Ulster Bank Graduate Account Full product details for the Ulster Bank Graduate Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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9 customers rated their Ulster Bank current account as 3.4 out of 5 in our 2010/2011 Consumer Finance Awards.
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Ulster Bank Graduate Account Features & Benefits
Representative Example If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Account Type graduate
Monthly Charge £0 There is no monthly charge.
Minimum Monthly Credit £0 No minimum monthly credit required.
Interest Free Overdraft Limit varies The interest free overdraft available with this account is:Year 1 -£1500
Standard Overdraft Rate 0% The authorised overdraft EAR is 0%.
Daily Overdraft Charge £0 There is no daily authorised overdraft charge.
Headline Interest Rate 0.01% The headline interest rate is 0.01% AER.
Reward Payment £0 No reward payment payable.
Minimum Investment £1 The minimum investment required to open this account is £1.
Internet Banking yes Internet banking available.
Branch Banking yes This account can be operated through a branch.
Telephone Banking yes Telephone banking is available.
Account Promotions yes Discount loans available. Commission free foreign currency and travellers cheques.
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit £0 No minimum monthly credit required.
Minimum Age 18 years The minimum age is 18 years.
Maximum Age Unlimited There is no maximum age for this account.
Minimum Income £0 There is no minimum income required.
Minimum Investment £1 The minimum investment required to open this account is £1.
Maximum Investment Unlimited The maximum investment is unlimited.
Student Bank Account no This is not a student bank account.
Graduate Bank Account yes This is a graduate bank account.
Area Restrictions none There are no area restrictions.
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Compare Ulster Bank Graduate Account With These Current Accounts Customers get 1.25% promotional interest rate from Leeds Building Society. Leeds Building Society gives monthly charge of £0. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12% EAR (variable). New customers get £1 minimum withdrawal. New customers take advantage of cheque clearance time of 3 days. 3 working days cheque deposit clearance time is offered with this current account. Same day interest rate paid on withdrawals is offered with the current account. Have the benefit of ATM withdrawal fee UK of 0%. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable).
A purchase charge of £0 is available from Lloyds TSB. Get same day cash deposit clearance time. New customers get interest free overdraft limit of £250. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable). An unlimited maximum high interest balance is available. Get £500 maximum ATM withdrawal. You can have the benefit of cheque clearance time of 4 days. £1 minimum extra deposit is offered with Mayfair High Interest Cheque Account. The Mayfair High Interest Cheque Account has an O/D letter charge of £0.00. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 9.9% EAR (variable).
Get a minimum withdrawal of £1 from this Student Account. This current account has a mthly overdraft charge of £0. This Clydesdale Bank current account has a max interest free overdraft of £0. Get a cash back of £0 from the current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 7.49% EAR (variable). A £1 minimum withdrawal is available. New customers enjoy £0 direct debit set up cost from this current account. New customers will take advantage of ATM withdrawal charges UK of 0 percent. Enjoy £0 standing order set up cost from Nationwide. Customers have the benefit of £0 direct debit amendment cost from Nationwide.
Customers get direct debit set up fee of £0. £1 minimum withdrawal is available with Northern Personal Access. £0 purchase charge. ATM withdrawal cost UK of 0%.