To find the right policy, you need to work out how much your clubs are worth and choose a policy that offers enough cover to protect them.

For example, if your clubs are worth 1,000, make sure the policy offers a maximum equipment cover limit of at least this amount.

This comparison shows the equipment claim limit each policy offers. Use it to find the best golf insurance policy to cover your clubs.

What are your clubs protected against?

Golf insurance can cover the cost of repair or replacement if your clubs are:

  • Stolen

  • Lost

  • Accidentally or maliciously damaged

Most insurers offer new for old cover if your clubs need to be replaced, but only if they are less than three years old.

Cover for your clubs at home

Most policies only cover your clubs while you are playing golf, but some also protect them when you travel to and from a golfing event.

You might be able to extend your cover to include protection for your golf clubs while they are kept at home, but this will cost extra.

If you have contents insurance, it should cover your golf equipment at home. However, you should check your cover limits to make sure the value of your clubs is covered.

Golf clubs insurance FAQs

Q

Are my clubs covered while in my car?

A

Most policies cover your golf equipment in a vehicle while you are travelling to or from a golfing event, but not if you leave them overnight.

Q

Will I get new clubs if I need to claim?

A

Most insurers offer new for old replacement if your equipment is damaged, but only if it is less than three years old.

Q

Is the cost of hire clubs covered?

A

Yes, most policies will cover the cost of hiring replacement clubs if yours have been lost, stolen or damaged.

Q

Does golf insurance cover me to play overseas?

A

Some golf insurance policies include worldwide cover as standard, but you may have to pay extra on other policies to play outside the UK.

Q

Am I covered if I hit someone's car with a golf ball?

A

Yes, golf insurance includes third party liability which can cover the cost of any damage you cause to someone else's property while playing.

About our golf insurance comparison

Q

Who do we include in this comparison?

A

We include golf insurance policies available from our panel of insurers and brokers. They are all regulated by the Financial Conduct Authority (FCA). Here is more information about how our website works.

Q

How do we make money from our comparison?

A

We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.

You do not pay any extra and the deal you get is not affected.