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Excellent4.2(14 ratings)

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Reviewed by: jamesdunnmusic

LV is a company I've grown to love from day one. I get my pet insurance and I get my car insurance from them. ...

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Does LV= provide your life insurance policy?

Tell us what you think of them because it will help others.

Compare LV= Life Insurance

This comparison includes life insurance policies for this company.

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LV= LifeTime +
Maximum cover
Unlimited cover
Maximum term
Whole of life
Maximum age for new cover
84 years
LV= Flexible Protection Plan
Maximum cover
Unlimited cover
Maximum term
40 years or 84 years of age
Maximum age for new cover
79 years
LV= Life and Critical Illness cover pays out lump sum if you die or suffer one of the covered critical illnesses, and survive for at least 14 days. Cover starts from as little as £5 a month.
LV= Flexible Protection Plan
Maximum cover
Unlimited cover
Maximum term
40 years or 84 years of age
Maximum age for new cover
79 years
LV= Life and Critical Illness cover pays out lump sum if you die or suffer one of the covered critical illnesses, and survive for at least 14 days. Cover starts from as little as £5 a month.
LV= 50 Plus Plan
Maximum cover
£25,000
Maximum term
Whole of life
Maximum age for new cover
80 years
If you are a UK resident aged 50-80 you’re guaranteed to be accepted and there won’t be any medical questions when you apply. Cover starts from £7 a month (depending on age).
LV= Life Insurance
Maximum cover
£500,000
Maximum term
45 years or 84 years of age
Maximum age for new cover
69 years

LV= life insurance reviews

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Does LV= provide your life insurance policy?

Tell us what you think of them because it will help others.

25/11/14

Recommended

Live Insurance with LV

LV is a company I've grown to love from day one. I get my pet insurance and I get my car insurance from them. Why not get my Life Insurance from them too? They offer excellent advice which is given to you by there excellent customer service team. I think if you're planning on applying then you should 100% phone them up and see what they can do for you because I've never had any problems with them, they always have the answers and if they don't then they'll find out for you.

Customer Service

4
Good
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/11/14

Long Winded Set Up

I applied for this insurance in June/July as I was buying my first house. We are only just getting through setting things up. They are slow, and it is complicated. I wish that I had gone elsewhere because you have to go through about two different companies in order to sort things out and then wait a long time to speak to them in order to complete the application.

I sent off my final forms about a month ago to set it up and allow them medical access however I am still being chased for these forms which they have received. It seems as though there is no communication between them and their assistant companies and that they do not know what they are doing. So far I've been disappointed, it's nearly been six months and this still isn't set up. The insurance seems relatively cheap compared to some of the quotes so maybe this is why.

Time it takes to set up

Price

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

24/10/14

Recommended

My LV= Term Assurance

It's all about rates with term assurance, you're dead or you're not, no in betweens. As long as you use a reputable company, of course. Straightforward and never had to contact them again. I really hope neither I nor my husband never has to tbh, just let it expire in 12 years time. I suppose it's inflexible so that when we increased our mortgage we couldn't increase the cover because I had cancer, but as ever we managed to find a way round it.

Easy to understand and arrange.

3
Satisfactory
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

03/07/13

Recommended

Lv life insurance

Never made a claim, reasonable payments each month

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

28/06/13

Recommended

LV= Life Insurance

very good service. hope not to experience the claims

cheap

5
Excellent
  • Customer service

  • Value for money

  • Flexibility & fairness

  • Product features

Does LV= provide your life insurance policy?

Tell us what you think of them because it will help others.