What can you get with internet banking?
Each bank's internet banking service offers different features you can use to check your account or set up transactions. These can include:
Checking your statements, transactions and current balance
Setting up direct debits or standing orders
Sending one off payments to people you know or to pay a bill
Sending and receiving secure messages to and from your bank or building society
You can use it through your bank's website on your computer, phone or tablet. Most banks also offer a mobile app you can download and use on your device.
What features do you need?
Most current accounts now offer free online banking, so you could compare accounts that offers other features you need like:
Extra benefits like insurance or breakdown cover packaged with the account
Interest paid when you have money in your account
Rewards on your spending like cashback
Here is how to work out what you need from your bank account. Once you have found accounts that offer these features, check what their internet banking service includes.
How to choose the best account
You can use this comparison to find every current account that includes internet banking and check:
If there is an annual or monthly account fee and how much it costs
Requirements for having the account, e.g. pay in £500 or more each month
Details of the overdraft's limit, fees and interest rate
The interest rate you can earn
Online bank accounts FAQs
Can I open a bank account online?
Yes, you can apply for most current accounts instantly using the bank's website. Here is how to choose and apply for an internet bank account.
Can I get online banking on an existing account?
Yes, most current accounts offer an online banking service, so ask your bank what features you can get. If not, you could switch to a new account.
Can I use online banking when I am abroad?
Yes, in most countries, but make sure you are using a secure internet connection, preferably with your own phone, laptop or tablet.
Can you use internet banking on a joint account?
Yes, most joint accounts offer online banking. Some let either of you use it to make withdrawals, but others require both of you to authorise transfers.
Can I use internet banking through my phone or tablet?
Yes, most banks have a mobile app you can use, although it may not offer all of the same features.
About our current accounts comparison
Who do we include in this comparison?
How do we make money from our comparison?
We have commercial agreements with some of the companies in this comparison and get paid commission if we help you take out one of their products or services. Find out more here.
You do not pay any extra and the deal you get is not affected.