Direct Line Home Insurance
Full product details for the Direct Line Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims. Apply online now.
 |  Compare Direct Line home insurance details against other home insurance or use our home insurance comparison tables.Did you know Direct Line also provide savings, car insurance, pet insurance, travel insurance, van insurance and breakdown cover? | ||
| Company: | Direct Line www.directline.com | Direct Line www.directline.com | Direct Line www.privilege.com |
| Product: | Home Insurance (Contents) | Home Insurance Plus (Contents) | Platinum Home Insurance (Contents) |
| details | details | details | |
| Quote via this site: |  | | |
| | | |
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | Direct Line Insurance plc | Direct Line Insurance plc | Direct Line Insurance plc |
| Application Criteria | |||
| Available to Public: |  | | |
| Discounts | |||
| Online Discount: | 25% | 25% | 0% |
| Introductory NCD: | | | |
| No Claim Discount: | | | |
| Max NCD: | 10 | 10 | 0 |
| Combined Discount: | | | |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | | | |
| N/Watch Discount: | | | |
| Occupancy Discount: | | | |
| Smoke Detector Discount: | | | |
| Retired Discount: | | | |
| Excess | |||
| Contents Minimum Excess: | £0 | £0 | £0 |
| Contents Excess: | £200 | £200 | £100 |
| Payments & Fees | |||
| Payment Methods: | credit card, debit card, direct debit | credit card, debit card, direct debit | credit card, debit card, direct debit |
| DDM Fee: | 10 | 10 | 10 |
| DDM APR: | 23.6% | 23.6% | 23.6% |
| DDM Payments: | 12 | 12 | 12 |
| Cooling Off Period: | 21/full return of premium | 21/full return of premium | 21/full return of premium |
| Cover | |||
| Max Bedrooms: | 5 | 5 | 5 |
| Min Sum Insured: | £15,000 | £35,000 | £35,000 |
| Max Sum Insured: | £100,000 | £200,000 | £200,000 |
| Cover Level: | new for old | new for old | new for old |
| Single Item Limit: | up to contents si | up to contents si | up to contents si |
| Single Item Away fm Home: | 2000 | 3000 | 3000 |
| Money in the Home: | £500 | £1,000 | £1,000 |
| Credit Cards: | £500 | £5,000 | £5,000 |
| Freezer Cover: | standard | standard | standard |
| Freezer Contents: | up to contents si | up to contents si | Unlimited |
| Damage by Pets: | | | |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | selected | up to pp si | up to pp si |
| Single Cycle Away fm Home: | £1,000 | £1,000 | £1,000 |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| General Exclusions: | click here | click here | click here |
Compare Direct Line Home Insurance
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