Compare Reward Current Accounts

Compare the best reward current accounts available in the UK using our best rewards account with bonuses comparison table and find the bank account that offers the banking facilities you need with the benefits that will make switching worth your while in minutes.
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Monthly ChargeMinimum Monthly CreditOverdraftHeadline Interest RateBanking 
Interest FreeStandard RateStandard ChargeWebBranchTel 
Santander
123 Current Account
£2£500none0%
£1.00
per day
3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
The Co-operative Bank
 
Privilege Account
£9.50£0£20012.9%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.9% EAR (variable).
A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit.
NatWest
Select Silver Account
£8£0£10019.89%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
Includes - 3 LOVEFiLM DVD rentals per month. 5 hmvdigital music downloads per month. European Travel Insurance. Mobile Phone Insurance including iPhone.
The Co-operative Bank
 
Privilege Premier
£13£0£3009.9%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
A £20 charge applies to customers arranging a formal overdraft above the £300 initial limit.
thinkbanking
Card Account
£14.50£0
n/a
n/a
n/a
0%
Innovative way to manage your money with a two account system. Free cash withdrawals. Part of the award winning fair banking foundation.
Barclays
Current Account Plus
£6.50£0£30018.3%£00%
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.
NatWest
Advantage Gold
£12.95£0£10019.49%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).
Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee.
Barclays
Additions Active
£15£0£30018.3%£00%
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.
Includes a range of benefits for £15 per month
Lloyds TSB
Business Account for Start-ups
£5
n/a
nonevariableUnlimited0%
18 months free day to day business banking subject to status (charges only apply after this period).
Halifax
Ultimate Reward Current Account => £1,000 per mth
£10£1,000£3000%
£1-2
per day
0%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Barclays
Business Current Account Free Automated Tariff
£5.50
n/a
nonevariableUnlimited0%
Starting business. Free business banking for up to two years, Ts&Cs apply.
NatWest
Business Current Account
£6
n/a
nonevariable
n/a
0%
Setting up a new company or have been trading as a small business for less than a year? The start-up package could save over £900. Apply online or call 0333 355 9425
NatWest
Business Current Account (Auto Free Tariff)
£3.75
n/a
nonevariable
n/a
0%
Setting up a new company or have been trading as a small business for less than a year? The start-up package could save over £900. Apply online or call 0333 355 9425
Lloyds TSB
Business Account for Switchers
£5
n/a
nonevariableUnlimited0%
6 months free day to day business banking subject to status (charges only apply after this period).
RBS
Royalties Gold
£12.95£0£25019.24%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
Includes insurance for world wide travel and Mobile phone (including iPhone) and Green Flag car breakdown cover. £12.95 monthly fee.
HSBC
Business Current Account (Small BusTariff)
£5
n/a
nonevariable
n/a
0%
18 months free business banking for Business Banking start-ups
HSBC
Business Current Acc (Small BusTariff - Switcher)
£5
n/a
nonevariable
n/a
0%
6 months free business banking for Business Banking switchers with a turnover below £500,000
Barclays
Premier Life Account
£17.50£0£1,00014.9%£00%
Representative Example: Up to £1,000, 0% per annum (variable) £1,001 to £5,000, 14.9% per annum (variable) Subject to status & application
Clydesdale Bank
Current Account Tracker
£25£0none11.02%£00.2%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).
First Direct
1st Account (with firstdirectory)
£12£0£25015.9%£00%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).
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Current Account Comparison

Alternative Current Accounts

You may want to compare the above current accounts with the following.

Clydesdale Bank Current Account Plus

  • Customers get reward payment of £0.
  • 18.85% average overdraft rate is available with Current Account Plus.
  • This current account has a £0.00 overdraft letter charge.
  • £25 overdraft buffer limit is available with Current Account Plus.
  • Get £0 money back from Clydesdale Bank.
  • Take advantage of a mthly charge of £0 from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).

Leeds Building Society Albion Cheque

  • £0 minimum extra deposit is offered.
  • A £1 minimum withdrawal is offered.
  • 2.25% promotional interest rate.
  • This current account has a same day BACS deposit clearance time.
  • Monthly charge of £0 is available with Albion Cheque.

NatWest Advantage Gold

  • Customers will get cheque clearance time of 4 days.
  • Customers get £0 minimum additional deposit from NatWest.
  • Global incl USA travel cover area is offered with the current account.
  • Benefit from overdraft letter charge of £0.00.
  • Unauthorised overdraft rate of 0 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).

Lloyds TSB Vantage Premier Account

  • Reward payment of £0.
  • Monitoring, alert & report ID theft alerting.
  • Get a minimum withdrawal of £1 from the Vantage Premier Account.
  • Customers get 79 years travel insurance maximum age from the current account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).

Northern Bank Northern Discovery (11-17 yrs)

  • The current account has a maximum ATM withdrawal of £350.
  • The current account gives an ATM withdrawal cost worldwide of £0.
  • Northern Bank gives rate paid on withdrawals same day.
  • The current account has a debit card charges worldwide of 0 percent.
  • New customers get 0% debit card cost europe from Northern Bank.
  • A same day cash deposit clearance time is available.

Lloyds TSB Private Banking Mayfair High Interest Cheque Account

  • The current account has a same day cheque deposit clearance time.
  • Account transfer overdraft limit ul is offered to customers.
  • Customers get £0 rewards payment.
  • Customers take advantage of ATM withdrawal charges UK of 0 percent.
  • This Mayfair High Interest Cheque Account has a purchase charge of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).

Northern Bank Northern Personal Access

  • Benefit from £0 direct debit expense.
  • Direct debit set up cost of £0 is available with the current account.
  • Minimum additional deposit of £0 is offered.
  • The Northern Bank current account has £0 standing order set up charges.

Cumberland Business Current Account Option B

  • You benefit from £0.00 ATM withdrawal charges europe.
  • 24.63 percent unauthorised overdraft rate is available with Business Current Account Option B.
  • Get daily O/D charge of £0.
  • A maximum ATM withdrawal of £300 is offered by Cumberland.