This PPI claims letter template is intended as a guide only.

You will need to amend the details and information included to reflect your individual circumstances before using.

Amend the sentences you need to, and act on those where it is necessary.

[Insert your name]

[Insert your address]

[Insert your postcode]

[Insert your telephone number]

[Insert date]

[Insert name of the company that sold you the PPI policy]

[Insert address of the company that sold you the PPI policy]

Dear Sir/Madam,

Ref: [Insert your PPI policy number]

On [insert the date you sent the first letter] I sent you a letter regarding the PPI policy I was sold by you, [enter company name] in conjunction with my application for a [delete as appropriate: loan/credit card/store card/mortgage/credit agreement]. I enclose a copy of the letter for your convenience [attach a copy of your first letter].

I have since received your reply; however I do not feel that you provided me with adequate justification that the policy was sold to me fairly and that it is, in itself, fair and reasonable as requested.

As such I plan to take my complaint to the Financial Ombudsman if I do not receive a more favourable response from you within the next 14 days.

Yours faithfully

[Insert your signature]

[Insert your full name]