| Monthly Charge | Minimum Monthly Credit | Overdraft | Headline Interest Rate | Banking | |||||||||||||||||||||||||||||||||||||||||||||
| Interest Free | Standard Rate | Standard Charge | Web | Branch | Tel | ||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Current Account Plus | £0 | £800 | £0 | 15.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable). A fee free overdraft of £200 is available. A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Reward Current Account => £1,000 per month | £0 | £1,000 | none | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Get £5 each month you pay in £1,000, whether you're in credit or overdrawn. | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander 123 Current Account | £2 | £500 | none | 0% | £1.00 per day | 3% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Bank Account | £0 | £0 | none | 19.3% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application. Fee free current account with the convenience of an overdraft. | |||||||||||||||||||||||||||||||||||||||||||||||||
The Co-operative Bank Privilege Account | £9.50 | £0 | £200 | 12.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.9% EAR (variable). A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit. | |||||||||||||||||||||||||||||||||||||||||||||||||
Nationwide FlexAccount | £0 | £0 | none | 18.9% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.9% EAR (variable). Free Multi-trip European insurance cover, Interest-free overdraft for 3 months, No monthly fee, Independently rated 5 star by Defaqto | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Select Silver Account | £8 | £0 | £100 | 19.89% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Includes - 3 LOVEFiLM DVD rentals per month. 5 hmvdigital music downloads per month. European Travel Insurance. Mobile Phone Insurance including iPhone. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Select Account | £0 | £0 | £100 | 19.89% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees. | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Current Account Plus | £6.50 | £0 | £300 | 18.3% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application. | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Current Account < £1,000 per month | £0 | £0 | none | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Fee-free switching overdraft for a limited period. | |||||||||||||||||||||||||||||||||||||||||||||||||
NatWest Advantage Gold | £12.95 | £0 | £100 | 19.49% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable). Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee. | |||||||||||||||||||||||||||||||||||||||||||||||||
Barclays Additions Active | £15 | £0 | £300 | 18.3% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application. Includes a range of benefits for £15 per month | |||||||||||||||||||||||||||||||||||||||||||||||||
Halifax Ultimate Reward Current Account => £1,000 per mth | £10 | £1,000 | £300 | 0% | £1-2 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |||||||||||||||||||||||||||||||||||||||||||||||||
Secure Trust Bank Prepaid Bank Account | £12.50 | £12.50 | n/a | n/a | n/a | 0.5% | |||||||||||||||||||||||||||||||||||||||||||
RBS Select Account | £0 | £0 | £100 | 19.89% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable). Includes a free app for your iPhone. Overdraft (subject to eligibility). Emergency cash (withdraw up to £300 if you lose your debit card). No monthly fees. | |||||||||||||||||||||||||||||||||||||||||||||||||
RBS Royalties Gold | £12.95 | £0 | £250 | 19.24% | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable). Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee. | |||||||||||||||||||||||||||||||||||||||||||||||||
CardOneBanking Guaranteed Acceptance Bank Account | £12.50 | £0 | n/a | n/a | n/a | 0% | |||||||||||||||||||||||||||||||||||||||||||
Basic Bank Account with No Credit Checks, Guaranteed Acceptance, No hidden charges or penalty fees. | |||||||||||||||||||||||||||||||||||||||||||||||||
Santander Everyday Current Account | £0 | £0 | none | 0% | £1.00 per day | 0% | |||||||||||||||||||||||||||||||||||||||||||
Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first 4 months. Then 50p per day capped at 20 days each monthly statement period applies thereafter.
Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ | |||||||||||||||||||||||||||||||||||||||||||||||||
Evolution Banking Prepaid Current Account | £12.50 | £12.50 | n/a | n/a | n/a | 0% | |||||||||||||||||||||||||||||||||||||||||||
Bank of Ireland Clear Account - Level 1 | £0 | £1,500 | none | Unlimited | £0 | 0% | |||||||||||||||||||||||||||||||||||||||||||
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The info on energy suppliers is really helpful. Thank you. Jennifer |