Compare Life Insurance
Complete a short form to compare the leading life insurance providers. We search the whole market so you don't have to.
 Life Cover TypeAgeMaximum 
Max New CoverCover ExpiresAmountTerm
LV=
Life Insurance
varies
up to
84
years
up to
Unlimited
up to
Unlimited
up to
Unlimited
Reader's Digest
Life Insurance
Non Profit Whole of Life Plans
80
years
Unlimited£25,000Unlimited
AA
Life Insurance
varies
up to
77
years
79
years
Unlimited
40
years
AEGON
Life Insurance
varies
up to
83
years
up to
84
years
Unlimited
50
years
Ageas
Life Insurance
varies
up to
86
years
up to
89
years
Unlimited
up to
70
years
Asda Money
Life Insurance
Level Term Life Assurance
80
years
Unlimited£25,000Unlimited
Aviva
Life Insurance
varies
up to
89
years
up to
90
years
up to
Unlimited
up to
51
years
Barclays
Life Insurance
varies
68
years
up to
70
years
up to
£500,000
up to
51
years
Beagle Street
Life Insurance
varies
64
years
70
years
£750,000
40
years
Bright Grey
Life Insurance
varies
up to
88
years
up to
89
years
up to
£10,000,000
up to
72
years
Canada Life Ltd
Life Insurance
Non Profit Whole of Life Plans
74
years
---
Unlimited
---
Clydesdale Bank
Life Insurance
varies
up to
77
years
79
years
Unlimited
40
years
Debenhams
Life Insurance
varies
85
years
90
years
varies
50
years
Receive a £50 Debenhams giftcard when you take out a life insurance policy. Terms and conditions apply
Engage Mutual Assurance
 
Life Insurance
Non Profit Whole of Life Plan
80
years
Unlimited
up to
£37,901
Unlimited
Engage Mutual's Over 50's life cover plus provides one of the most comprehensive policies in the market as indicated by a 5 star Defaqto rating. Guaranteed acceptance without a medical, and includes serious & terminal illness benefit at no extra cost.
ESMI
Life Insurance
Level Term Life Assurance
60
years
67
years
£50,000
50
years
Forester
Life Insurance
varies
79
years
84
years
Unlimited
69
years
Friends Life Individual Protection
 
Life Insurance
varies
74
years
84
years
£10,000,000
40
years
John Lewis Insurance
 
Life Insurance
varies
74
years
84
years
£10,000,000
40
years
Legal & General
Life Insurance
varies
up to
77
years
80
years
Unlimited
40
years
Legal & General, voted Best Life Insurance Provider (Personal Touch Awards 2014), offer life insurance from just £6 per month.
Lutine
Life Insurance
varies
89
years
90
years
£5,000,000
10
years
 Next Page  >

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How to Find Over 60s Life Insurance

Life insurance can help you make sure your financial responsibilities don't impact your family. If you're over 60, it's not too late to find life insurance - here's how to find the right policy for you.

Older Woman On Phone

If you want to make sure your loved ones are financially secure after you die, life insurance can give you the peace of mind that you're after.

The choice of policies for those over 60 is a little more limited, but the range has improved in recent years, as more and more people take out financial obligations later in life.

Pick the right type of life insurance

Before you start searching for a policy, you'll need to decide what type of insurance to look for.

Decreasing term life insurance

Life Insurance policies only pay out if the holder dies during the policy's term.

A decreasing term policy will offer a payout amount that reduces over the policy's life to reflect the amount still owed on the loan it covers.

They're usually taken out alongside loans, credit cards or mortgages; if you should die during the term, the policy will pay the loan off in full.

Level term life insurance

Like decreasing term life insurance, level term insurance will only pay out if you die during the policy term.

The difference is, the amount it will pay out remains the same throughout the life of the policy, although this usually comes at the cost of higher premiums. This type of cover is only worth it if you want the policy to pay a bit of extra cash to your family as well as paying off the loan.

Life assurance

A life assurance policy pays the family a lump sum on the death of the policyholder, whenever that may come.

It's run like an investment fund; the money you pay into it is used to buy bonds, cash investments and shares. The amount it pays out is set by the size of the fund, so how long you've paid into it and how well it does on the stock market are important.

Look out for restrictions

Some insurers will not pay in the first year of the policy and you'll need to check the terms for any other restrictions on when it won't pay out.

This will include policies that won't pay for particular pre-existing medical conditions like cancers, heart conditions or a history of strokes.

There might be a maximum age too, so don't waste your time applying for any that will refuse your custom based on your age alone. Of those that offer life insurance for over 60s, some will ask lots of health-related questions or even require a medical.

How to compare life insurance

Finding the right over 60 life insurance policy is a case of balancing strong cover with keeping the premium cost as low as possible.

You can use our comparison, which filters life insurance policies to only include those available to over 60s. Check how much the policy will pay out and what else it includes; some policies come with critical illness cover too.

Once you've found a few that suit your needs, ask for a quote from each company - you'll then be able to pick the cheapest of the suitable policies.

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