Full product details for the Yorkshire Bank Current Account Plus, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 41 ratings
41 customers rated their Yorkshire Bank current account as 4.1 out of 5 in our 2010/2011 Consumer Finance Awards.
If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).
Account Type
overdraft
Monthly Charge
£0
There is no monthly servicing charge.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Interest Free Overdraft Limit
none
An interest free overdraft facility is not available.
Standard Overdraft Rate
18.85%
The authorised overdraft rate is 18.85% EAR.
Headline Interest Rate
0%
The headline interest rate is 0% AER.
Reward Payment
£0
No reward payment payable.
Minimum Investment
£0
There is no minimum investment required to open this account, however is interest is paid from a balance of £1.
Internet Banking
yes
24 hour access is available to the customer via the Internet Banking service. With this service the customer would be able to: - view their accounts; - check balances; - pay bills; - transfer funds.
Branch Banking
yes
This account can be operated through a branch.
Telephone Banking
yes
Yorkshire Bank offer the 24 Hour Telephone Banking service. With one call from any touch-tone phone, the customer would be able to carry out transactions quickly and efficiently, anytime of night or day. The customer will be able to: - check the balance of their accounts; - review withdrawals and deposits; - transfer funds between accounts; - order statements; - pay selected bills; - order cheque books.
Account Promotions
yes
A linked Savings Account Plus product is available at a preferential rate.
Application Criteria
Permanent UK Resident
yes
This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit
£0
There is no minimum monthly credit required.
Minimum Contract Term
0 months
Not applicable.
Minimum Age
16 years
The minimum age is 16 years.
Maximum Age
Unlimited
There is no maximum age limit.
Minimum Income
£0
Regular income is required, but no minimum income is required. ie: Must pay salary into account, but its amount is immaterial.
Minimum Investment
£0
There is no minimum investment required to open this account, however is interest is paid from a balance of £1.
Maximum Investment
Unlimited
The maximum investment is unlimited.
Student Bank Account
no
This is not a student bank account.
Graduate Bank Account
no
This is not a graduate bank account.
Area Restrictions
none
There are no area restrictions.
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Excellent and easy to understand
Pamela
Very informative.
Brian
Good info for the beginner
Sunaina M
Easy to understand, with clear sensible advice.
Fantastic layout of website enables ease of use, I especially like the free services that are offered including 'Money Saving Tips'.
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Expelled a few myths I had about food storage and shelf life. Great thanks.
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Good range of offers, i have used quite a few myself. I think this is an excellent site.
Vicky S.
Easy to use site with excellent information on money saving ideas.
Duncan
Very easy to understand and no jargon.
A Lesser
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