Getting the best deal on insurance isn't as simple as going for the cheapest quote.

Do this and you could find that you've paid for a policy that won't cover you when you need to claim.

Here's how to find the best insurance quotes whether you're looking to insure your car, house, life, holiday or something else entirely.

1. Discover

There's no point paying for insurance that doesn't give you the cover you need, and you're simply wasting money if you pay out for insurance you'll never use.

So before you start comparing quotes it makes sense to get informed.

Our insurance Guides tell you everything you need to know to be able to confidently and competently navigate the complex and often confusing world of insurance.

They explain exactly how to find insurance that fits your needs, and reveal which policies are quite pointless, and which you can't afford to live without.

Our insurance Action Plans take you through the process of finding cheap, quality insurance quotes step-by-step and give you all the information, resources and guidance you need to be able to find the best deal.

What's more, you can put any questions you have about insurance to the community. Whether it's about comparing quotes, experiences with individual insurers, or questions about claiming, our members will share their knowledge and know-how with you.

2. Decide

Once you've read up on how to find the best insurance policy, you need to think about your insurance needs.

What exactly do you want to protect? How much cover do you need? How do you want to pay for your insurance? What features will you make use of, and which can you live without?

Deciding your insurance requirements up front makes finding value for money cover hassle free.

3. Search

Now you've worked out what you need from your insurance, searching for cheap cover is really quite simple.

Because we focus on helping you find affordable insurance that you can rely on in a crisis we help you compare the benefits and exclusions of more policies from more providers than any other site. We even help you to compare the comparison sites - and all without having to enter any information!

Our insurance comparison tables make it easy for you to compare your options and find a suitable insurance policy at a glance.

You can also use our Advanced Search to discover which insurance companies offer cover that meets your exact requirements.

4. Compare quotes

After you narrow down your options to a handful of insurance companies that offer suitable cover, it's time to compare quotes.

So you can be 100% sure that the price you're quoted is the amount you'll actually pay, and that the cover is exactly what you need, we help you to get quotes direct from the insurers themselves.

Simply click and you'll be taken straight to the website of the insurance company that you want to get a quote from.

You should get direct quotes from several of the insurance companies that offer suitable cover.

5. Choose

Once you have your quotes to hand it's simply a case of comparing the cover you're getting for the price you're paying.

Choose the cheapest quote for the insurance that you need and take your policy out direct from the insurance company. This way you can be confident that you'll be covered when you need to make a claim and that you have managed to get the very best insurance possible.