Hiscox Home Insurance
Full product details for the Hiscox Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims. Apply online now.
 |  Compare Hiscox home insurance details against other home insurance or use our home insurance comparison tables.Did you know Hiscox also provide car insurance? | ||
| Company: | Hiscox www.hiscoxonline.com | Hiscox www.hiscoxonline.com | |
| Product: | 505 Home and Contents (Contents) | 505 Home and Contents (Building) | |
| details | details | ||
| Quote via this site: |  | | |
| | ||
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | Hiscox Insurance Company Limited | Hiscox Insurance Company Limited | |
| Application Criteria | |||
| Available to Public: |  | | |
| Discounts | |||
| Online Discount: | 0% | 0% | |
| Introductory NCD: | | | |
| No Claim Discount: | | | |
| Max NCD: | 20 | 20 | |
| Combined Discount: | | | |
| Stone Built Discount: | n/a | | |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | | n/a | |
| N/Watch Discount: | | n/a | |
| Occupancy Discount: | | n/a | |
| Smoke Detector Discount: | | n/a | |
| Retired Discount: | | n/a | |
| Excess | |||
| Contents Minimum Excess: | £100 | n/a | |
| Contents Excess: | £500 | n/a | |
| Buildings Minimum Excess: | n/a | £100 | |
| Buildings Excess: | n/a | £100 | |
| Subsidence Excess: | n/a | 1000 | |
| Payments & Fees | |||
| Payment Methods: | direct debit | direct debit | |
| DDM Fee: | 6 | 6 | |
| DDM APR: | 14.09% | 14.09% | |
| DDM Payments: | 12 | 12 | |
| Cooling Off Period: | 14/full return of premium | 14/full return of premium | |
| Cover | |||
| Max Bedrooms: | Unlimited | Unlimited | |
| Min Sum Insured: | £63,000 | £260,000 | |
| Max Sum Insured: | £200,000 | £1,187,000 | |
| Buildings AD: | n/a | standard | |
| Subsidence: | n/a | standard | |
| Burst Pipes: | n/a | | |
| Garden Contents: | n/a | standard | |
| Garden Contents SI: | n/a | £1,000 | |
| Cover Level: | new for old | n/a | |
| Single Item Limit: | up to contents si | n/a | |
| Single Item Away fm Home: | up to contents si | n/a | |
| Money in the Home: | £1,000 | n/a | |
| Credit Cards: | £10,000 | n/a | |
| Freezer Cover: | standard | n/a | |
| Freezer Contents: | Unlimited | n/a | |
| Damage by Pets: | | n/a | |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | up to contents si | n/a | |
| Single Cycle Away fm Home: | £1,000 | n/a | |
| Claims | |||
| Basis of Settlement: | click here | click here | |
| General Conditions: | click here | click here | |
| General Exclusions: | click here | click here | |
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