Compare Current Accounts with Interest

Compare all the current accounts with interest available in the UK and see which bank or building society has the best current account interest rates so you can choose the right interest paying current account. We make it easy to find a high interest bank account so your money can work harder for you.
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Monthly ChargeMinimum Monthly CreditOverdraftHeadline Interest RateBanking 
Interest FreeStandard RateStandard ChargeWebBranchTel 
Santander
123 Current Account
£2£500none0%
£1.00
per day
3%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Secure Trust Bank
 
Prepaid Bank Account
£12.50£12.50
n/a
n/a
n/a
0.5%
Cater Allen
Investment Account
£0£0none
n/a
n/a
0.4%
Citi
Citigold Current Account
£0£5,000£5009.9%£00.1%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Clydesdale Bank
Current Account Tracker
£25£0none11.02%£00.2%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).
Coventry Building Society
 
Coventry First
£0£1,000£2500%
£5
per month
1.1%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
First Trust
Packaged Account
£8£0£100Unlimited£00.1%
First Trust
Plus Current Account
£0£1,200£100Unlimited£00.1%
Halifax
Cardcash (Youth)
£0£0none
n/a
n/a
1.51%
Leeds Building Society
 
Albion Cheque
£0£0none
n/a
n/a
2.25%
Leeds Building Society
 
Premier Current Account
£0£0none12%
£5
per month
1.25%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12% EAR (variable).
Northern Bank
Northern Choice
£0£0none10.46%£00.1%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.46% EAR (variable).
Northern Bank
Northern Choice Plus
£11£0none9.37%£00.15%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.37% EAR (variable).
Northern Bank
Northern Freedom (Young Persons Account)
£0£0£3,0000%£00.1%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Northern Bank
Northern Prestige
£18£0noneUnlimited£00.25%
Smile
Current Account
£0£0none15.9%£00.12%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).
Smile
Smilemore (Gadget)
£13£0£26011.9%£00.12%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
Ulster Bank
Current Account Plus
£0£0none14.8%£00.01%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).
Ulster Bank
U First Account
£9£0£50013.6%£00.01%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable).
Ulster Bank
U First Gold Account
£13£0£1,00010.5%£00.1%
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).
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money.co.uk, Dot Zinc Limited, Fleet House, 8-12 New Bridge Street, London. EC4V 6AL. We are a Credit Intermediary for all consumer credit products listed on money.co.uk, with the exception of products from the following providers: Tesco Bank, Royal Bank of Scotland Group and Nationwide Building Society.
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Current Account Comparison

Alternative Current Accounts

You may want to compare the above current accounts with the following.

Clydesdale Bank Current Account Plus

  • New customers get £0 minimum extra deposit from the current account.
  • 0% purchase charge europe.
  • Current Account Plus offers an O/D letter charge of £0.00.
  • £0 purchase charge.
  • Monthly charge of £0 is offered with the current account.
  • Benefit from average overdraft rate of 18.85%.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).

Lloyds TSB Vantage Gold Account

  • You get authorised O/D charges of £5 per mth.
  • This Lloyds TSB current account has 4 days cheque clearance time.
  • Minimum extra deposit of £1 is offered with the current account.
  • The current account gives a std overdraft rate of 17.32%.
  • A cashback of £0 is offered by Lloyds TSB.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).

Ulster Bank Private Current Account

  • 0 percent ATM withdrawal expense UK.
  • Customers will get minimum withdrawal of £1.
  • 3 working days cheque deposit clearance time is available.
  • New customers get £0 rewards payment.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).

HSBC Student Bank Account

  • Get £0 purchase charge from HSBC.
  • Get 2 working days cheque deposit clearance time.
  • Introductory rate period of 12 months.
  • £0 reward payment is available with Student Bank Account.
  • Enjoy a direct debit expense of £0.
  • The current account offers a £0 direct debit set up fee.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Northern Bank Northern Enterprise Plus

  • Get an unauthorised O/D rate of 22.13% from the current account.
  • Take advantage of a minimum annual turnover of £0.
  • An overdraft letter charge of £0.00 is offered by Northern Bank.
  • £0 expense for internet banking is offered to you.

Halifax Reward Current Account < £1,000 per month

  • Get £1-2 per day authorised overdraft charges.
  • 90 days account transfer overdraft period is available.
  • ATM withdrawal fee UK of 0% is available.
  • Get 4 days cheque clearance time from Halifax.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Barclays Community Account

  • £0 account fee is offered with Community Account.
  • Enjoy 0% debit card charge europe.
  • Customers benefit from £0 charges for telephone banking from the current account.
  • £0.00 O/D letter charge.
  • £0 BACS payment fee is available to you.
  • Cheque deposit charge of £0.00 is offered with the current account.

Cater Allen Private Bank Account

  • £0 account transfer overdraft limit is offered with this current account.
  • £0 cash back.
  • New customers get £1 minimum withdrawal from the Private Bank Account.
  • Cater Allen gives ATM withdrawal cost worldwide of £0.
  • A 0 percent debit card cost europe is available.