Legal & General Level Term Assurance

Full product details for the Legal & General Level Term Assurance life insurance policy, including application criteria, policy details, cover, funds, guaranteed insurability, premiums & fees, claims, exclusions and conditions.

Visit the official website...

You will be instantly transferred to the Legal & General website.

www.legalandgeneral.com

Legal & General Level Term Assurance Features & Benefits

Type of Cover	Level Term Assurance
Life Insurance Type	Level Term Life Assurance
Minimum Age	17 years
Maximum Age for New Cover	78 years
Age Cover Expires	79 years
Max Life Cover	Unlimited
Maximum Term	40 years
Maximum Child Age	17 years
Single Life Cover	yes
Joint Life First Death Cover	yes
Joint Life Cover with Seperate Benefits	yes
Whole of Life Cover	no

Get our free money saving newsletter

Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...

Great sensible, solid fact-based advice.

Sharon

Compare Legal & General Level Term Assurance With These Life Insurance Policies

John Lewis Life Cover

You get 54 years max age for guaranteed insurability from John Lewis.
You get 10 yrs minimum period from this Life Cover.
40 yrs maximum term is offered with Life Cover.
Enjoy minimum benefit of £1.
8 rate rate assumptions is offered to new customers.

Legal & General Business Protection Decreasing Term Assurance

The life insurance policy has a maximum mortgage interest rate of 10 percent.
£1 minimum protection is offered with the life insurance policy.
You get £3,000,000 maximum cover for life with critical illness from the Business Protection Decreasing Term Assurance.
You enjoy unlimited maximum life cover.
Maximum life with critical illness cover term of 40 years.
Get 54 yrs maximum age for guaranteed insurability from Legal & General.

Sainsbury's Bank Mortgage Decreasing Term (Mort Protection Plan)

Limitless maximum life cover is offered with the life insurance policy.
Sainsbury's Bank gives minimum insurance of £1.
Maximum mortgage interest rate of 10% is available to new customers.
Get maximum age for guaranteed insurability of 54 yrs.
Get interest rate rate assumptions of 10.
Max term of 40 yrs is available with Mortgage Decreasing Term (Mort Protection Plan).

Zurich Decreasing Mortgage Cover Plan - Guaranteed

6 months notice duration for claims.
Decrease only option to vary sum assured is available.
Get a maximum child benefit of £25000 or 50% sa from the Decreasing Mortgage Cover Plan - Guaranteed.
The life insurance policy offers interest rate assumptions of 10.
Maximum cover for life with critical illness of £7,000,000 is offered to new customers.
1 yrs minimum period is offered.

Scottish Provident Self Assurance Term - Business

40 yrs max life with critical illness cover term is available with Self Assurance Term - Business.
12 months wait for new protection after critical illness claim is available.
£1 minimum protection.
Self Assurance Term - Business gives a maximum critical illness buy-back age of 59 years.

Scottish Provident Pegasus Wealth Preservation Plan (N)

Customers get 3 maximum number of linked funds.
Yearly policy review age of 70 yrs.

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Available Direct	yes	This product is available direct from the provider.
Minimum Age	17 years	The minimum age at outset is 17 attained. If the policy is for someone under the age of 18 then it must be taken out in trust by someone over the age of 18.
Maximum Age for New Cover	78 years	The maximum age at entry is 78 attained. The Level Term Assurance Plan has a minimum term of 1 year, and the plan must end before age 80. If a one year term is chosen, terminal illness cover does not apply.
Minimum Child Age	30 days (1 month)	To be covered, a child must be aged over 30 days and less than 18 years.
Maximum Child Age	17 years	The maximum age for children's critical illness cover is age 17 attained. Children's critical illness cover To be covered, a child must be aged over 30 days and less than 18 years.
Cover for Expats	no	Not available.
Cover for Foreign Nationals	yes	Plans are available to foreign nationals resident in the UK. Residency requirements For an EU citizen who intends to remain in the UK, applications can be considered, subject to normal underwriting rules and exclusions. Non-EU citizens will be considered if they can prove they have to right to remain in the UK indefinitely. If they only have limited leave to remain, then the application can be considered for the duration of their stay, subject to the Legal and General minimum term applying.