from 85 ratings
85 customers rated their Legal & General life insurance as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Legal and General are a leading UK insurer. Their life insurance is available both as a level term policy to provide a set cash lump sum on your death, or as a decreasing term policy to cover an outstanding loan or mortgage. They also offer non-profit whole of life plans. Legal and General were voted the Best Life Insurance Provider at the 2014 Personal Touch Awards.
 Life Cover TypeAgeMaximum 
MinimumMax New CoverCover ExpiresAmountTerm
Legal & General
Whole of Life Protection Plan
Non Profit Whole of Life Plans
17
years
84
years
unlimited£5,000,000
---
Legal & General
Relevant Life Plan
Level Term Life Assurance
17
years
77
years
80
years
Unlimited
40
years
Legal & General offer life insurance from just £6 per month.
Legal & General
Level Term Assurance
Level Term Life Assurance
17
years
77
years
80
years
Unlimited
40
years
Legal & General offer life insurance from just £6 per month.
Legal & General
Business Protection Term Assurance
Level Term Life Assurance
18
years
77
years
80
years
Unlimited
40
years
Legal & General offer life insurance from just £6 per month.
Legal & General
Decreasing Term Assurance
Decreasing Term Life Assurance
17
years
74
years
80
years
Unlimited
40
years
Legal & General offer life insurance from just £6 per month.
Legal & General
Business Protection Decreasing Term Assurance
Decreasing Term Life Assurance
17
years
74
years
80
years
Unlimited
40
years
Legal & General offer life insurance from just £6 per month.

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Legal & General Life Insurance Reviews

My experience with Legal & General Life Insurance

by david_p92, 2 days ago
Easy to apply
Recommended by david_p92

It was very straightforward to apply for life insurance with this company 2 years ago. I got it sorted out in about a day. The premium seems pretty good from what I can gather. Otherwise I have not had any contact with the company. As they are competitive I would have no reason not to recommend Legal & General Life Insurance

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Average, could be better


Good for cover for a better price

by kathy30, 3 days ago
Recommended by kathy30

I feel more comfortable knowing I have this sorted.

They provided an excellent quote for our joint policy.

I have had no dealings with the contact centre etc and this policy just ticks over nicely.

I feel more comfortable knowing I have this sorted.

They provided an excellent quote for our joint policy.

I have had no dealings with the contact centre etc and this policy just ticks over nicely.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Generally good, glad I have it

by lisajobby, 5 days ago
low premiums, good lump sum
Recommended by lisajobby

I have had this policy for a number of years so I cannot exactly recall why I chose them initially or what the process was but I think I was recommended to them by my mortgage broker. I do remember at the time that it allowed for things like recreational SCUBA diving which other policies wanted to charge massively for.

The reason for the policy was to provide a lump sum that would pay off the mortgage in the event of either partner's death (taking into account money that would additionally come from death in service pension lump sum). Figuring that neither of us would likely want to have to work immediately following the other's death in order to keep a roof over our heads.

The policy is very reasonable and for the price of a few coffees each a month we do not have to worry about additional financial burden if the unthinkable happened.

The premiums never rise but the pay out is index linked. Everything is paid by direct debit so nothing gets missed.

Customer Service:
Average, could be better
Flexibility & Fairness:
Good, I'm happy
Product Features:
Excellent
Value For Money:
Excellent


Legal and General life assurance

by kelly_h64, 2 weeks ago
Recommended by kelly_h64

I applied for this policy through Sainsbury's Bank. I don't know if it's a regular offer, or if it was just a one-off at the time, but I got a £50 Sainsbury's gift card, and double Nectar points at Sainsbury's for 2 years. The policy seems ok - not that I need to use it for anything, and I haven't had to speak to anyone online, or on the phone, about it.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Life Insurance cover to cover needs of a growing family

by wallside, 3 weeks ago
level of cover
.
Recommended by wallside

After a serious heart illness I took out life insurance to cover my family's needs,at least for a period when all would have been through schools years. This provided assurance for them and myself. L&G policy fitted the requirements and I took it to cover a 10-year period. Since I am typingthis, we have not needed to claim! I am happy to continue paqying the policy premium!

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


L&G life insurance

by kes_jo, 1 month ago
Easy to set up. Peace of mind at a reasonable cost.
Recommended by kes_jo

Product taken out via Barclays when setting up mortgage. We could have arranged this cover separately and had obtained other life insurance quotes through an Independent Financial Adviser, but the L&G quote was better so we took that out instead. Barclays dealt with all the initial set up admin for us but we now deal with L&G. Very happy with the product with covers our full mortgage and takes in to account that one of us smokes. We have a fixed monthly payment for the full term of the mortgage.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


great customer service

by micha2998, 1 month ago
Recommended by micha2998

great customer service who regularly contact you for updates on your account and discuss offers that might interest you. there is many options for you to chose and the customer service agents help you decide along discussing your requirements. you are kept in touch with your account by statement each quarter. I would definitely recommend them to new potential customers.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


legal and general life insurance

by brendy71, 1 month ago
value for money
Recommended by brendy71

I would strongly recommend this policy cause for me it was most competitive on the market for my needs I found this product online myself and the whole application process was very straight forward and fast to complete also every year they keep you up to date with any amendments and very polite and helpful on the rare occasion I have had to contact them I would strongly approve of this product

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


A lot of right umbrellas

by chrisx23, 1 month ago
Recommended by chrisx23

As they have always been, virtually all they do just works the way you want it to. No fuss, no hiccups just a genuine company offering the services that are required by the general public. I'm sure there are some admin nightmares and once found it hard getting through to the right department but this company ticks the right boxes.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Legal and general Life insurance policy

by stuart-80, 1 month ago
Recommended by stuart-80

Set up my policy years ago for me and my wife and don't really pay very much every month but it covers what we need for the house and the children. So far have not needed to call them but we have another child now so will be calling them very soon to change it slightly and will no more about there customer service. But so far no problems and would definitely recommend.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


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