Excellent4.1

86% of customers recommended from 86 ratings

Legal and General are a leading UK insurer. Their life insurance is available both as a level term policy to provide a set cash lump sum on your death, or as a decreasing term policy to cover an outstanding loan or mortgage. They also offer non-profit whole of life plans. Legal and General were voted the Best Life Insurance Provider at the 2014 Personal Touch Awards.

Compare Legal & General Life Insurance

Legal & General Business Protection Decreasing Term Assurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 80 years of age
Maximum Age for New Cover
74 years
Legal & General Decreasing Term Assurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 80 years of age
Maximum Age for New Cover
74 years
Legal & General Business Protection Term Assurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 80 years of age
Maximum Age for New Cover
77 years
Legal & General Level Term Assurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 80 years of age
Maximum Age for New Cover
77 years
Legal & General Relevant Life Plan
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 80 years of age
Maximum Age for New Cover
77 years

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Legal & General Life Insurance Reviews

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Got a Legal & General life insurance policy? Tell us about your experience because it will help others. Add a review.

Legal and general Life insurance policy

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by stuart-80

Set up my policy years ago for me and my wife and don't really pay very much every month but it covers what we need for the house and the children. So far have not needed to call them but we have another child now so will be calling them very soon to change it slightly and will no more about there customer service. But so far no problems and would definitely recommend.

by , 19 Oct 2014 report review

L and g life assurance

Satisfactory

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by Thomas1204

To be honest I have been lazy in this area. I arranged life assurance when I bought my home ten years ago. A friend who worked in the industry recommended l and g because of cancer cover. We have stuck with them since without really ever checking out if this remains the position - or indeed if they provide value for money. With a new child it is an area that my wife and I need to revisit

by , 19 Oct 2014 report review

Peace of mind and good service

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by paulin36

We took out life insurance when we first got married and have remained with the same company ever since. They send us regular statements to inform us what our current position is and advise us promptly if there are any changes. This gives us peace of mind to know that we are covered financially if one of us should die and also ensures that my elderly mother and our children would be okay if we should both die. Not a pleasant thing to think about but once you have it you can forget about it.

Regular information provided

by , 19 Oct 2014 report review

Very reasonable monthly cost for good cover

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by egspence

I recently renewed my life insurance with legal and general as they were offering good cover for a much reduced monthly cost. The application process was quick and easy online, cover accepted very quickly without any requirement for medical checks. Much cheaper than other companies yet still a good cover if required. Would recommend this company.

by , 18 Oct 2014 report review

Generally good, glad I have it

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by lisajobby

I have had this policy for a number of years so I cannot exactly recall why I chose them initially or what the process was but I think I was recommended to them by my mortgage broker. I do remember at the time that it allowed for things like recreational SCUBA diving which other policies wanted to charge massively for. The reason for the policy was to provide a lump sum that would pay off the mortgage in the event of either partner's death (taking into account money that would additionally come from death in service pension lump sum). Figuring that neither of us would likely want to have to work immediately following the other's death in order to keep a roof over our heads. The policy is very reasonable and for the price of a few coffees each a month we do not have to worry about additional financial burden if the unthinkable happened. The premiums never rise but the pay out is index linked. Everything is paid by direct debit so nothing gets missed.

low premiums, good lump sum

by , 22 Nov 2014 report review

A lot of right umbrellas

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by chrisx23

As they have always been, virtually all they do just works the way you want it to. No fuss, no hiccups just a genuine company offering the services that are required by the general public. I'm sure there are some admin nightmares and once found it hard getting through to the right department but this company ticks the right boxes.

by , 19 Oct 2014 report review

My experience with Legal & General Life Insurance

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by david_p92

It was very straightforward to apply for life insurance with this company 2 years ago. I got it sorted out in about a day. The premium seems pretty good from what I can gather. Otherwise I have not had any contact with the company. As they are competitive I would have no reason not to recommend Legal & General Life Insurance

Easy to apply

by , 25 Nov 2014 report review

legal and general life insurance

Excellent

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by brendy71

I would strongly recommend this policy cause for me it was most competitive on the market for my needs I found this product online myself and the whole application process was very straight forward and fast to complete also every year they keep you up to date with any amendments and very polite and helpful on the rare occasion I have had to contact them I would strongly approve of this product

value for money

by , 20 Oct 2014 report review

L&G life insurance

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by kes_jo

Product taken out via Barclays when setting up mortgage. We could have arranged this cover separately and had obtained other life insurance quotes through an Independent Financial Adviser, but the L&G quote was better so we took that out instead. Barclays dealt with all the initial set up admin for us but we now deal with L&G. Very happy with the product with covers our full mortgage and takes in to account that one of us smokes. We have a fixed monthly payment for the full term of the mortgage.

Easy to set up. Peace of mind at a reasonable cost.

by , 23 Oct 2014 report review

great customer service

Good

  • Customer Service

  • Value for Money

  • Flexibility & Fairness

  • Product Features

Recommended by micha2998

great customer service who regularly contact you for updates on your account and discuss offers that might interest you. there is many options for you to chose and the customer service agents help you decide along discussing your requirements. you are kept in touch with your account by statement each quarter. I would definitely recommend them to new potential customers.

by , 20 Oct 2014 report review