Full product details for the Legal & General Multi Protection life insurance policy, including application criteria, policy details, cover, funds, guaranteed insurability, premiums & fees, claims, exclusions and conditions.
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This product is only available to individuals who are permanent UK residents.
Available Direct
yes
This product is available direct from the provider.
Minimum Age
17 years
The minimum age for an application is 17 attained. Term Assurance - Eligibility - Age Limits You can apply for a Term Assurance policy from the age of 17 up to your 78th birthday. The availability of certain options is dependent on your age.
Maximum Age for New Cover
74 years
The maximum age attained to apply for life cover is 74 attained. Decreasing Term Assurance - Eligibility - Age Limits You can apply for a Decreasing Term Assurance from the age of 17 up to your 75th birthday.
Minimum Child Age
30 days (1 month)
To be covered, a child must be aged over 30 days and less than 18 years.
Maximum Child Age
17 years
The maximum age for children's critical illness cover is age 17 attained. Children's critical illness cover To be covered, a child must be aged over 30 days and less than 18 years.
Cover for Expats
no
Not available.
Cover for Foreign Nationals
yes
Plans are available to foreign nationals resident in the UK. Residency requirements For an EU citizen who intends to remain in the UK, applications can be considered, subject to normal underwriting rules and exclusions. Non-EU citizens will be considered if they can prove they have to right to remain in the UK indefinitely.
If they only have limited leave to remain, then the application can be considered for the duration of their stay, subject to the Legal and General minimum term applying.
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