WPA Active Health Plan

Full product details for the WPA Active Health Plan health insurance policy, including application criteria, policy details, in patient & day patient treatment, out patient & gp treatment, nhs treatment, alternative treatment, other cover, premiums & fees, claims, exclusions and conditions.

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WPA Active Health Plan Features & Benefits

Maximum Annual Cover	£150,000
Number of Hospitals	Unlimited
Hospital Charges	full refund
Diagnostic Tests	full refund
Out Patient Cover	automatic - full
Consultant Fees	full refund
Routine Dental Treatment	no
Routine Optical Treatment	not covered
NHS Cash Benefit	yes
Alternative Medicine	standard
Claims Settled Direct	yes
Compulsory Excess	£3,000

Application Criteria
Permanent UK Resident	yes	This product is only available to individuals who are permanent UK residents.
Available Direct	yes	This product is available direct from the provider.
Available via	direct or broker	The distribution channel for this product is either direct or via brokers.
Online Quote	yes	Online quotations are available.
Maximum Age	Unlimited	There is no maximum age at commencement.
Minimum Age	55 years	The minimum age at entry is 55 attained. You and your family members Please note that this is an annual contract of insurance. You can join this policy from the age of 55 and you must reside in the UK for at least 6 months of the year. You and your family must all live at your permanent address in the UK. If you should die your partner may take over your policy, providing they are already on cover, and will be bound by its rules as long as the premium is paid. Children A child can join your policy as a family member. He/she cannot join or remain on your policy once he/she marries or leaves the main residence (except if going to higher education). He/she may then apply to transfer to their own policy without any new personal medical exclusions being imposed or continue on your policy provided he/she continues to live at your main address and you agree to be responsible for their premium. You can add your baby as a family member on your policy without the need for full medical underwriting, provided that you send us a copy of the birth certificate within 6 months of the birth. If you add your baby within the first 6 months of his/her birth, their premium will not be included on your invoice until the next annual renewal date following the date of birth. Please note that although your child will then be covered by your policy, no claims will be paid for the first 90 days of their life. They will also be excluded for any condition that is present at birth or detected in the first 90 days of their life. If you don't add your baby within the first 6 months, you can add him/her at any time, but they will be fully medically underwritten.
Restricted Availability	no	This product does not have restricted availability.

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