Ulster Bank Step Account

Full product details for the Ulster Bank Step Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 9 ratings
9 customers rated their Ulster Bank current account as 3.4 out of 5 in our 2010/2011 Consumer Finance Awards.
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Ulster Bank Step Account Features & Benefits

Account Typebasic 
Monthly Charge£0There is no monthly service charge.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft LimitnoneOverdraft facilities are not available.
Headline Interest Rate0%0
Minimum Investment£0There is no minimum investment required.
Internet BankingnoInternet banking is not available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingnoTelephone banking is not available.
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Compare Ulster Bank Step Account With These Current Accounts

First Direct 1st Account

  • The First Direct current account has a £500 max ATM withdrawal.
  • A £0 monthly charge is offered.
  • 1st Account offers an expense for copy of cheque of £0.
  • The current account gives a debit card cost europe of 0 percent.
  • You get 15.9% standard overdraft rate from this 1st Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

First Trust Plus Current Account

  • New customers get £0 reward payment from the Plus Current Account.
  • 4 days cheque clearance time is offered.
  • Mthly charge of £0 is available with the current account.
  • Customers get minimum withdrawal of £1.

The Co-operative Bank Current Account Plus

  • New customers get £1 minimum withdrawal from The Co-operative Bank.
  • New customers have the benefit of £0.00 O/D letter charge from this current account.
  • Get £0 overdraft buffer limit.
  • Get £0 moneyback from The Co-operative Bank.
  • The current account offers a transaction charge of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Smile Smilemore (Safeguard)

  • Customers get £0 minimum additional deposit from Smile.
  • Cheque clearance time of 4 days is available to customers.
  • Smilemore (Safeguard) gives a headline interest rate of 0.12 percent.
  • 0 percent std overdraft rate is offered with Smilemore (Safeguard).
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

Ulster Bank U First Private Account

  • Transaction charge of £0 is available with this current account.
  • Overdraft buffer limit of £0 is offered with U First Private Account.
  • Customers get £300 max ATM withdrawal.
  • Get same day BACS deposit clearance time from Ulster Bank.
  • You get 1 percent promotional interest rate from this U First Private Account.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).

Lloyds TSB Classic Account with Control

  • Lloyds TSB gives minimum extra deposit of £1.
  • Classic Account with Control gives a cheque clearance time of 4 days.
  • Average overdraft rate of 19.28% is available with Classic Account with Control.
  • Rewards payment of £0 is offered to new customers.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).

Lloyds TSB Graduate Bank Account

  • O/D letter charge of £0.00 is available to you.
  • Cheque clearance time of 3 days is available to new customers.
  • £5 monthly unauthorised overdraft charge is available with this current account.
  • £0 direct debit set up fee is available.
  • The current account offers a standing order fee of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).

The Co-operative Bank Cashminder

  • Get £0 minimum extra deposit.
  • Get £1 minimum withdrawal.
  • New customers can take advantage of ATM withdrawal payment UK of 0 percent.
  • Customers get direct debit set up expense of £0.
  • Purchase charge of £0.
  • Get direct debit expense of £0.