CIA Landlords Landlords Insurance
Maximum Cover
Buildings: £1,000,000, Contents: £50,000
Cover Options
Rent Guarantee & Accidental Damage
Minimum Excess
Buildings & Contents: £100
The lowest cost landlord insurance guaranteed Get a quote in less than 2 minutes. UK underwriters, all tenant types covered, multi properties, buy instantly online.
This is an insurance broker.
City Landlord Landlord Insurance
Maximum Cover
Buildings: £1,000,000, Contents: £40,000
Cover Options
Accidental Damage
Minimum Excess
Buildings: £100, Contents: £50
Get an online quotation now in seconds! With a great range of products available through leading UK insurers, get great cover at exceptional prices.
This is an insurance broker.
Simply Business Landlord Insurance
Maximum Cover
Buildings: £1,000,000, Contents: £50,000
Cover Options
Landlord Liability & Optional Accidental Damage
Minimum Excess
Buildings & Contents: £100
Commercial & residential properties covered, quotes for any tenant type & a 24/7 award winning claims team (Commercial Insurance Awards 2014)
This is an insurance broker.
Quotezone Landlord Insurance
Maximum Cover
varies
Cover Options
Landlord Liability, Rent Guarantee & Optional Accidental Damage
Minimum Excess
varies
We work with a wide range of landlord insurance providers. Complete one short form to compare multiple quotes.
This is a comparison website.
Saga Landlord Insurance
Maximum Cover
Buildings: £500,000, Contents: £50,000
Cover Options
Landlord Liability up to £2,000,000, Optional Rent Guarantee & Accidental Damage
Minimum Excess
varies
Defaqto 5 Star rated cover, including legal expenses and accidental damage as standard. Up to £500,000 buildings and up to £50,000 contents cover per property.
Available to those aged 50 years or over only.
Endsleigh Landlords Insurance Policy
Maximum Cover
Buildings: £1,000,000, Contents: £60,000
Cover Options
Landlord Liability up to £5,000,000, Rent Guarantee & Optional Accidental Damage
Minimum Excess
Buildings & Contents: £250
Protect your investment today. With up to 20% no claims discount and a commitment to secure your property within 2 hours of a reported emergency, get a quote online today.
This is an insurance broker.
AXA Commercial and Residential Landlords Insurance
Maximum Cover
Buildings: £5,000,000, Contents: £75,000
Cover Options
Landlord Liability up to £1,000,000 & Optional Accidental Damage
Minimum Excess
Buildings: £100, Contents: £200
Protect your rental property with peace of mind where you need it most. Buy online, and you'll get 10% off too.
NatWest Landlords Insurance
0808 168 5920
Maximum Cover
Buildings: £1,000,000, Contents: £50,000
Cover Options
Landlord Liability up to £2,000,000
Minimum Excess
Buildings & Contents: £50
MORE TH>N Landlords Insurance
Maximum Cover
Buildings: £2,500,000, Contents: £10,000
Cover Options
Landlord Liability up to £2,000,000 & Accidental Damage
Minimum Excess
Buildings: £100, Contents: £250
5 star Landlord Insurance for as little as £11 a month. (Based on 10% of new customers MORE TH>N data Aug 14 - Jan 15).
Direct Line Landlord Insurance
Maximum Cover
Buildings: £2,000,000, Contents: £250,000
Cover Options
Landlord Liability up to £2,000,000 & Optional Accidental Damage
Minimum Excess
Buildings: £100, Contents: £200
Intasure Landlords & Buy to Let
Maximum Cover
Buildings: £1,000,000, Contents: £50,000
Cover Options
Landlord Liability up to £2,000,000 & Optional Rent Guarantee
Minimum Excess
Buildings & Contents: £250
The Property Insurer Landlords Insurance
Maximum Cover
Buildings: £5,000,000, Contents: £350,000
Cover Options
Rent Guarantee & Accidental Damage
Minimum Excess
varies
Compare 3 of the best landlord insurance brokers in under 2 minutes. LOWEST PRICE in the UK guarantee. All tenant types covered. Multi properties & emergency cover available.
This is an insurance broker.
Simple Landlords Insurance
Maximum Cover
Buildings: £2,000,000, Contents: £50,000
Cover Options
Landlord Liability up to £2,000,000 & Optional Accidental Damage
Minimum Excess
Buildings & Contents: £200
This is an insurance broker.
Smart Landlord Landlord Insurance
Maximum Cover
Buildings: £1,000,000, Contents: £50,000
Cover Options
Rent Guarantee & Accidental Damage
Minimum Excess
Buildings: £100, Contents: varies
Smart landlords will appreciate the lowest price in the UK guarantee, high quality policies and fully FCA compliant procedures in place if you ever need to make a claim. Quotes take less than 2-minutes and you can buy online 24 hours all year round.
Smart Landlord provides landlord insurance via The Property Insurer.
3 X D Buildings & Contents Insurance for Landlords
Maximum Cover
Buildings: £300,000, Contents: £25,000
Cover Options
Landlord Liability up to £2,000,000
Minimum Excess
Buildings & Contents: £100
This insurance isn't available direct, you need to apply via a broker.
Abacus Property Owners Insurance (Novae)
Maximum Cover
Buildings: £750,000, Contents: £50,000
Cover Options
Landlord Liability up to £2,000,000 & Optional Accidental Damage
Minimum Excess
Buildings & Contents: £100
This insurance isn't available direct, you need to apply via a broker.
Ageas Optima Property - Residential Let
Maximum Cover
Buildings: £1,000,000, Contents: £30,000
Cover Options
Landlord Liability up to £5,000,000 & Optional Accidental Damage
Minimum Excess
Buildings & Contents: £100
This insurance isn't available direct, you need to apply via a broker.
Alan Boswell Group (Aviva) Landlords Property Owners
Maximum Cover
Buildings & Contents: Unlimited
Cover Options
Landlord Liability up to £5,000,000, Optional Rent Guarantee & Accidental Damage
Minimum Excess
Buildings: £100, Contents: £250
This is an insurance broker.
Alan Boswell Group (Covea) Landlords Residential Property Owners
Maximum Cover
Buildings: Unlimited, Contents: £50,000
Cover Options
Landlord Liability up to £5,000,000, Optional Rent Guarantee & Accidental Damage
Minimum Excess
Buildings: £100, Contents: £250
This is an insurance broker.
Alan Boswell Group (NIG) Property Owners Insurance Policy
Maximum Cover
Buildings: Unlimited, Contents: £250,000
Cover Options
Landlord Liability up to £5,000,000, Optional Rent Guarantee & Accidental Damage
Minimum Excess
Buildings: £100, Contents: £250
This is an insurance broker.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

How to Find Cheap Buildings Insurance for Landlords

Landlord buildings insurance is vital if you have a property that you let out. It may even be a condition of your buy to let mortgage.

Even if this is not the case, it's important that your valuable property asset is protected.

Landlord building insurance providers normally charge higher premiums than standard buildings insurance providers, this to reflect the additional risk of you not living at the property. 

Consequently it can seem difficult to find good value cover but if you compare quotes from   a wide range of cheap landlord building insurance UK providers you should be able to find a policy that gives you the cover you need for an affordable price.

Ways to save money on your landlords building insurance quotes

Traditional home insurance policies will generally be invalid if you're not living at the property you are insuring. So, it's important that you get specialist landlord cover to make sure you're adequately protected.

When you search for cheap landlords building insurance, there are various ways you can save money:

  • Don't over insure your property - specify an accurate figure for the rebuild value of your buy to let property as opposed to the market value. This can help reduce your premium but be careful not to underinsure your property
  • Increase your policy excess. All landlord insurance policies have a compulsory excess (the amount of any claim that you pay yourself). By increasing this excess you can reduce your premium but it does mean you have to pay more if you make a claim so make sure it's still affordable
  • Buy online - many insurers offer cheap landlords building insurance deals to customers who buy on the internet

Save money on landlord building insurance - compare policies

Shopping around for cheap landlords building insurance is crucial. It's the easiest way of finding a lower premium for your cover, particularly as many insurers offer 'price guarantees' where they will guarantee to beat any other quote.

If you're looking to save money on landlord building insurance compare the cover on offer from as many different landlord insurers as possible and get quotes from those that seem suitable.

While you'll obviously want to compare the cost of cover it's also important to compare the quality of the cover. A cheap buy to let buildings insurance policy might leave you out of pocket if it won't pay out when you make a claim.

So, make sure your chosen policy includes all the cover you need and doesn't charge you the earth for it.

When you make your landlord building insurance comparison remember to check whether it includes accidental damage to buildings. Find out if rent guarantee cover is included (protecting you against your tenant's failure to pay rent)? And decide if the level of buildings insurance cover is suitable for your property.

Featured guide

Landlord insurance: How to get the cover you need for less

We explain how to protect your rented property with a comprehensive landlords insurance policy.

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