 over 15 years at a rate of 11.25% p.a. (variable) you will repay £433.57 per month & total amount payable £78,042.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 9.9% | £5,000 | £75,000 | 13.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.5% (variable) so if you borrow £30000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £443.88 per month & total amount payable £53,265.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Loan with Mild Adverse Credit | £5,000 | £80,000 | 13.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.6% (variable) so if you borrow £30000 over 15 years at a rate of 11.45% p.a. (variable) you will repay £376.24 per month & total amount payable £67,723.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Part of the One Savings Bank Group | £10,000 | £100,000 | 13.69% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.69% (variable) so if you borrow £30000 over 10 years at a rate of 10.4% p.a. (variable) you will repay £446.13 per month & total amount payable £53,535.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Flexible low rate Secured Loan | £5,000 | £50,000 | 13.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 13.7% (variable) so if you borrow £25000 over 10 years at a rate of 9.9% p.a. (variable) you will repay £372.16 per month & total amount payable £44,659.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Prime Rate Loan | £5,000 | £80,000 | 14.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.1% (variable) so if you borrow £30000 over 10 years at a rate of 11.45% p.a. (variable) you will repay £453.13 per month & total amount payable £54,375.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Secured Loans for Self Employed 11.4% APR | £7,500 | £200,000 | 14.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.1% (variable) so if you borrow £40000 over 10 years at a rate of 10.884% p.a. (variable) you will repay £603.21 per month & total amount payable £72,385.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance The UK's oldest secured loan lender | £3,000 | £50,000 | 14.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £15000 over 10 years at a rate of 10.29% p.a. (variable) you will repay £227.73 per month & total amount payable £27,327.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance No lender arrangement fee to pay | £7,500 | £75,000 | 14.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.148% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £100,000 | 14.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.3% (variable) so if you borrow £40000 over 15 years at a rate of 11.604% p.a. (variable) you will repay £516.92 per month & total amount payable £93,045.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Historic Adverse Accepted | £5,000 | £50,000 | 14.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.5% (variable) so if you borrow £30000 over 10 years at a rate of 11.75% p.a. (variable) you will repay £458.68 per month & total amount payable £55,041.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £10,000 | £30,000 | 14.5% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.5% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £305.87 per month & total amount payable £36,704.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Light adverse BTL loan rates | £5,000 | £75,000 | 14.6% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.6% (variable) so if you borrow £50000 over 20 years at a rate of 12% p.a. (variable) you will repay £612.48 per month & total amount payable £146,995.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Adverse credit acceptable | £3,000 | £50,000 | 14.7% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.7% (variable) so if you borrow £25000 over 15 years at a rate of 11.39% p.a. (variable) you will repay £329.49 per month & total amount payable £59,308.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 14.73% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.73% (variable) so if you borrow £30000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £462.56 per month & total amount payable £55,507.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 10.9% | £5,000 | £60,000 | 14.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 14.9% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £387.96 per month & total amount payable £46,555.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE secured loan product to money.co.uk | £5,000 | £50,000 | 15.05% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.05% (variable) so if you borrow £15000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £233.83 per month & total amount payable £28,059.84. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Masthaven Let-Property Loan with Mild Adverse Credit | £5,000 | £50,000 | 15.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.95% p.a. (variable) you will repay £312.07 per month & total amount payable £37,448.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Latest plan from Prestige Finance | £10,000 | £100,000 | 15.1% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.1% (variable) so if you borrow £20000 over 10 years at a rate of 11.4% p.a. (variable) you will repay £312.25 per month & total amount payable £37,470.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Little existing credit loan | £7,500 | £100,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £30000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £469.34 per month & total amount payable £56,320.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Consolidate credit and store cards or a personal loan | £7,500 | £60,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 11.784% p.a. (variable) you will repay £312.9 per month & total amount payable £37,548.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 10.9% | £5,000 | £40,000 | 15.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £20000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £313.19 per month & total amount payable £37,582.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 10.9% Secured Loan | £7,500 | £50,000 | 15.2% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.2% (variable) so if you borrow £25000 over 10 years at a rate of 10.9% p.a. (variable) you will repay £390.91 per month & total amount payable £46,909.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One's most affordable secured loan against a second property | £7,500 | £50,000 | 15.5% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.5% (variable) so if you borrow £30000 over 15 years at a rate of 11.9% p.a. (variable) you will repay £409.39 per month & total amount payable £73,690.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Mild Adverse Secured Loan from 11.9% | £5,000 | £50,000 | 15.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.6% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £396.96 per month & total amount payable £47,635.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Little existing credit loan | £7,500 | £100,000 | 15.7% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.7% (variable) so if you borrow £30000 over 10 years at a rate of 12.228% p.a. (variable) you will repay £477.81 per month & total amount payable £57,337.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £50,000 | 15.78% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.78% (variable) so if you borrow £15000 over 10 years at a rate of 11.5% p.a. (variable) you will repay £239.64 per month & total amount payable £28,757.90. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance High LTV secured loan | £7,500 | £60,000 | 15.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 15.9% (variable) so if you borrow £30000 over 10 years at a rate of 12.408% p.a. (variable) you will repay £481.27 per month & total amount payable £57,752.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Prestige Finance Secured loan for thoses with mild adverse credit | £10,000 | £100,000 | 16.15% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.15% (variable) so if you borrow £20000 over 10 years at a rate of 12.5% p.a. (variable) you will repay £323.49 per month & total amount payable £38,818.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Great rate for thoses with a fair credit-rating | £7,500 | £60,000 | 16.2% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.2% (variable) so if you borrow £20000 over 10 years at a rate of 12.672% p.a. (variable) you will repay £324.24 per month & total amount payable £38,908.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 11.9% | £5,000 | £40,000 | 16.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.4% (variable) so if you borrow £20000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £326.23 per month & total amount payable £39,147.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance 11.9% Secured Loan | £7,500 | £50,000 | 16.4% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.4% (variable) so if you borrow £25000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £407.17 per month & total amount payable £48,860.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Part of the Principality Building Society Group | £7,500 | £60,000 | 16.6% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.6% (variable) so if you borrow £30000 over 10 years at a rate of 12.768% p.a. (variable) you will repay £488.22 per month & total amount payable £58,586.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Adverse credit acceptable | £3,000 | £50,000 | 16.7% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.7% (variable) so if you borrow £30000 over 15 years at a rate of 12.99% p.a. (variable) you will repay £430.59 per month & total amount payable £77,506.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 11.9% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 14.9% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 17.3% | £5,000 | £30,000 | 16.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 16.9% (variable) so if you borrow £15000 over 10 years at a rate of 17.3% p.a. (variable) you will repay £248.35 per month & total amount payable £29,802.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Mild adverse BTL loan rates | £5,000 | £75,000 | 17.4% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £45000 over 15 years at a rate of 13.79% p.a. (variable) you will repay £666.28 per month & total amount payable £119,930.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE available in Northern Ireland | £7,500 | £50,000 | 17.4% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £443.22 per month & total amount payable £79,779.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Bad Credit Loan from 12.9% | £5,000 | £50,000 | 17.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £428.58 per month & total amount payable £51,429.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Mild Adverse Secured Loan from 13.9% | £5,000 | £50,000 | 17.4% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.4% (variable) so if you borrow £25000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £413.15 per month & total amount payable £49,578.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Small Loan 12.6% APR | £3,000 | £10,000 | 17.6% variable | --- | 3 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.6% (variable) so if you borrow £5000 over 5 years at a rate of 11.64% p.a. (variable) you will repay £122.45 per month & total amount payable £7,347.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Mild adverse credit acceptable | £7,500 | £50,000 | 17.6% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.6% (variable) so if you borrow £25000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £423.78 per month & total amount payable £50,853.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Lowest rates for self employed borrowers | £7,500 | £30,000 | 17.7% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.7% (variable) so if you borrow £15000 over 10 years at a rate of 11.9% p.a. (variable) you will repay £254.28 per month & total amount payable £30,513.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Nemo Personal Finance Nemo's highest equity secured loan | £7,500 | £60,000 | 17.8% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 17.8% (variable) so if you borrow £30000 over 10 years at a rate of 14.004% p.a. (variable) you will repay £512.46 per month & total amount payable £61,495.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Specialist secured loan for buy to let properties | £7,500 | £50,000 | 18% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18% (variable) so if you borrow £30000 over 15 years at a rate of 13.9% p.a. (variable) you will repay £454.42 per month & total amount payable £81,795.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £3,000 | £30,000 | 18.1% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.1% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £258.64 per month & total amount payable £31,036.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE near prime secured loan to money.co.uk | £5,000 | £30,000 | 18.87% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.87% (variable) so if you borrow £15000 over 10 years at a rate of 14% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.42. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Moneyway Personal Loan | £1,000 | £15,000 | 18.9% | £12,001 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 24.9% so if you borrow £5,000 over 4 years at a rate of 22.46% p.a. (fixed) you will repay £158.73 per month & £7,619.04 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Secured Loan specifically for Self Employed | £7,500 | £30,000 | 18.9% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 18.9% (variable) so if you borrow £15000 over 10 years at a rate of 12.9% p.a. (variable) you will repay £264.65 per month & total amount payable £31,758.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Heavy adverse BTL loan rates | £5,000 | £75,000 | 19.3% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.3% (variable) so if you borrow £40000 over 15 years at a rate of 14.99% p.a. (variable) you will repay £636.99 per month & total amount payable £114,658.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan from one of the UK's oldest lenders | £3,000 | £30,000 | 19.4% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.4% (variable) so if you borrow £15000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £268.85 per month & total amount payable £32,262.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE secured loan product to money.co.uk | £5,000 | £50,000 | 19.82% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 19.82% (variable) so if you borrow £10000 over 5 years at a rate of 11.9% p.a. (variable) you will repay £255.12 per month & total amount payable £15,307.15. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE near prime secured loan to money.co.uk | £5,000 | £30,000 | 20.14% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.14% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £275 per month & total amount payable £32,998.74. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 13.9% | £7,500 | £30,000 | 20.2% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.2% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £275.23 per month & total amount payable £33,027.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Small Loan 14.7% APR | £3,000 | £10,000 | 20.5% variable | --- | 3 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.5% (variable) so if you borrow £5000 over 5 years at a rate of 14% p.a. (variable) you will repay £129.15 per month & total amount payable £7,749.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Step One's highest LTV secured loan | £7,500 | £40,000 | 20.5% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.5% (variable) so if you borrow £20000 over 10 years at a rate of 14.9% p.a. (variable) you will repay £369.58 per month & total amount payable £44,349.60. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £50,000 | 20.57% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.57% (variable) so if you borrow £10000 over 5 years at a rate of 12.5% p.a. (variable) you will repay £258.61 per month & total amount payable £15,516.91. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan for those with adverse credit | £3,000 | £30,000 | 20.6% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.6% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £279.12 per month & total amount payable £33,494.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Buy To Let Product for Self Employed 13.9% | £7,500 | £30,000 | 20.8% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.8% (variable) so if you borrow £15000 over 10 years at a rate of 13.9% p.a. (variable) you will repay £279.87 per month & total amount payable £33,584.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE available in Northern Ireland | £7,500 | £50,000 | 20.9% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 20.9% (variable) so if you borrow £20000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £374.67 per month & total amount payable £44,960.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Spring Finance Secured loan for those with adverse credit | £10,000 | £50,000 | 21.02% variable | --- | 5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.02% (variable) so if you borrow £15000 over 10 years at a rate of 15% p.a. (variable) you will repay £282.25 per month & total amount payable £33,870.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Blemain Finance Secured loan for those with heavy adverse credit | £3,000 | £30,000 | 21.1% variable | --- | 3 years | 30 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.1% (variable) so if you borrow £15000 over 10 years at a rate of 14.99% p.a. (variable) you will repay £274.57 per month & total amount payable £32,948.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 15.4% | £5,000 | £40,000 | 21.3% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 21.3% (variable) so if you borrow £15000 over 10 years at a rate of 15.4% p.a. (variable) you will repay £284.67 per month & total amount payable £34,160.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Fast Track Secured Loan | £3,000 | £25,000 | 22% variable | --- | 2.5 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22% (variable) so if you borrow £15000 over 10 years at a rate of 18.9% p.a. (variable) you will repay £290.75 per month & total amount payable £34,890.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Central Trust Ltd Small Loan 16.2% APR | £3,000 | £10,000 | 22.5% variable | --- | 3 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22.5% (variable) so if you borrow £5000 over 5 years at a rate of 15.6% p.a. (variable) you will repay £133.79 per month & total amount payable £8,027.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Fast Track Secured Loan | £3,000 | £25,000 | 22.9% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 22.9% (variable) so if you borrow £10000 over 5 years at a rate of 17.9% p.a. (variable) you will repay £269.35 per month & total amount payable £16,161.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Buy To Let Product for Self Employed 15.9% | £7,500 | £30,000 | 23.5% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 23.5% (variable) so if you borrow £15000 over 10 years at a rate of 15.9% p.a. (variable) you will repay £301.99 per month & total amount payable £36,238.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Norton Finance Secured loan for those with adverse credit | £3,000 | £30,000 | 24.7% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 24.7% (variable) so if you borrow £10000 over 5 years at a rate of 16.9% p.a. (variable) you will repay £277.6 per month & total amount payable £16,656.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Opal Loans Personal Loan | £2,000 | £10,000 | 24.9% | £2,000 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: Representative 24.9% APR (variable).
Borrow £5,000 and pay £198.53 a month for 36 months. The Total Interest Payable is £2,147.08. The Total Amount Payable is £7,147.08. Opal Loans offers a loan broking service. Please only apply if you are a home owner, aged 25 to 72, earning £15,000 per annum, and making regular payments to your mortgage. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank Secured Loan from 16.4% | £5,000 | £30,000 | 26.5% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 26.5% (variable) so if you borrow £10000 over 5 years at a rate of 16.4% p.a. (variable) you will repay £286.32 per month & total amount payable £17,179.20. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE high LTV secured loan | £5,000 | £30,000 | 26.96% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 26.96% (variable) so if you borrow £7500 over 5 years at a rate of 16.9% p.a. (variable) you will repay £216.25 per month & total amount payable £12,974.61. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Shawbrook Bank 95% LTV Secured Loan | £3,000 | £25,000 | 28% variable | --- | 3 years | 25 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28% (variable) so if you borrow £10000 over 5 years at a rate of 21.9% p.a. (variable) you will repay £292.98 per month & total amount payable £17,578.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 14.9% | £7,500 | £30,000 | 28.1% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28.1% (variable) so if you borrow £10000 over 5 years at a rate of 14.9% p.a. (variable) you will repay £291.85 per month & total amount payable £17,511.00. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clearly Loans EXCLUSIVE mild adverse secured loan | £5,000 | £30,000 | 28.44% variable | --- | 1 year | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 28.44% (variable) so if you borrow £7500 over 5 years at a rate of 18% p.a. (variable) you will repay £221.43 per month & total amount payable £13,285.87. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Step One Finance Low rate for Self Employed 15.9% | £7,500 | £30,000 | 29.4% variable | --- | 5 years | 15 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 29.4% (variable) so if you borrow £10000 over 5 years at a rate of 15.9% p.a. (variable) you will repay £298.34 per month & total amount payable £17,900.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Equifinance Secured loan for thoses with a poor credit rating | £10,000 | £15,000 | 35.8% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 35.8% (variable) so if you borrow £10000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £329.54 per month & total amount payable £19,772.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Equifinance Secured loan for thoses with a poor credit rating | £5,000 | £10,000 | 42.4% variable | --- | 5 years | 20 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 42.4% (variable) so if you borrow £5000 over 5 years at a rate of 23.4% p.a. (variable) you will repay £180.33 per month & total amount payable £10,819.80. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

Evolution Money Our highest equity secured loan | £5,000 | £10,000 | 42.4% variable | --- | 3 years | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 42.4% (variable) so if you borrow £7500 over 5 years at a rate of 30.6% p.a. (variable) you will repay £270.24 per month & total amount payable £16,214.40. You must be a homeowner to apply as this loan will be secured against your home. | |||||||||||||||||||||||||||||||||||||||||||||||||

EZBOB Business Loan | £500 | £50,000 | --- | --- | 1 month | 1 year | |||||||||||||||||||||||||||||||||||||||||||

One hour funding, apply online, zero paperwork. Up to £50,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

Funding Circle Business Loan | £5,000 | £1,000,000 | --- | --- | 6 months | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Applicants must have 2 years+ of filed accounts with Companies House and have a minimum turnover of £100k. UK's biggest peer-to-peer business lender. 10% of all eligible loans funded by UK Government. Established businesses only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Just Cash Flow Flexible Cash Facility | £5,000 | £100,000 | --- | --- | varies | Unlimited | |||||||||||||||||||||||||||||||||||||||||||

Limited companies only. No minimum trading period restriction. Subject to approval. Terms and conditions apply. | |||||||||||||||||||||||||||||||||||||||||||||||||

iwoca Business Loan | £1,000 | £50,000 | --- | --- | 1 month | 6 months | |||||||||||||||||||||||||||||||||||||||||||

Fast, flexible funding for ecommerce businesses | |||||||||||||||||||||||||||||||||||||||||||||||||

Merchant Money Business Loan | £1,000 | £50,000 | --- | --- | 1 month | 2 years | |||||||||||||||||||||||||||||||||||||||||||

Available for Ltd companies only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Ashley Business Cash Cash Advance | £3,500 | £100,000 | --- | --- | 6 months | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Adverse credit accepted, must have been trading 12 months, minimum 12 months sales history required, must have 1 year remaining on lease. UK citizens only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Everline.com Business Loan | £3,000 | £50,000 | --- | --- | 1 week | 1 year | |||||||||||||||||||||||||||||||||||||||||||

Over 18 and UK resident. Trading for minimum of 2 years. Maximum £50k loan for limited companies (£10k for sole traders). Loans are subject to approval. T&Cs apply. | |||||||||||||||||||||||||||||||||||||||||||||||||

RateSetter Business Loan | £1,000 | £25,000 | --- | --- | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Full Results | |||||||||||||||||||||||||||||||||||||||||||||||||

Zopa Personal Loan | £1,000 | £20,000 | 4.3% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total. You must be at least 23 years old, with an annual income of at least £16,000 & have a good credit history / no CCJ's. | |||||||||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.4% p.a. (fixed) you will repay £227.20 per month & £10,905.60 in total. Apply online and get an instant decision. Any purpose loans. You can repay your loan in full and part at any time and they'll reduce the total credit payable under the agreement. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Clydesdale Bank Personal Loan (Ex/C) | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (1-3 Yrs) | £7,500 | £15,000 | 4.4% | £7,500 to £15,000 | 1 year | 3 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.4% (fixed) so if you borrow £10,000 over 2 years at a rate of 4.4% p.a. (fixed) you will repay £435.65 per month & £10,455.60 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Yorkshire Bank Personal Loan (Ex/C) | £1,000 | £25,000 | 4.4% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Tesco Bank Personal Loan | £3,000 | £25,000 | 4.5% | £7,500 to £15,000 | 1 year | 10 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.62 per month & £10,925.76 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Personal Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Sainsbury's Bank Standard Medium Loan (4-5 Yrs) | £7,500 | £15,000 | 4.5% | £7,500 to £15,000 | 4 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Different rates apply if you don't have a Nectar Card. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Internet Loan | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Hitachi Personal Finance Car Loan | £2,500 | £25,000 | 4.5% | £7,500 to £10,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.5% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.5% p.a. (fixed) you will repay £227.50 per month & £10,920.00 in total. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Branch Loan (123 Customers) | £1,000 | £20,000 | 4.5% | £7,500 to £20,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Branch Loan (Standard) | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Santander Telephone Loan (123 Customers) | £1,000 | £20,000 | 4.5% | £7,500 to £20,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Santander Telephone Loan (Standard) | £1,000 | £20,000 | 4.5% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Santander Select Loan (Select Customers) | £1,000 | £25,000 | 4.5% | £7,500 to £25,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Available to existing customers only. | |||||||||||||||||||||||||||||||||||||||||||||||||

Derbyshire Building Society Personal Loan | £5,000 | £20,000 | 4.6% | £7,500 to £15,000 | 1 year | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. For a limited time, get 4.6% APR Representative for loans between £7,500 and £15,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Member Loan | £3,000 | £25,000 | 4.6% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.6% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.6% p.a. (fixed) you will repay £228.06 per month & £10,946.88 in total. Available to existing customers only. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

AA Loan | £3,000 | £25,000 | 4.7% | £7,500 to £15,000 | 2 years | 5 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. One year term is available for loans under £5,000. | |||||||||||||||||||||||||||||||||||||||||||||||||

M&S Bank Personal Loan (Existing Customers) | £1,000 | £25,000 | 4.7% | £7,500 to £15,000 | 1 year | 7 years | |||||||||||||||||||||||||||||||||||||||||||

Representative Example: The Representative APR is 4.7% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.7% p.a. (fixed) you will repay £228.49 per month & £10,967.52 in total. Available to existing customers only. To apply for an M&S Loan, you must have an annual income of at least £10,000 and be aged 30 or over, or a homeowner aged 18 or over. | |||||||||||||||||||||||||||||||||||||||||||||||||

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Great article, nice and precise Rob |

You may want to compare the above loans with the following.

- This RBS loan has 42 days 1st payment due.
- Enjoy a representative APR of 4.9 percent.
- Customers will get 0 month deferred start.
- New customers enjoy 4.9 percent representative APR from the Internet Loan (Existing Customers).
**Representative Example: The Representative APR is 4.9% (fixed) so if you borrow £10,000 over 4 years at a rate of 4.9% p.a. (fixed) you will repay £229.36 per month & £11,009.28 in total.**

- Get a minimum loan of £1,000.
- You get 0 mth deferred start from the Personal Loan.
- Max loan of £20,000.
- Get max loan term of 5 yrs.
- Customers get 2 yrs minimum loan period from the Personal Loan.
**Representative Example: The Representative APR is 4.3% so if you borrow £10,000 over 3 years at a rate of 4.3% p.a. (fixed) you will repay £296.42 per month & £10,671.12 in total.**

- Minimum loan of £1,000.
- This Lloyds Bank loan has a max loan of £25,000.
- Customers get max loan term of 5 yrs.
- New customers get £7,500 to £25,000 representative loan amount from Lloyds Bank.
- 12 percent representative APR is offered with the loan.
- Arrangement fee (%) of 0 percent is available with this loan.
**Representative Example: The Representative APR is 12% so if you borrow £10,000 over 4 years at a rate of 11.43% p.a. (fixed) you will repay £236.06 per month & £11,330.88 in total.**

- This loan gives an 8.8 percent representative APR.
- £10,000 minimum loan.
- £0 max arrangement fee is offered with this loan.
- First payment due of 30 days.
**Representative Example: The Representative APR is 8.8% (fixed) so if you borrow £10,000 over 4 years at a rate of 8.8% p.a. (fixed) you will repay £246.25 per month & £11,820 in total.**

- A minimum loan length of 4 yrs is available from Sainsbury's Bank.
- Minimum loan of £7,500 is offered.
- A representative APR of 4.5% is offered by Sainsbury's Bank.
- New customers will enjoy 0% arrangement fee (%).
- New customers get £7,500 to £15,000 representative loan amount from Sainsbury's Bank.
- Max loan of £15,000 is available.

- A representative APR of 20.5 percent variable is available from Central Trust Ltd.
- 14 percent yearly rate (secured loans) is offered to new customers.
- This Central Trust Ltd Small Loan 14.7% APR has £3,000 minimum loan.
- Customers get 75% maximum LTV from Central Trust Ltd.
- 3 years minimum loan duration.
- 30 days loan processing duration is available to new customers.
**Representative Example: The Representative APR is 20.5% (variable) so if you borrow £5000 over 5 years at a rate of 14% p.a. (variable) you will repay £129.15 per month & total amount payable £7,749.00.**

- 25 years maximum loan term is available to new customers.
- Yearly rate (secured loans) of 6.5 percent is available to new customers.
- Super Sized Secured Loan from 6.5% offers a max loan of £2,500,000.
- The Prestige Finance loan has a loan processing duration of 30 days.
- The loan gives 3 years minimum loan length.
- You take advantage of 6.86% variable representative APR from this loan.
**Representative Example: The Representative APR is 6.86% (variable) so if you borrow £500000 over 20 years at a rate of 6.5% p.a. (variable) you will repay £3772.56 per month & total amount payable £905,414.40.**

Although it may seem straightforward to find and apply for a cheap £10,000 loan quote there are some pitfalls you need to watch out for along the way.

We compare £10,000 loans and run through the facts you should be aware of in order to get the best deal.

## What will your £10,000 loan repayments be?

One of the most important things you should check when you're looking for a 10,000 pound loan is the rate of interest which applies. Unsecured loans for £10,000 with the cheapest rates may well be the ones which you make a beeline for; but you need to investigate further before you proceed so don't automatically assume you will get the best deal.

For example, when a lender advertises a £10,000 loan over 3 years only 51% of its loan customers have to have actually received this rate. As a result, you may not qualify for the cheap rate, and will instead be charged more to borrow the same amount of money.

An individual looking for a £10,000 loan with bad credit history on the other hand may not be eligible at all so it's vital you check the acceptance criteria before you apply. If there's the option to carry out a pre-application check then make use of it because it will give you a better indication of the rate you'll be offered and your chance of being accepted.

Your aim when it comes to taking out a £10,000 loan is to find the deal that costs you least overall.

If you can afford the repayments on a £10,000 loan over 5 years rather than a £10,000 loan over 10 years you should go for it because while the monthly instalment may be cheaper if you eke out the repayments. Spreading repayments over 10 years will mean you pay a lot more overall even though it costs less month by month.

## Can I get a £10,000 instant loan?

If you are in need of the cash fast, you may be hoping to find a lender which pays out immediately.

However, the majority of companies who pledge to pay out cash within a matter of minutes are payday lenders who only specialise in providing low value loans.

This doesn't mean that you can't get a speedy loan; many lenders offer the facility to apply online and may even provide an instant decision, especially if you have a good credit history. Some will even transfer the money the same day although they will usually charge you an express loan fee for the privilege.

If you carry out a £10,000 personal loan comparison you will be able to identify the lenders that offer an online option, as well as being able to single out the best deal currently available on the market.

An alternative to taking out a loan for this sum is applying for a credit card with a significant £10,000 limit. You will need a good credit rating to get approved, and a track record in repaying your debts. However, as a flexible means of finance which is easy to repay at the speed you choose, it could be a more convenient option. If you are able to get a competitive life of balance transfer deal or 0% balance transfer offer then you can cut interest rates considerably too.