from 32 ratings
32 customers rated their Sainsbury's Bank home insurance as 4.1 out of 5 in our Consumer Finance Awards and Reviews.
Customer Service
Flexibility & Fairness
Product Features
Value For Money
Sainsbury's Bank Home Insurance
Maximum CoverDiscountsCover Per Valuable
Buildings: up to unlimited
Contents: up to £100,000
Online: 20%
No claims: up to 50%
up to £4,000
30% off Sainsbury's home insurance for new customers with 5 years claim free. Minimum premiums apply. Underwritten by U K Insurance Limited.

We provide an independent comparison service free of charge but we may receive a commission from some of the companies we refer you to. These are indicated with purple buttons.

Sainsbury's Bank Home Insurance Reviews

Good Value, only drawback is £500 limit on home emergency.

by Spyknife, 19 Jul 2012
Recommended by Spyknife

Great product, for the price when purchased using a Nectar card and a cashback website (Quidco).I paid £350 for a Sainsburys Premier home insurance policy with no excess !
The only drawback I found when compared to my previous John Lewis policy is the stingy £500 limit on the home emergency section.Otherwise for the price it is fantastic value !

Customer Service:
Average, could be better
Flexibility & Fairness:
Good, I'm happy
Product Features:
Average, could be better
Value For Money:
Excellent


Made it really straightforward to claim, really friendly and very helpful!

by Betty44, 15 May 2012
friendly, speed of payout, speed of repair
Recommended by Betty44

I had hoped to never need to contact a home insurance company, but when my house got burgled yesterday, they stole some money, my laptop and my watch and damaged my door with a shovel. I've never made an insurance claim for anything, so I had expected a lengthy process and a full-on quiz and them to think up every technicality not to pay out. Within 10 minutes of calling Sainsbury's helpline, I had received funds for my money and my watch, and within a few hours I'd had a call from an IT company telling me a better model of Macbook Air was being shipped and would be with me within a few days. A glazier has already been to my house to assess the damage (they had asked if I needed one sooner but I could secure it myself) and this will be fixed within a few days. Overall I could not ask for more, perfect service and friendly staff there at a horrible time when you expect an insurance company to ask a load of awkward questions to get out of paying. Would definitely recommend, brilliant!

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


Cashback available

by cfurey, 2 Jul 2013
cashback
Recommended by cfurey

I change my home insurance supplier every year and usually go for those with cashback through topcashback site. This was the best for me this year

Customer Service:
Excellent
Flexibility & Fairness:
Excellent
Product Features:
Excellent
Value For Money:
Excellent


SAinsbury's Bank Home Insurance

by Amy68, 28 Jun 2013
double nectar points
Recommended by Amy68

Bought this via a cashback site and received £80 cashback. Also if you shop at Sainsbury's your nectar points are doubled for a year.

Customer Service:
Good, I'm happy
Flexibility & Fairness:
Good, I'm happy
Product Features:
Good, I'm happy
Value For Money:
Good, I'm happy


Sainsburys Bank HOme Insurance - peace of mind

by icebaby29, 27 Jun 2013
monthly payments with no interest
Recommended by icebaby29

I renewed with Sainsburys Bank because they offered one of the better premiums and also allow me to pay monthly without charging extra interst.

Customer Service:
Average, could be better
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Average, could be better


Online Customer service is non existant !

by Spyknife, 23 Jul 2012

After purchasing a policy at Sainsburys home insurance, I had some concerns about the policy terms and conditions in relation to my environment, so I emailed them expecting a prompt reply.And that was more than 85 hours ( 4 days ) ago !! Even though the online form stated I would receive a reply within 48 hours.I know Sainsburys is mainly a supermarket and insurance is not exactly its niche market.But I think "if you cant stand the heat,get outta the kitchen" - this is the worst customer service I have ever experienced - one where I cant even get a written reply !

Customer Service:
Terrible
Flexibility & Fairness:
Average, could be better
Product Features:
Average, could be better
Value For Money:
Excellent


Sainsburys home insurance

by joann10, 20 Jul 2013

got hocked in by fair price and features, e.g that i could choose my excess, but when it came to making a claim all the small print and undisclosed details have left me in a mess with high excess to pay!

Customer Service:
Terrible
Flexibility & Fairness:
Terrible
Product Features:
Terrible
Value For Money:
Average, could be better


Home Insurance Companies