Yorkshire Bank Current Account Tracker
Compare the Yorkshire Bank Current Account Tracker with the UK's best current accounts, including application criteria, incentives, facilities, overdraft, rates and fee & charges.
![]() | Compare Yorkshire Bank Current Account Tracker details directly with other current accounts or compare current accounts using our current account comparison tables. | ||
| Company: | Yorkshire Bank www.ybonline.co.uk ![]() | ||
| Product: | Current Account Tracker | ||
| Apply via this site: | Not available | ||
| Application Criteria | |||
| Clients should have an individual gross salary of £75000 or more (joint £100,000) or investable assets of £100,000. The account holder's salary must be paid into the account. | |||
| There is no minimum monthly credit required. | |||
| There is no minimum investment required to open this account. | |||
| Unlimited | |||
| Anyone over 18 years of age can apply to open this account. | |||
| Unlimited | |||
| This account is not available to existing customers only. | |||
| There are no area restrictions. | |||
Yorkshire Bank will make it easy for the customer to transfer their existing bank to a Yorkshire Bank current account. From the moment the customer switches, a Transfer Advisor will be allocated to them. They aim to ensure that the transfer of the customer's account goes smoothly, without fuss, and that they are kept fully informed of which is happening at each stage of the process. | |||
| Incentives | |||
A linked savings account with preferential rates. Access to discounted worldwide multi-trip travel insurance. Relationship Manager A relationship manager is available to assist with customers financial needs. There is also a Telephone Banking Team that customers can call 7 days a week and an automated 24 hour Telephone Banking Service. Access to wealth management, financial planning and tax advice services. Access to Preventicum who combine the very latest medical technology with top quality doctors and '6-star' service to provide the most in-depth full-body check-ups. Access to Yorkshire Private Concierge service delivered through TenUK. | |||
| This incentive is not available with this account. | |||
| This incentive is not available with this account. | |||
| A linked savings account is available with a preferential rate. | |||
| This incentive is not available with this account. | |||
| This incentive is not available with this account. | |||
| This incentive is not available with this account. | |||
| No other insurance incentives available with this account. | |||
| This incentive is not available with this account. | |||
| This incentive is not available with this account. | |||
| Access to wealth management and financial planning services. | |||
| Facilities | |||
24 hour access is available to the customer via the Internet Banking service. With this service the customer would be able to: - view their accounts; - check balances; - pay bills; - transfer funds. | |||
| This account can be operated through a branch. | |||
| There is a Telephone Banking Team that customers can call 7 days a week and an automated 24 hour Telephone Banking Service. | |||
| Transactions can be made at the Post Office. | |||
| Standing order facilities are available. | |||
| Direct Debit facilities are available. | |||
| Electronic/Telegraphic transfer service is available. | |||
| Electronic/Telegraphic transfer service is available. | |||
| Bill payment service is available. | |||
| Statements are issued monthly, but can be issued as often as needed. Can be issued monthly, quarterly, or on demand. | |||
| Unlimited | |||
| Unlimited | |||
| Withdrawal Conditions - None. | |||
| An ATM card is available. | |||
| Mini statements are available through the ATM. | |||
| The maximum ATM withdrawal is £500.00. | |||
| A cheque book is available. | |||
| A cheque guarantee card of up to £250 can be issued. | |||
| Funds can be drawn against cheques four days after deposited. | |||
| A Maestro debit card is available. | |||
| A Multi-Function Maestro Debit Card is available. | |||
| A passbook is not provided with this account. | |||
| No text messaging services available with this account. | |||
| No text messaging services available with this account. | |||
| This incentive is not available with this account. | |||
| Overdraft | |||
| Overdraft facilities are available subject to status. | |||
| An interest free overdraft is not available. | |||
| There is no automatic overdraft facility available. | |||
| An overdraft buffer limit of £100 is available on this account. | |||
| There is no overdraft arrangement fee. | |||
| The authorised overdraft rate is 4.07% EAR The monthly authorised overdraft rate is 4.07% on overdraft of up to £15,000. | |||
| There is no monthly authorised overdraft charge. | |||
| The unauthorised overdraft rate is 12.68% EAR. | |||
| There is a monthly unplanned borrowing fee of £25. | |||
| There is no charge for an unauthorised overdraft letter. | |||
| Rates | |||
| The headline interest rate is 1.00% AER. | |||
| There are no interest rate guarantees. | |||
| No introductory bonus payable. | |||
| The bonus amount is - 0% | |||
| No open-ended bonus payable. | |||
Gross Rate Gross Rate AER Excluding Bonus Including Bonus £1 1.00% 1.00% 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| 1.00% | |||
| Interest is calculated daily and paid monthly. | |||
| Interest will cease to be calculated on funds from the same day as they are withdrawn. | |||
| Interest can be added to the account. | |||
| Interest cannot be paid by cheque or warrant. | |||
| Interest cannot be paid to a bank account. | |||
| Interest cannot be paid to another account. | |||
| Interest will be calculated on cash deposits from the same day as they are deposited. If cash deposited after 4pm, will not be processed untill the next working day. Cash can be withdrawn as soon as it is processed. | |||
| Interest will be calculated on cheque deposits 2 business working days after the cheque has been deposited, unless the cheque is a "house" cheque (a cheque that is paid in at the same branch as it originated from) then it will be treated as a cash deposit and interest will be calculated on the cheque from the same day it was deposited. | |||
| Interest is calculated on BACS transfers the day the deposit is made. | |||
| No | |||
| Unlimited | |||
| Fee & Charges | |||
| Free banking is not available. There is a monthly servicing charge. | |||
| There is a monthly servicing charge of £25.00. | |||
| There is no charge for standing order mandates. | |||
| There is no charge for setting up a standing order mandate. | |||
| There is no charge for amending a standing order mandate. | |||
| There is no charge for cancelling a standing order mandate. | |||
| The charge for an unpaid standing order is £35.00. | |||
| There is no charge for direct debits mandates. | |||
| Purchase transactions abroad - 2.00% of transaction value. Minimum £1.50, maximum £9.00. | |||
| There is no charge for setting up a direct debit mandate. | |||
| There is no charge for amending a direct debit mandate. | |||
| There is no charge for cancelling a direct debit mandate. | |||
| The charge for an unpaid direct debit mandate is £35.00. | |||
| A charge of £24 is made for Telegraphic/CHAPS transfers. | |||
| No charge is made for a stopped cheque. | |||
| The charge for an unpaid cheque is £35.00. | |||
| No charge is made for standard banking transactions on this account. | |||
Daily Unplanned Borrowing Fee A £25 is fee charged each day a payment is made which incurs Unplanned Borrowing. The fee is only charged where the amount borrowed at the end of the day exceeds the Buffer. Cheque Guarantee Overdraft Fee Any cheque which would have been returned by the Yorkshire Bank if not guaranteed by cheque guarantee card will be charged at £35.00 per item. | |||
| Customers can withdraw from any Yorkshire Bank or Clydesdale Bank or LINK ATM machine. | |||
| ATM transactions abroad - 3.50% of transaction value. Minimum £1.50. | |||
| There is no interest free overdraft offered with transferred accounts. | |||
| There is no charge for a banker's draft. | |||
| The charge for a bankers reference is £11.75 (£10 + VAT). | |||
| There is no charge for a copy of a cheque. | |||
| There is no charge for a copy of a statement previously issued. | |||
| There is no charge for a special clearance of a cheque. | |||
| There is no foreign exchange handling fee. | |||
Daily statements - £250.00 per annum Weekly statements - £40.00 per annum Fortnightly statements - £15.00 Returning cheques/credits with statements - £7.00 per statement Cheques received by the customer but which are returned unpaid - £6. | |||
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| Products: | www.ybonline.co.uk Current Accounts | ||


