HSBC Business Protection Plan - Income Cover

Full product details for the HSBC Business Protection Plan - Income Cover income protection policy, including application criteria, policy details, cover, premiums & fees, claims and exclusions.

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HSBC Business Protection Plan - Income Cover Features & Benefits

Cover Type	income
Minimum Age	17 years
Maximum Age	59 years
Maximum % of Income Covered	75%
Maximum Annual Cover	£30,000
Minimum Monthly Premium	£1
Redundancy Cover	no
Hospitalisation Cover	no
Rehabilitation Cover	no
Guaranteed Premiums	level
Number of Exclusions	7

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Compare HSBC Business Protection Plan - Income Cover With These Income Protection Policies

Legal & General Income Protection Benefit

You get £150 maximum hospitalisation cover.
Enjoy a relapse duration of 12 months from this income protection policy.
The Legal & General Income Protection Benefit income protection policy has an over max benefit pension income deducted.
You can get £20,000 maximum houseperson cover.
Minimum policy period of 5 yrs is offered with Income Protection Benefit.
Get increase & decrease protection alterations permitted from Legal & General.

NFU Mutual Essential Abilities Policy

12 months relapse duration.
Minimum policy duration of 5 years is offered with this income protection policy.
Get increase & decrease insurance alterations permitted from NFU Mutual.
New customers get max houseperson cover of £20,000.

Prudential Comprehensive Income Protection Cover

Get 6 months relapse period from Prudential.
5 years minimum policy length is available.
Get a max houseperson cover of £18,000 from the income protection policy.
The income protection policy offers an increase & decrease cover alterations permitted.

Scottish Provident Self Assurance Term - Mortgage

Increase & decrease benefit alterations permitted is available.
New customers can get 6 months relapse time.
This income protection policy gives 5 years minimum policy period.
Get £12,000 max houseperson cover.

Prudential Primary Income Protection Cover

New customers get relapse duration of 6 months.
Maximum houseperson cover of £18,000 is available.
This income protection policy offers a minimum policy length of 5 yrs.
You get increase & decrease cover alterations permitted from the income protection policy.

Barclaycard Lifestyleplan AS (BTDO)

Get a life cover of £0 from the Lifestyleplan AS (BTDO).
New customers get 15 days duration before first benefit from this Lifestyleplan AS (BTDO).
Max monthly benefit of £2,000 is available with Lifestyleplan AS (BTDO).
The income protection policy offers 70 years age insurance ceases.

Barclays Income Insurance AS (30 days)

£2,000 maximum monthly benefit is offered.
Age cover ceases of 70 years is offered by Barclays.
61 days period before first benefit is offered.
Life cover of £0 is available.

Barclays Income Insurance AS (BTDO)

Age insurance ceases of 70 yrs is available with Income Insurance AS (BTDO).
Get a life benefit of £0.
This Barclays income protection policy has a duration before first benefit of 15 days.
Get a maximum monthly benefit of £2,000 from this Income Insurance AS (BTDO).

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Minimum Age	17 years	The minimum age at entry is 17 attained.
Maximum Age	59 years	The maximum age at entry is 59 attained.
Maximum % of Income Covered	75%	Executive Income Protection For Executive Income Protection in the event of a claim the benefit paid (excluding any benefit for National Insurance and/or approved pension scheme contributions) will never exceed 75% of your director's or employee's gross taxable annual earnings in the 12 months immediately before the date of incapacity less the Employment and Support Allowance for a single person. We reserve the right to reduce/cease paying the benefit if you or the life insured is in receipt of other income such as benefits from any other accident/sickness policies, any other earnings from employment, or any ill health retirement pension that causes this limit to be exceeded. Business Loan Protection If the policy is to protect a business loan then the maximum monthly benefit is the amount of the monthly loan repayments at the date the policy was applied for. The total benefit is subject to the overall maximum benefit level for the policy. Keyperson Protection For Keyperson Protection the maximum monthly benefit is the amount calculated at the date the policy was applied for to be the monthly loss of profits on incapacity. The total benefit is subject to the overall maximum benefit level for the policy.
Maximum Annual Cover	£30,000	The maximum benefit per annum is £30,000.
Minimum Annual Cover	£600	The minimum benefit per annum is £600.