Yorkshire Bank Current Account Tracker
Compare the Yorkshire Bank Current Account Tracker with the UK's best current accounts, including application criteria, incentives, facilities, overdraft, rates and fee & charges.
 |  Compare Yorkshire Bank Current Account Tracker details directly with other current accounts or compare current accounts using our current account comparison tables. | ||
| Company: | Yorkshire Bank www.ybonline.co.uk | ||
| Product: | Current Account Tracker | ||
| Apply via this site: | Not available | ||
| Application Criteria | |||
 Minimum income: | Clients should have an individual gross salary of £75000 or more (joint £100,000) or investable assets of £100,000. The account holder's salary must be paid into the account. | ||
| Minimum Monthly Credit: | There is no minimum monthly credit required. | ||
| Minimum Investment: | There is no minimum investment required to open this account. | ||
| Maximum Investment: | Unlimited | ||
| Minimum Age: | Anyone over 18 years of age can apply to open this account. | ||
| Maximum Age: | Unlimited | ||
| Existing Customer Only: | This account is not available to existing customers only. | ||
| Area Restrictions: | There are no area restrictions. | ||
| Transfer Assistance: | Yorkshire Bank will make it easy for the customer to transfer their existing bank to a Yorkshire Bank current account. From the moment the customer switches, a Transfer Advisor will be allocated to them. They aim to ensure that the transfer of the customer's account goes smoothly, without fuss, and that they are kept fully informed of which is happening at each stage of the process. | ||
| Incentives | |||
| Account Promotions: | A linked savings account with preferential rates. Access to discounted worldwide multi-trip travel insurance. Relationship Manager A relationship manager is available to assist with customers financial needs. There is also a Telephone Banking Team that customers can call 7 days a week and an automated 24 hour Telephone Banking Service. Access to wealth management, financial planning and tax advice services. Access to Preventicum who combine the very latest medical technology with top quality doctors and '6-star' service to provide the most in-depth full-body check-ups. Access to Yorkshire Private Concierge service delivered through TenUK. | ||
| Incentive Cashback £: | This incentive is not available with this account. | ||
| Incentive Moneyback: | This incentive is not available with this account. | ||
| Incentive Pref Rate/Deals: | A linked savings account is available with a preferential rate. | ||
| Incentive Disc/Vouchers: | This incentive is not available with this account. | ||
| Incentive Breakdown: | This incentive is not available with this account. | ||
| Incentive Protection: | This incentive is not available with this account. | ||
| Incentive Other Insurance: | No other insurance incentives available with this account. | ||
| Incentive Savings Sweep: | This incentive is not available with this account. | ||
| Incentive Currency: | This incentive is not available with this account. | ||
| Incentive Other: | Access to wealth management and financial planning services. | ||
| Facilities | |||
| Internet Banking: | 24 hour access is available to the customer via the Internet Banking service. With this service the customer would be able to: - view their accounts; - check balances; - pay bills; - transfer funds. | ||
| Branch Banking: | This account can be operated through a branch. | ||
| Telephone Banking: | There is a Telephone Banking Team that customers can call 7 days a week and an automated 24 hour Telephone Banking Service. | ||
| Post Office Banking: | Transactions can be made at the Post Office. | ||
| Standing Orders: | Standing order facilities are available. | ||
| Direct Debits: | Direct Debit facilities are available. | ||
| BACS Transfers: | Electronic/Telegraphic transfer service is available. | ||
| CHAPS Transfers: | Electronic/Telegraphic transfer service is available. | ||
| Bill Payment Service: | Bill payment service is available. | ||
| Statement Frequency: | Statements are issued monthly, but can be issued as often as needed. Can be issued monthly, quarterly, or on demand. | ||
| Min Additional Deposit: | Unlimited | ||
| Minimum Withdrawal: | Unlimited | ||
| Withdrawal Restrictions: | Withdrawal Conditions - None. | ||
| ATM Card: | An ATM card is available. | ||
| ATM Mini Statements: | Mini statements are available through the ATM. | ||
| Max ATM Withdrawal: | The maximum ATM withdrawal is £500.00. | ||
| Cheque Book: | A cheque book is available. | ||
| Cheque Guarantee Card: | A cheque guarantee card of up to £250 can be issued. | ||
| Cheque Clearance Time: | Funds can be drawn against cheques four days after deposited. | ||
| Debit Card: | A Maestro debit card is available. | ||
| Debit Card Type: | A Multi-Function Maestro Debit Card is available. | ||
| Passbook: | A passbook is not provided with this account. | ||
| Text Messaging Events: | No text messaging services available with this account. | ||
| Text Mini Statements: | No text messaging services available with this account. | ||
| Travel Ins Winter Sport: | This incentive is not available with this account. | ||
| Overdraft | |||
| Overdraft Facility: | Overdraft facilities are available subject to status. | ||
| Interest Free O/D Limit: | An interest free overdraft is not available. | ||
| Automatic O/D Facility: | There is no automatic overdraft facility available. | ||
| Overdraft Buffer Limit: | An overdraft buffer limit of £100 is available on this account. | ||
| Overdraft Arrangement Fee: | There is no overdraft arrangement fee. | ||
| Auth O/D Rate-APR/EAR: | The authorised overdraft rate is 4.07% EAR The monthly authorised overdraft rate is 4.07% on overdraft of up to £15,000. | ||
| Mthly Auth O/D Charge: | There is no monthly authorised overdraft charge. | ||
| Unauth O/D Rate-APR/EAR: | The unauthorised overdraft rate is 12.68% EAR. | ||
| Mthly Unauth O/D Charge: | There is a monthly unplanned borrowing fee of £25. | ||
| Overdraft Letter Charge: | There is no charge for an unauthorised overdraft letter. | ||
| Rates | |||
| Headline Interest Rate: | The headline interest rate is 1.00% AER. | ||
| Rate Guarantee: | There are no interest rate guarantees. | ||
| Introductory Bonus: | No introductory bonus payable. | ||
| Amount of Bonus: | The bonus amount is - 0% | ||
| Open-ended Bonus: | No open-ended bonus payable. | ||
| Non Standard Tiers: | Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1 1.00% 1.00% 1.00% | ||
| Gross AER - £1/£50: | 1.00% | ||
| Gross AER - £500: | 1.00% | ||
| Gross AER - £1,000: | 1.00% | ||
| Gross AER - £2,500: | 1.00% | ||
| Gross AER - £5,000: | 1.00% | ||
| Gross AER - £10,000: | 1.00% | ||
| Gross AER - £25,000: | 1.00% | ||
| Gross AER - £50,000: | 1.00% | ||
| Gross AER - £100,000: | 1.00% | ||
| Interest Payment Freq: | Interest is calculated daily and paid monthly. | ||
| Interest on Withdrawal: | Interest will cease to be calculated on funds from the same day as they are withdrawn. | ||
| Int Added to Account: | Interest can be added to the account. | ||
| Interest Paid by Cheque: | Interest cannot be paid by cheque or warrant. | ||
| Int Paid to Bank A/c: | Interest cannot be paid to a bank account. | ||
| Int Paid to Other A/c: | Interest cannot be paid to another account. | ||
| Int After Cash Deposit: | Interest will be calculated on cash deposits from the same day as they are deposited. If cash deposited after 4pm, will not be processed untill the next working day. Cash can be withdrawn as soon as it is processed. | ||
| Int After Cheq Deposit: | Interest will be calculated on cheque deposits 2 business working days after the cheque has been deposited, unless the cheque is a "house" cheque (a cheque that is paid in at the same branch as it originated from) then it will be treated as a cash deposit and interest will be calculated on the cheque from the same day it was deposited. | ||
| Int After BACS Deposit: | Interest is calculated on BACS transfers the day the deposit is made. | ||
| Interest Variant: | No | ||
| Max Balance High Interest: | Unlimited | ||
| Fee & Charges | |||
| Free Banking: | Free banking is not available. There is a monthly servicing charge. | ||
| Monthly Charge: | There is a monthly servicing charge of £25.00. | ||
| Standing Order Charge: | There is no charge for standing order mandates. | ||
| S/O Setting Up Charge: | There is no charge for setting up a standing order mandate. | ||
| S/O Amendment Charge: | There is no charge for amending a standing order mandate. | ||
| S/O Cancellation Charge: | There is no charge for cancelling a standing order mandate. | ||
| Unpaid S/O Charge: | The charge for an unpaid standing order is £35.00. | ||
| Direct Debit Charge: | There is no charge for direct debits mandates. | ||
| Debit card charge Europe: | Purchase transactions abroad - 2.00% of transaction value. Minimum £1.50, maximum £9.00. | ||
| D/D Setting Up Charge: | There is no charge for setting up a direct debit mandate. | ||
| D/D Amendment Charge: | There is no charge for amending a direct debit mandate. | ||
| D/D Cancellation Charge: | There is no charge for cancelling a direct debit mandate. | ||
| Unpaid D/D Charge: | The charge for an unpaid direct debit mandate is £35.00. | ||
| CHAPS Charge: | A charge of £24 is made for Telegraphic/CHAPS transfers. | ||
| Stopped Cheque Charge: | No charge is made for a stopped cheque. | ||
| Unpaid Cheque Charge: | The charge for an unpaid cheque is £35.00. | ||
| Transaction Charge: | No charge is made for standard banking transactions on this account. | ||
| Unauth Transaction Fee: | Daily Unplanned Borrowing Fee A £25 is fee charged each day a payment is made which incurs Unplanned Borrowing. The fee is only charged where the amount borrowed at the end of the day exceeds the Buffer. Cheque Guarantee Overdraft Fee Any cheque which would have been returned by the Yorkshire Bank if not guaranteed by cheque guarantee card will be charged at £35.00 per item. | ||
| ATM Withdrawal Charge: | Customers can withdraw from any Yorkshire Bank or Clydesdale Bank or LINK ATM machine. | ||
| ATM charge Europe: | ATM transactions abroad - 3.50% of transaction value. Minimum £1.50. | ||
| A/c Transfers Int. Free: | There is no interest free overdraft offered with transferred accounts. | ||
| Bankers Draft Charge: | There is no charge for a banker's draft. | ||
| Bankers Reference Charge: | The charge for a bankers reference is £11.75 (£10 + VAT). | ||
| Copy Cheque Charge: | There is no charge for a copy of a cheque. | ||
| Duplicate Stat Charge: | There is no charge for a copy of a statement previously issued. | ||
| Special Clearance Charge: | There is no charge for a special clearance of a cheque. | ||
| Forex fee % Europe: | There is no foreign exchange handling fee. | ||
| Other Charges: | Daily statements - £250.00 per annum Weekly statements - £40.00 per annum Fortnightly statements - £15.00 Returning cheques/credits with statements - £7.00 per statement Cheques received by the customer but which are returned unpaid - £6. | ||
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| Products: | www.ybonline.co.uk Current Accounts | ||
