Excellent4

91% of customers recommended from 32 ratings

Sainsbury's Bank offer both buildings and contents home insurance to protect your home and belongings. They offer an extra discount on your home insurance premiums if you have a no claims discount and offer a broad selection of extra cover to suit your needs. Sainsbury's Bank often offers extra Nectar points when you take out a new home insurance policy. Sainsbury's Bank home insurance policies are underwritten by U K Insurance Limited.

Compare Sainsbury's Bank Home Insurance

Sainsbury's Bank Home Insurance (Building)
Maximum Cover
Buildings: £1,000,000
Discounts
Online: 20%
No claims: 30%
Cover Per Valuable
-
Sainsbury's Bank Home Insurance (Contents)
Maximum Cover
Contents: £100,000
Discounts
Online: 20%
No claims: 30%
Cover Per Valuable
£2,000
Sainsbury's Bank Premier Cover Home Insurance (Contents)
Maximum Cover
Contents: £100,000
Discounts
Online: 20%
No claims: 30%
Cover Per Valuable
£4,000
Sainsbury's Bank Premier Cover Home Insurance (Building)
Maximum Cover
Buildings: unlimited
Discounts
Online: 20%
Cover Per Valuable
-

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Sainsbury's Bank Home Insurance Reviews

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Got a Sainsbury's Bank home insurance policy? Tell us about your experience because it will help others. Add a review.

Online Customer service is non existant !

Fair

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

After purchasing a policy at Sainsburys home insurance, I had some concerns about the policy terms and conditions in relation to my environment, so I emailed them expecting a prompt reply.And that was more than 85 hours ( 4 days ) ago !! Even though the online form stated I would receive a reply within 48 hours.I know Sainsburys is mainly a supermarket and insurance is not exactly its niche market.But I think "if you cant stand the heat,get outta the kitchen" - this is the worst customer service I have ever experienced - one where I cant even get a written reply !

by Spyknife, 23 Jul 2012 report review

Good Value, only drawback is £500 limit on home emergency.

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by Spyknife

Great product, for the price when purchased using a Nectar card and a cashback website (Quidco).I paid £350 for a Sainsburys Premier home insurance policy with no excess ! The only drawback I found when compared to my previous John Lewis policy is the stingy £500 limit on the home emergency section.Otherwise for the price it is fantastic value !

by Spyknife, 19 Jul 2012 report review

Made it really straightforward to claim, really friendly and very helpful!

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by Betty44

I had hoped to never need to contact a home insurance company, but when my house got burgled yesterday, they stole some money, my laptop and my watch and damaged my door with a shovel. I've never made an insurance claim for anything, so I had expected a lengthy process and a full-on quiz and them to think up every technicality not to pay out. Within 10 minutes of calling Sainsbury's helpline, I had received funds for my money and my watch, and within a few hours I'd had a call from an IT company telling me a better model of Macbook Air was being shipped and would be with me within a few days. A glazier has already been to my house to assess the damage (they had asked if I needed one sooner but I could secure it myself) and this will be fixed within a few days. Overall I could not ask for more, perfect service and friendly staff there at a horrible time when you expect an insurance company to ask a load of awkward questions to get out of paying. Would definitely recommend, brilliant!

friendly, speed of payout, speed of repair

by Betty44, 15 May 2012 report review

Sainsburys home insurance

Fair

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

got hocked in by fair price and features, e.g that i could choose my excess, but when it came to making a claim all the small print and undisclosed details have left me in a mess with high excess to pay!

by joann10, 20 Jul 2013 report review

Cashback available

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by cfurey

I change my home insurance supplier every year and usually go for those with cashback through topcashback site. This was the best for me this year

cashback

by cfurey, 2 Jul 2013 report review

SAinsbury's Bank Home Insurance

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by Amy68

Bought this via a cashback site and received £80 cashback. Also if you shop at Sainsbury's your nectar points are doubled for a year.

double nectar points

by Amy68, 28 Jun 2013 report review

Review Sainsbury's Bank Home Insurance

Excellent

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by dhuggy

fine

by dhuggy, 20 Jul 2013 report review

Sainsbury's Bank

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by pixie_lady

Good value for money, easy online set up.

Nectar points

by pixie_lady, 29 Jun 2013 report review

Sainsbury home insurance

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by bigbear

Proved good when claimed after flood

by bigbear, 28 Jun 2013 report review

cheapest option with cash back

Good

  • Customer Service

  • Value for Money

  • Flexability & Fairness

  • Product Features

Recommended by nigel_l21

i guess you only really know how good your insurance is when you make a claim and we have not.

cheapest option at the time

not made a claim

by nigel_l21, 28 Jun 2013 report review

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