Legal & General Business Protection Decreasing Term Assurance

Full product details for the Legal & General Business Protection Decreasing Term Assurance life insurance policy, including application criteria, policy details, cover, funds, guaranteed insurability, premiums & fees, claims, exclusions and conditions.

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Legal & General Business Protection Decreasing Term Assurance Features & Benefits

Type of Cover	Business Protection Decreasing Term Assurance
Life Insurance Type	Decreasing Term Life Assurance
Minimum Age	17 years
Maximum Age for New Cover	74 years
Age Cover Expires	79 years
Max Life Cover	Unlimited
Maximum Term	40 years
Single Life Cover	yes
Joint Life First Death Cover	yes
Joint Life Cover with Seperate Benefits	no
Whole of Life Cover	no

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Compare Legal & General Business Protection Decreasing Term Assurance With These Life Insurance Policies

Aviva Life Insurance (Simplified Decreasing)

You get 3 yrs minimum length from the life insurance policy.
This life insurance policy has an auto mortgage promise.
The life insurance policy has a minimum insurance of £5,000.
Aviva life insurance policy has a max term of 50 yrs.

Bright Grey Business Protection Menu

Get full earnings protection cover from Bright Grey.
A max age for guaranteed insurability of 55 years is offered by Bright Grey.
Have the benefit of 15% maximum mortgage interest rate from Bright Grey.
Customers get 0 - 15 interest rate assumptions from this Business Protection Menu.

HSBC LifeChoice - Decreasing

Notice duration for claims of 12 months is offered by HSBC.
Benefit from interest rate assumptions of 10 from this life insurance policy.
£10,000 minimum protection is offered to customers.
Maximum cover for life with critical illness of £1,000,000 is offered by HSBC.

LV= Flexible Protection Plan

Customers get 45 yrs maximum term from LV=.
New customers get maximum age for guaranteed insurability of 54 years.
12 percent max mortgage interest rate is available with the life insurance policy.
Get 6 - 12 rate rate assumptions from LV=.
Auto mortgage promise is offered with Flexible Protection Plan.

Police Mutual Mortgage Protection

Get a max mortgage interest rate of 9% from this life insurance policy.
Customers get 1 yrs minimum length from the life insurance policy.
You get 9 interest rate rate assumptions from the life insurance policy.
You get max term of 40 years.

Post Office Decreasing Term Life Cover

Minimum term of 3 years is offered.
This life insurance policy has an auto mortgage guarantee.
£5,000 minimum cover.
Decreasing Term Life Cover offers a maximum term of 50 yrs.
Get 10% max mortgage interest rate from Post Office.

Scottish Provident Self Assurance Term - Personal

Customers will get 0 - 18 interest rate rate assumptions.
New customers get 5 years minimum period from Scottish Provident.
Get 54 years max age for guaranteed insurability from Scottish Provident.
Scottish Provident offers critical illness buy-back max age of 59 yrs.
Max term of 40 yrs is available with this life insurance policy.

Partnership Level Term Assurance

Customers will enjoy unlimited maximum life cover.
Max term of 50 years is offered.
£1 minimum cover is offered with Level Term Assurance.
1 yrs minimum duration is available to new customers.

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Available Direct	no	This product is not available direct from the provider, but may be available from a broker or other intermediary.
Minimum Age	17 years	The minimum age at outset is 17 attained. Decreasing Term Assurance - Eligibility - Age Limits You can apply for a Decreasing Term Assurance from the age of 17 up to your 78th birthday. The availability of certain options is dependent on your age. If the policy is for someone under the age of 18 then it must be taken out in trust by someone over the age of 18.
Maximum Age for New Cover	74 years	The maximum age at entry is 74 attained. The Decreasing Term Assurance Plan has a minimum term of 5 years, and the plan must end before age 80.
Cover for Expats	no	Not available.
Cover for Foreign Nationals	yes	Plans are available to foreign nationals resident in the UK. Residency requirements For an EU citizen who intends to remain in the UK, applications can be considered, subject to normal underwriting rules and exclusions. Non-EU citizens will be considered if they can prove they have to right to remain in the UK indefinitely. If they only have limited leave to remain, then the application can be considered for the duration of their stay, subject to the Legal and General minimum term applying.