Millions of us are unwittingly leaving ourselves vulnerable to scams, as revealed by a YouGov polling. The poll found that:
8 million of us are vulnerable to 'vishing' (voice phishing)
4 million could transfer money if instructed
3 million might carry out 'test transactions' online
1.7 million would give their bank card to a courier if they carried an ID card
How can you spot a fraudster?
A fraud awareness campaign, Know Fraud, No Fraud, has been launched by The British Banking Association (BBA), designed to help you stay one step ahead of the scammers.
As well as the campaign, UK retail banks and law enforcement bodies such as the City of London Police and the National Crime Agency have produced a leaflet to help you spot scam calls.
The leaflet includes these 8 things your bank will never ask you to do:
Ask for your full pin number or any online banking passwords over the phone or via email
Send someone to your home to collect cash, bank cards or anything else
Ask you to email or text personal or banking information
Send an email with a link to a page which asks you to enter your online banking log-in details
Ask you to authorise the transfer of funds to a new account or hand over cash
Call to advise you to buy diamonds, land or other commodities
Ask you to carry out a test transaction online
Provide banking services through any mobile apps other than the bank's official apps
The leaflet will be available across the country in bank branches and police stations, or you can view it via the Know Fraud, No Fraud website.
Anthony Browne, the Chief Executive of the BBA had the following to say about the new campaign: "Being defrauded is a devastating experience for anyone which is why we are launching this campaign. The more people know about fraud, the less likely they are to become victims.
"Our Know Fraud, No Fraud campaign will help you spot some of the tactics used by scammers. Your bank would never send someone to your home to collect your cash or ask you to transfer funds to a new account."
Hannah Maundrell, Editor in Chief of money.co.uk agrees the campaign is an encouraging step: "It's great that the BBA are taking these steps to raise fraud awareness because it's all too easy to get caught out.
"It's very important that we stay aware of scams and that help is given to those who are most vulnerable. These tips are a promising step that should help consumers avoid fraudsters in the future."
What should you do if you've been the victim of fraud?
If you suspect you've fallen victim to a scam contact your bank immediately. They'll be able to talk you through what you need to do next in order to get your money back.
You should also contact Action Fraud and report the fraud through their website. You can also contact them by phone on 0300 123 2040.
If you're still worried about falling victim to fraudsters and scams, and want advice on how to best protect yourself, we have various guides here that can help.