Birmingham Midshires Home Insurance
Full product details for the Birmingham Midshires Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims.
 |  Compare Birmingham Midshires home insurance details against other home insurance or use our home insurance comparison tables.Did you know Birmingham Midshires also provide savings? | ||
| Company: | Birmingham Midshires www.bm-insurance.co.uk | Birmingham Midshires www.bm-insurance.co.uk | |
| Product: | Home Insurance (Contents) | Home Insurance (Building) | |
| details | details | ||
| Quote via this site: | Not available | Not available | |
| | ||
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | St Andrew?s Insurance plc | St Andrew?s Insurance plc | |
| Application Criteria | |||
| Available to Public: |  | | |
| Discounts | |||
| Online Discount: | 0% | 0% | |
| No Claim Discount: | | | |
| Max NCD: | 30 | 30 | |
| Combined Discount: | | | |
| Stone Built Discount: | n/a | | |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | | n/a | |
| N/Watch Discount: | | n/a | |
| Occupancy Discount: | | n/a | |
| Smoke Detector Discount: | | n/a | |
| Excess | |||
| Contents Minimum Excess: | £150 | n/a | |
| Contents Excess: | £250 | n/a | |
| Buildings Minimum Excess: | n/a | £150 | |
| Buildings Excess: | n/a | £250 | |
| Subsidence Excess: | n/a | 1000 | |
| Payments & Fees | |||
| Payment Methods: | credit card, debit card, direct debit | credit card, debit card, direct debit | |
| DDM Fee: | 0 | 0 | |
| DDM APR: | 0% | 0% | |
| DDM Payments: | 10 | 10 | |
| Cooling Off Period: | 14/pro-rata plus admin fee | 14/pro-rata plus admin fee | |
| Cover | |||
| Max Bedrooms: | 8 | 6 | |
| Min Sum Insured: | £15,000 | Unlimited | |
| Max Sum Insured: | £100,000 | Unlimited | |
| Buildings AD: | n/a | optional | |
| Subsidence: | n/a | standard | |
| Burst Pipes: | n/a | | |
| Garden Contents: | n/a | | |
| Garden Contents SI: | n/a | £0 | |
| Cover Level: | new for old | n/a | |
| Single Item Limit: | 1000 | n/a | |
| Single Item Away fm Home: | 1000 | n/a | |
| Money in the Home: | £250 | n/a | |
| Credit Cards: | £0 | n/a | |
| Freezer Cover: | standard | n/a | |
| Freezer Contents: | £250 | n/a | |
| Damage by Pets: | | n/a | |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | selected | n/a | |
| Single Cycle Away fm Home: | up to pc si | n/a | |
| Claims | |||
| Basis of Settlement: | click here | click here | |
| General Conditions: | click here | click here | |
| General Exclusions: | click here | click here | |
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