Barclays Home Insurance
Full product details for the Barclays Home Insurance, including home insurance details, application criteria, discounts, excess, payments & fees, cover and claims. Apply online now.
 | Did you know Barclays also provide loans, savings, current accounts, car insurance, travel insurance, breakdown cover and prepaid cards? | ||
| Company: | Barclays www.barclaysfinerinsurance.co.uk | Barclays www.barclays.co.uk | Barclays www.barclaysfinerinsurance.co.uk |
| Product: | Finer 80/Premier Home Insurance (Contents) | Home Insurance (Contents) | Finer 80/Premier Home Insurance (Building) |
| details | details | details | |
| Quote via this site: |  | | |
| Home Insurance Details | |||
 Direct or Broker: |  | | |
| Underwriter: | Gresham Insurance | Gresham Insurance | Gresham Insurance |
| Application Criteria | |||
| Available to Public: |  | | |
| Discounts | |||
| Online Discount: | n/a | 10% | n/a |
| Introductory NCD: | | | |
| No Claim Discount: | | | |
| Max NCD: | 0 | n/a | 0 |
| Combined Discount: | | | |
| Stone Built Discount: | n/a | n/a | |
| Age Discount: | | | |
| Vol XS Discount: | | | |
| High SI Discount: | | | |
| Locks Discount: | | | n/a |
| N/Watch Discount: | | | n/a |
| Occupancy Discount: | | | n/a |
| Smoke Detector Discount: | | | n/a |
| Retired Discount: | | | n/a |
| Excess | |||
| Contents Minimum Excess: | £100 | £75 | n/a |
| Contents Excess: | £100 | £100 | n/a |
| Buildings Minimum Excess: | n/a | n/a | £100 |
| Buildings Excess: | n/a | n/a | £100 |
| Subsidence Excess: | n/a | n/a | 1000 |
| Payments & Fees | |||
| Payment Methods: | credit card, cheque, debit card, direct debit | credit card, debit card, direct debit | credit card, cheque, debit card, direct debit |
| DDM Fee: | 0 | 0 | 0 |
| DDM APR: | 0% | 0% | 0% |
| DDM Payments: | 12 | 12 | 12 |
| Cooling Off Period: | 14/full return of premium | 14/pro-rata | 14/full return of premium |
| Cover | |||
| Max Bedrooms: | n/a | 5 | n/a |
| Min Sum Insured: | £50,000 | £50,000 | £500,000 |
| Max Sum Insured: | n/a | £50,000 | n/a |
| Buildings AD: | n/a | n/a | standard |
| Subsidence: | n/a | n/a | standard |
| Burst Pipes: | n/a | n/a | |
| Garden Contents: | n/a | n/a | standard |
| Garden Contents SI: | n/a | n/a | 5% of buildings si |
| Cover Level: | new for old | new for old | n/a |
| Single Item Limit: | up to contents si | up to contents si | n/a |
| Single Item Away fm Home: | 5000 | 2500 | n/a |
| Money in the Home: | £2,500 | £250 | n/a |
| Credit Cards: | £25,000 | £0 | n/a |
| Freezer Cover: | standard | standard | n/a |
| Freezer Contents: | up to contents si | £400 | n/a |
| Damage by Pets: | | | n/a |
| Emergency Helpline: | | | |
| Emergency Repairs: | | | |
| Cycles Away from the Home: | up to contents si | selected | n/a |
| Single Cycle Away fm Home: | up to contents si | up to pc si | n/a |
| Claims | |||
| Basis of Settlement: | click here | click here | click here |
| General Conditions: | click here | click here | click here |
| General Exclusions: | click here | click here | click here |
