Halifax Home Insurance
Full product details for the Halifax Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims.
 | Did you know Halifax also provide credit cards, loans, mortgages, savings, current accounts, car insurance, pet insurance, travel insurance and breakdown cover? | ||
| Company: | Halifax www.halifax.co.uk | Halifax www.halifax.co.uk | Halifax www.halifax.co.uk |
| Product: | Home Insurance (Contents) | Home Insurance (Retail) (Building) | Home Insurance (Building) |
| details | details | details | |
| Quote via this site: | Not available | Not available | Not available |
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | St Andrew?s Insurance plc | St Andrew?s Insurance plc | St Andrew?s Insurance plc |
| Application Criteria | |||
| Available to Public: |  | | |
| Discounts | |||
| Online Discount: | 20% | 25% | 20% |
| Introductory NCD: | | | |
| No Claim Discount: | | | |
| Max NCD: | 30 | 30 | 30 |
| Combined Discount: | | | |
| Stone Built Discount: | n/a | n/a | |
| Age Discount: | n/a | n/a | |
| Vol XS Discount: | | | |
| High SI Discount: | | n/a | |
| Retired Discount: | | n/a | n/a |
| Excess | |||
| Contents Minimum Excess: | £0 | n/a | n/a |
| Contents Excess: | £250 | n/a | n/a |
| Buildings Minimum Excess: | n/a | £0 | £0 |
| Buildings Excess: | n/a | £250 | £250 |
| Subsidence Excess: | n/a | 1000 | 1000 |
| Payments & Fees | |||
| Payment Methods: | credit card, debit card, direct debit | credit card, debit card, direct debit | credit card, debit card, direct debit |
| DDM Fee: | 0 | 0 | 0 |
| DDM APR: | 0% | 0% | 0% |
| DDM Payments: | 12 | 12 | 12 |
| Cooling Off Period: | 14/admin fee | 30/admin fee | 14/admin fee |
| Cover | |||
| Max Bedrooms: | 8 | 6 | 8 |
| Min Sum Insured: | Unlimited | Unlimited | Unlimited |
| Max Sum Insured: | Unlimited | Unlimited | Unlimited |
| Buildings AD: | n/a | optional | optional |
| Subsidence: | n/a | standard | standard |
| Burst Pipes: | n/a | | |
| Garden Contents: | n/a | | |
| Garden Contents SI: | n/a | £0 | £0 |
| Cover Level: | new for old | n/a | n/a |
| Single Item Limit: | Unlimited | n/a | n/a |
| Single Item Away fm Home: | 1500 | n/a | n/a |
| Money in the Home: | £500 | n/a | n/a |
| Credit Cards: | £0 | n/a | n/a |
| Freezer Cover: | standard | n/a | n/a |
| Freezer Contents: | £500 | n/a | n/a |
| Damage by Pets: | | n/a | n/a |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | selected | n/a | n/a |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| General Exclusions: | click here | click here | click here |
