Compare Life Insurance
Complete a short form to compare the leading life insurance providers. We search the whole market so you don't have to.
AA Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 79 years of age
Maximum Age for New Cover
77 years
AEGON Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
50 years or 84 years of age
Maximum Age for New Cover
83 years
Ageas Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
70 years or 89 years of age
Maximum Age for New Cover
86 years
Aviva Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
50 years or 90 years of age
Maximum Age for New Cover
89 years
Barclays Life Insurance
Maximum Cover
£500,000
Maximum Term
50 years or 70 years of age
Maximum Age for New Cover
68 years
Beagle Street Life Insurance
Maximum Cover
£750,000
Maximum Term
40 years or 70 years of age
Maximum Age for New Cover
64 years
Bright Grey Life Insurance
Maximum Cover
£10,000,000
Maximum Term
72 years or 89 years of age
Maximum Age for New Cover
88 years
Clydesdale Bank Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 79 years of age
Maximum Age for New Cover
77 years
ESMI Life Insurance
Maximum Cover
£100,000
Maximum Term
50 years or 67 years of age
Maximum Age for New Cover
60 years
Foresters Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
69 years or 84 years of age
Maximum Age for New Cover
79 years
Friends Life Life Insurance
Maximum Cover
£10,000,000
Maximum Term
40 years or 84 years of age
Maximum Age for New Cover
74 years
John Lewis Insurance Life Insurance
Maximum Cover
£10,000,000
Maximum Term
40 years or 84 years of age
Maximum Age for New Cover
74 years
Legal & General Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 80 years of age
Maximum Age for New Cover
77 years
Legal & General, voted Best Life Insurance Provider (Personal Touch Awards 2014), offer life insurance from just £6 per month.
Lutine Life Insurance
Maximum Cover
£5,000,000
Maximum Term
10 years or 90 years of age
Maximum Age for New Cover
89 years
LV= Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
45 years or 84 years of age
Maximum Age for New Cover
79 years
Nationwide Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 79 years of age
Maximum Age for New Cover
77 years
NatWest Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
40 years or 90 years of age
Maximum Age for New Cover
89 years
NFU Mutual Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
50 years or 74 years of age
Maximum Age for New Cover
69 years
Old Mutual Wealth Life Insurance
Maximum Cover
£18,000,000
Maximum Term
Whole of Life
Maximum Age for New Cover
85 years
Partnership Life Insurance
Maximum Cover
Unlimited Cover
Maximum Term
50 years or 90 years of age
Maximum Age for New Cover
84 years

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find Over 60s Life Insurance

by DanB from money.co.uk

Life insurance can help you make sure your financial responsibilities don't impact your family. If you're over 60, it's not too late to find life insurance - here's how to find the right policy for you.

Older Woman On Phone

If you want to make sure your loved ones are financially secure after you die, life insurance can give you the peace of mind that you're after.

The choice of policies for those over 60 is a little more limited, but the range has improved in recent years, as more and more people take out financial obligations later in life.

Pick the right type of life insurance

Before you start searching for a policy, you'll need to decide what type of insurance to look for.

Decreasing term life insurance

Life Insurance policies only pay out if the holder dies during the policy's term.

A decreasing term policy will offer a payout amount that reduces over the policy's life to reflect the amount still owed on the loan it covers.

They're usually taken out alongside loans, credit cards or mortgages; if you should die during the term, the policy will pay the loan off in full.

Level term life insurance

Like decreasing term life insurance, level term insurance will only pay out if you die during the policy term.

The difference is, the amount it will pay out remains the same throughout the life of the policy, although this usually comes at the cost of higher premiums. This type of cover is only worth it if you want the policy to pay a bit of extra cash to your family as well as paying off the loan.

Life assurance

A life assurance policy pays the family a lump sum on the death of the policyholder, whenever that may come.

It's run like an investment fund; the money you pay into it is used to buy bonds, cash investments and shares. The amount it pays out is set by the size of the fund, so how long you've paid into it and how well it does on the stock market are important.

Look out for restrictions

Some insurers will not pay in the first year of the policy and you'll need to check the terms for any other restrictions on when it won't pay out.

This will include policies that won't pay for particular pre-existing medical conditions like cancers, heart conditions or a history of strokes.

There might be a maximum age too, so don't waste your time applying for any that will refuse your custom based on your age alone. Of those that offer life insurance for over 60s, some will ask lots of health-related questions or even require a medical.

How to compare life insurance

Finding the right over 60 life insurance policy is a case of balancing strong cover with keeping the premium cost as low as possible.

You can use our comparison, which filters life insurance policies to only include those available to over 60s. Check how much the policy will pay out and what else it includes; some policies come with critical illness cover too.

Once you've found a few that suit your needs, ask for a quote from each company - you'll then be able to pick the cheapest of the suitable policies.