Download them, use them, forget them. When it comes to apps, this seems to be a familiar pattern.

When the novelty of the latest must have has died down, many apps get sent to the digital scrapheap.

If you're sick of downloading duds, we're here to help. We've compiled a list of the best finance apps for Android out there, to save you the trouble of finding them yourself.

So scroll down to see our top picks for 2014. Whether it's for saving or sending cash, buying stocks or selling your wares, or even dipping your toe into the world of digital currency, there's something for everyone.

1. mySuperList - Shopping List

Cost = free, from Google Play

Shopping around to get the best deals and promotions on your groceries can save you a pretty penny, but it's also time-consuming.

That's where mySuperList comes in - an app which proudly calls itself your super shopping list!!

If you don't have time to get around all the major supermarkets (and who does?) you can use it to create a list based on your favourite products and compare the total cost being charged by each shop - whether it's Tesco, ASDA, Morrisons, Sainsbury's, Waitrose, Aldi or Ocado. It's run by mySupermarket and you can order your groceries from the cheapest store too.

We believe shopping's more fun when you know you're getting the most for your money.

2. Barclays Pingit

Cost = free, from Google Play

Apps have been around for years now, so it's no surprise that every bank has got in on the action and released one. Barclays stole a march on the competition when it brought out its Pingit service - the first of its kind in Europe.

Once downloaded, you can use it to make instant cash transfers to anybody with a smartphone and current account based in the UK and you don't even need to be a Barclays current account customer.

Impressively, thanks to the Faster Payments service, money can be shifted between accounts in as little as 30 seconds.

It's been praised for its straightforward usability and making the most of the mobile platform's convenience.

3. Expense Manager

Cost = free, from Google Play

When it comes to controlling your expenses and budgets, an app can be a lifesaver. Instead of needing reams and reams of paper, everything can be kept in check using Expense Manager, which lets you track your outgoings and incomes easily.

You can sort them by time - over weeks, month and years - as well as create your own categories, from insurance costs to loan payments to food costs.

To ensure you are always in control, you can schedule regular outgoings, set up alerts, import and export your activities to a desktop and create charts, for a graphical representation of your income and expenditure.

There's nothing more reassuring than knowing you have every piece of financial data you need with you at all times - this app really makes budgeting a breeze and it's good for businesses too.

4. IG Trading

Cost = free, from Google Play

Condensing the complexity of stocks and shares trading into a usable app for a handheld device is no mean feat, but that's exactly what IG Trading has achieved with theirs.

You can use it to check what's happening in popular markets at a glance, locally and globally, with handy charts detailing the movements of the FTSE 100, S&P 500 and more.

With this app you can trade quickly and securely, thanks to its SSL encryption technology, allowing you to know how your shares are performing wherever you are.

With its clean and uncluttered appearance and comprehensive market coverage, this is one app you'll want a piece of.

5. PayPal

Cost = free, from Google Play

Few companies have come to define the age of e-commerce like PayPal has. Having dominated online transactions for years, it's now branching out and - with this app - even allowing users to pay in off-line shops that accept it.

It gives you a clear overview of completed and pending transactions and lets you send or request money in a straightforward way.

The fact that it can be used for global buying and selling makes it the complete package, though it's worth remembering that there's a fee for international transactions.

The system will always have its critics, but for its sheer ease of use, intuitive design and potential rollout throughout the high-street, it's hard to see how it can be challenged.

6. Currency Exchange Rates

Cost = free, from Google Play

No list of financial apps would be complete without a currency converter, so taking its place in the top 10 is Currency Exchange Rates.

Put simply, it does what you'd expect it to and more. The app provides real-time exchange rates and includes a currency conversion calculator, so you can quickly work out what you need to.

With more than 160 currencies, live rates that can be updated every minute and an offline option, you're always up to date with developments, whether you're a tourist or a business owner.

The inclusion of exchange charts and the latest currency news only adds to its convenience, making this the only conversion app you're ever likely to need.

7. Bitcoin Wallet

Cost = free, from Google Play

The idea of a virtual currency is something which might, in the past, have been confined to the realms of science-fiction. Now it's very much a reality, and has been since bitcoins were invented in 2009.

As it is digital currency, it's no surprise that many apps have popped up which allow you to control your bitcoins - essentially acting as your virtual wallet.

Our favourite is Bitcoin Wallet, which has an array of features and lets you make payments (by scanning a QR-code) and receive them easily, while also allowing you to see conversion rates (to other currencies), pay when you're not online, via Bluetooth, and create an address book for your regular bitcoin transactions.

8. Toshl Finance Budget & Expense

Cost = free (Pro version requires subscription), from Google Play

Toshl offers a one-stop shop when it comes to organising household bills, converting currencies, generating graphical representations of your finances and keeping track of your spending and budgets.

The app offers a user-friendly design and comforting colour palette, which might be more to your liking than other financial apps which convey data in a cold, hard-to-read (at a glance) manner.

For the Pro version you need to pay a subscription fee, which may put some users off, especially as there are free alternatives elsewhere.

However, if you're after something which covers a lot of ground and even lets you factor in family members' finances, then you might want to consider trying the free version of Toshl.

9. Mileage Tracker

Cost = free, from Google Play

If you're after an app that focuses on doing one job - and doing it well - then Mileage Tracker might just be for you.

Rather than coming with a bunch of bells and whistles attached, its aim is to track your mileage if you need to keep an eye on how much you're spending on fuel, especially if you need to claim the money back for tax / expense purposes.

The app allows you to enter your car type and trip time, date and type to generate mileage summary charts, which you can share using Dropbox or export in CSV and HTML formats.

You do have to pay for it, but we believe when it comes to apps of this type, not many can outpace Mileage Tracker.

10. Book Keeper Accounting

Cost = free, from Google Play

For small and medium-sized businesses, an app like Book Keeper Accounting is a must have. With it you can view business expenses you've incurred, income you've earned, generate invoices and send them out and withdraw, deposit or transfer cash, all in a matter of seconds.

Like Toshl you need to subscribe to use it (after a trial), but given the fact that you can manage your transactions, accounting and inventory, as well as generate reports, it seems worth it for access to such a comprehensive set of features that allow you to keep your business in check, wherever you may be.