from 32 ratings
32 customers rated their Sainsbury's Bank home insurance as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Sainsbury's Bank Home Insurance
Maximum CoverDiscountsCover Per Valuable
Buildings: up to unlimited
Contents: up to £100,000
Online: 20%
No claims: up to 50%
up to £4,000
30% off Sainsbury's home insurance for new customers with 5 years claim free. Minimum premiums apply. Underwritten by U K Insurance Limited.

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Reviews related to Home Insurance

Recommended by cfurey

I change my home insurance supplier every year and usually go for those with cashback through topcashback site. This was the best for me this year

Recommended by Spyknife

Great product, for the price when purchased using a Nectar card and a cashback website (Quidco).I paid £350 for a Sainsburys Premier home insurance policy with no excess !
The only drawback I found when compared to my previous John Lewis policy is the stingy £500 limit on the home emergency section.Otherwise for the price it is fantastic value !

friendly, speed of payout, speed of repair
Recommended by Betty44

I had hoped to never need to contact a home insurance company, but when my house got burgled yesterday, they stole some money, my laptop and my watch and damaged my door with a shovel. I've never made an insurance claim for anything, so I had expected a lengthy process and a full-on quiz and them to think up every technicality not to pay out. Within 10 minutes of calling Sainsbury's helpline, I had received funds for my money and my watch, and within a few hours I'd had a call from an IT company telling me a better model of Macbook Air was being shipped and would be with me within a few days. A glazier has already been to my house to assess the damage (they had asked if I needed one sooner but I could secure it myself) and this will be fixed within a few days. Overall I could not ask for more, perfect service and friendly staff there at a horrible time when you expect an insurance company to ask a load of awkward questions to get out of paying. Would definitely recommend, brilliant!

double nectar points
Recommended by Amy68

Bought this via a cashback site and received £80 cashback. Also if you shop at Sainsbury's your nectar points are doubled for a year.

monthly payments with no interest
Recommended by icebaby29

I renewed with Sainsburys Bank because they offered one of the better premiums and also allow me to pay monthly without charging extra interst.

After purchasing a policy at Sainsburys home insurance, I had some concerns about the policy terms and conditions in relation to my environment, so I emailed them expecting a prompt reply.And that was more than 85 hours ( 4 days ) ago !! Even though the online form stated I would receive a reply within 48 hours.I know Sainsburys is mainly a supermarket and insurance is not exactly its niche market.But I think "if you cant stand the heat,get outta the kitchen" - this is the worst customer service I have ever experienced - one where I cant even get a written reply !

got hocked in by fair price and features, e.g that i could choose my excess, but when it came to making a claim all the small print and undisclosed details have left me in a mess with high excess to pay!