Full product details for the AEGON Personal Protection life insurance policy, including application criteria, policy details, cover, funds, guaranteed insurability, premiums & fees, claims, exclusions and conditions.
This product is only available to individuals who are permanent UK residents.
Available Direct
yes
This product is available direct from the provider.
Minimum Age
18 years
The minimum age at entry is 18 attained.
Maximum Age for New Cover
79 years
The maximum age at entry for reducing life protection is 79 attained.
Minimum Child Age
30 days (1 month)
The minimum age for cover is 30 days. Children's critical illness protection If the life assured chooses critical illness protection, life with critical illness protection, critical illness family income benefit or life with critical illness family income benefit, all their natural and legally adopted children will be covered for children's critical illness protection between the age of 30 days and their 18th birthday.
Maximum Child Age
17 years
The maximum age for children's critical illness cover is age 17 attained. Children's critical illness protection If the life assured chooses critical illness protection, life with critical illness protection, critical illness family income benefit or life with critical illness family income benefit, all their natural and legally adopted children will be covered for children's critical illness protection between the age of 30 days and their 18th birthday.
Cover for Expats
no
A life assured will only remain covered while they are a permanent resident of the United Kingdom, the Channel Islands or the Isle of Man. Living abroad In the event that the life assured travels or lives temporarily outside the home countries for a period exceeding 13 weeks during any 12 month period then the cover for key-person income protection, executive income protection and waiver of premium will be excluded. The 13 week period stated above will be extended to 26 weeks during any 12 month period where the life assured is travelling within or is living temporarily in any one or more of the designated countries; - European Union, Andorra, Australia, Gibraltar, Liechtenstein, Monaco, San Marino, Turkey, the Vatican City State, New Zealand, Canada, Iceland, Norway, Switzerland or the United States of America. This also applies to the critical illness element of life with critical illness benefit.
Cover for Foreign Nationals
yes
Foreign nationals resident in the UK will be covered.
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