Compare Switching Bank Accounts

Compare the best deals available if you want to switch current account at a glance & see which bank or building society offer the deal that will make switching bank accounts worth your while. We make it easy for you to compare account features & current account switching rewards so that you can choose the best banking deal available.
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Monthly ChargeMinimum Monthly CreditOverdraftHeadline Interest RateBanking 
Interest FreeStandard RateStandard ChargeWebBranchTel 
The Co-operative Bank
 
Current Account Plus
£0£800£015.9%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).
A fee free overdraft of £200 is available. A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit.
Halifax
Reward Current Account => £1,000 per month
£0£1,000none0%
£1-2
per day
0%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Get £5 each month you pay in £1,000, whether you're in credit or overdrawn.
Santander
123 Current Account
£2£500none0%
£1.00
per day
3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Barclays
Bank Account
£0£0none19.3%£00%
Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.
Fee free current account with the convenience of an overdraft.
The Co-operative Bank
 
Privilege Account
£9.50£0£20012.9%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.9% EAR (variable).
A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit.
Nationwide
FlexAccount
£0£0none18.9%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable).
Free Multi-trip European insurance cover, Interest-free overdraft for 3 months, No monthly fee, Independently rated 5 star by Defaqto
NatWest
Select Silver Account
£8£0£10019.89%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
Includes - 3 LOVEFiLM DVD rentals per month. 5 hmvdigital music downloads per month. European Travel Insurance. Mobile Phone Insurance including iPhone.
NatWest
Select Account
£0£0£10019.89%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees.
Barclays
Current Account Plus
£6.50£0£30018.3%£00%
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.
Halifax
Current Account < £1,000 per month
£0£0none0%
£1-2
per day
0%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Fee-free switching overdraft for a limited period.
NatWest
Advantage Gold
£12.95£0£10019.49%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).
Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee.
Barclays
Additions Active
£15£0£30018.3%£00%
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.
Includes a range of benefits for £15 per month
Halifax
Ultimate Reward Current Account => £1,000 per mth
£10£1,000£3000%
£1-2
per day
0%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Secure Trust Bank
 
Prepaid Bank Account
£12.50£12.50
n/a
n/a
n/a
0.5%
RBS
Select Account
£0£0£10019.89%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees.
RBS
Royalties Gold
£12.95£0£25019.24%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee.
CardOneBanking
Guaranteed Acceptance Bank Account
£12.50£0
n/a
n/a
n/a
0%
Basic Bank Account with No Credit Checks, Guaranteed Acceptance, No hidden charges or penalty fees.
Santander
Everyday Current Account
£0£0none0%
£1.00
per day
0%
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter. Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ
Evolution Banking
 
Prepaid Current Account
£12.50£12.50
n/a
n/a
n/a
0%
Bank of Ireland
Clear Account - Level 1
£0£1,500noneUnlimited£00%
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money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Current Account Comparison

Alternative Current Accounts

You may want to compare the above current accounts with the following.

Northern Bank Northern Choice Plus

  • Same day BACS deposit clearance time is available with the current account.
  • Debit card charges worldwide of 0% is offered with Northern Choice Plus.
  • Maximum ATM withdrawal of £500 is offered with the current account.
  • The current account gives an unauthorised O/D rate of 20.5%.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.37% EAR (variable).

Barclays Additions Active

  • This current account gives a £0 money back.
  • £0 reward payment is offered with Additions Active.
  • Get 12 months account transfer overdraft period.
  • A 0% debit card payment europe is available.
  • Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.

HSBC Graduate Bank Account

  • The HSBC Graduate Bank Account current account has a daily O/D charge of £0.
  • Customers will get maximum account term of 2 yrs.
  • HSBC offers interest free overdraft year 4 of £0.
  • Mthly overdraft charge of £0.
  • You get 19.9 percent unauthorised overdraft rate from this current account.
  • £0 interest rate free overdraft year 5 is offered with the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Bank of Ireland Current Account

  • £750 maximum ATM withdrawal is available to customers.
  • You get £1 minimum withdrawal from the current account.
  • Current Account gives a cheque clearance time of 5 days.
  • A purchase charge europe of 0% is offered by Bank of Ireland.
  • Bank of Ireland offers coinage out per100 of £1.20.

Barclays Business Current Account Standard Tariff

  • New customers can take advantage of coinage paid in per100 of £0.55.
  • 0% debit card fee europe.
  • Get an overdraft buffer limit of £30.
  • £1 minimum withdrawal is available.

HSBC Business Direct

  • Enjoy minimum annual turnover of £0.
  • £0 charge for internet banking is available with Business Direct.
  • The current account has a £1 minimum withdrawal.
  • 33.8% unauthorised O/D rate is available.
  • The current account offers a £0.00 O/D letter charge.

NatWest Community Account (turnover greater than £100,000)

  • Customers get £0 daily overdraft charge from this Community Account (turnover greater than £100,000).
  • This current account has a payment for telephone banking of £0.
  • Coinage paid in per100 of £0.66 is available with this current account.
  • NatWest offers payment for internet banking of £0.
  • Monthly overdraft charge of £0 is offered to customers.