Getting older does not mean you have to pay a fortune to get the life insurance you want.

Fill in our broker form with your personal details and life insurance requirements, and get quotes from the insurance companies in this comparison.

To find the best life insurance for over 60s policy, compare the cost of premiums based on the cover you need and choose the cheapest.

How long can you get cover for?

This depends on two factors used by insurers:

  • The maximum age you can be to apply: This is the oldest you can be to apply for a new life insurance policy.

  • The maximum age before your policy ends: This varies depending on the insurer, and represents the oldest age you can be before your policy stops.

This comparison shows the maximum term you can choose for each life insurance policy. If you are over 60, the term you can choose is usually lower than the maximum term.

For example, a life insurance policy that offers a maximum term of 40 years or until you are 75, could only give you 15 years cover if you applied at 60.

What are the alternatives?

If you would prefer to choose a policy with a smaller payout and affordable premiums, you could look for an over 50s life insurance policy.

This is a special type of life insurance policy because it guarantees acceptance without a medical, so you can apply even if you have poor health.

Life insurance for over 60s FAQs

Q

Is life insurance for over 60s worth it?

A

It depends on your circumstances. Your premiums are likely to be high, but if you want the payout for your loved ones it may be worth the cost.

Q

How much does life insurance for over 60s cost?

A

The price is based on your age, how much cover you want, how long you want it for, and your medical history. Here is how to cut the cost of life insurance.

Q

Is over 60s life insurance guaranteed to pay out?

A

Only if your cause of death is covered in your policy, and you die during the term of the policy. Here is more on how life insurance works.

Q

Can I have more than one life insurance policy?

A

Yes, but you may find it cheaper to have one policy that gives you the exact cover you need. Use this comparison to get quotes to find the best price.

Q

Can I still get life insurance if I have poor health?

A

You may find it harder to get cover if you have any health issues. Get as many quotes as you can until you get accepted for the cover you want.

About our life insurance for over 60s comparison

Q

Who do we include in this comparison?

A

We include life insurance for over 60s from our panel of insurers. They are regulated by the Financial Conduct Authority (FCA).

Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.