Full product details for the Yorkshire Bank Signature Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 41 ratings
41 customers rated their Yorkshire Bank current account as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 12.5% EAR (variable).
Account Type
packaged
Monthly Charge
£12.50
The monthly service charge is £12.50.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
none
An interest free overdraft facility is not available.
Standard Overdraft Rate
12.5%
The authorised overdraft rate is 12.50% EAR.
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account, however is interest is paid from a balance of £1.
Internet Banking
yes
24 hour access is available to the customer via the Internet Banking service. With this service the customer would be able to: - view their accounts; - check balances; - pay bills; - transfer funds.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Yorkshire Bank offer the 24 Hour Telephone Banking service. With one call from any touch-tone phone, the customer would be able to carry out transactions quickly and efficiently, anytime of night or day. The customer will be able to: - check the balance of their accounts; - review withdrawals and deposits; - transfer funds between accounts; - order statements; - pay selected bills; - order cheque books.
Account Promotions
yes
A linked savings product is available at a preferential rate. Worldwide family multi-trip travel insurance (including winter sports) is available. Mobile phone insurance is available. Gadget insurance. Green flag breakdown cover, UK wide including homecall. My Gateway rewards website available offering savings, discounts and offers on travel, leisure, health, family activities and shopping. Identity Theft Alert - to help prevent fraud and ID theft and support if this occurs.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
18 years
Minimum age required for this account is 18years.
Maximum Age
75 years
The maximum age for this account is 75years.
Minimum Income
£0
There is no minimum income required.
Minimum Investment
£0
There is no minimum investment required to open this account, however is interest is paid from a balance of £1.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
I like this site very much...so useful and interesting.
Mikki
Great site with lots of informative information on saving money!
Anderson
Excellent information. Informative and concise - keep up the good work!
Adrian
Great Site, good advice and offers.
Great site for finding money saving tips, well done.
Shirley O.
Fantastic site, very informative.
Amanda
An absolutely fabulous website, especially now I am retired! Well done all of you clever people!
J Winters
Clear, succinct easy to use layout with some wonderful tips and bargains which otherwise would not normally be accessible to us peasants.
David W.
Useful and easy to follow.
Claudia
Great for keeping up to date with money saving tips and offers. I love it.
Compare Yorkshire Bank Signature Current Account With These Current Accounts
Customers take advantage of £0.00 overdraft letter charge from this current account.
Get £1 minimum withdrawal.
Get a maximum ATM withdrawal of £300 from the Current Account Plus.
This Barclays current account has a 0% debit card charges europe.
Representative Example: Up to £300, 0% interest per annum (variable). £301-£5,000, 18.3% interest per annum (variable). Subject to status and application.