Ulster Bank U First Gold Account

Full product details for the Ulster Bank U First Gold Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
from 9 ratings
9 customers rated their Ulster Bank current account as 3.4 out of 5 in our 2010/2011 Consumer Finance Awards.
Customer Service
Flexibility & Fairness
Clarity of Features
Satisfaction with Account
Compare...
241 current accounts...

Ulster Bank U First Gold Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 10.5% EAR (variable).
Account Typepackaged 
Monthly Charge£13The monthly charge is £13.00.
Minimum Monthly Credit£0There is no minimum monthly credit.
Interest Free Overdraft Limit£1,000The customer can apply for an interest-free arranged overdraft of up to £1000.
Standard Overdraft Rate10.5%The authorised overdraft EAR is 10.5%.
Headline Interest Rate0.1%The headline interest rate is 0.10% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0The minimum investment required to open this account is £1.
Internet BankingyesInternet banking available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking is available.
Account Promotionsyes- Loan discounts - Exclusive mortgage offers - Higher Interest on savings - Commission-free travel money - Mobile Phone Insurance - Inclusive annual world-wide family travel insurance - 10% Hotel Discounts - 25% discount with our U First dining service - Flight and holiday discounts - Events discounts - Lifestyle Manager Service
Get our free money saving newsletter
Join over 480,000 other subscribers who grab our expert money tips, unmissable money guides & hottest bargains each week in our special email...
Terms & Conditions
Good site. Gave me a lot of useful information.
Ian

Compare Ulster Bank U First Gold Account With These Current Accounts

Clydesdale Bank Current Account Tracker

  • You get same day cash deposit clearance time.
  • New customers get 2 employment days cheque deposit clearance time.
  • Stopped cheque expense of £0 is offered with Current Account Tracker.
  • This current account offers 4 days cheque clearance time.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).

First Direct 1st Account

  • 15.9 percent unauthorised O/D rate is available with 1st Account.
  • £1 minimum withdrawal is offered to you.
  • Get a transaction charge of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 15.9% EAR (variable).

NatWest Advantage Gold

  • Get an unauthorised overdraft rate of 0 percent from Advantage Gold.
  • Overdraft letter charge of £0.00 is available.
  • £1 minimum withdrawal is offered to customers.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).

Ulster Bank Current Account

  • The current account gives a £0 mthly charge.
  • New customers get 23.14 percent unauthorised O/D rate from this current account.
  • The current account has a 0% ATM withdrawal fee UK.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 13.7% EAR (variable).

Ulster Bank Current Account Plus

  • Customers take advantage of ATM withdrawal cost UK of 0 percent.
  • The Ulster Bank current account has same day interest paid on withdrawals.
  • This current account offers a £0 minimum extra deposit.
  • You get £1 minimum withdrawal from Ulster Bank.
  • Max ATM withdrawal of £300.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).

Yorkshire Bank Signature Current Account

  • New customers get £25 O/D buffer limit.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.5% EAR (variable).

Smile Student Current Account

  • 2 working days cheque deposit clearance time is offered.
  • This Smile current account has a £0 moneyback.
  • 0 percent ATM withdrawal cost UK is offered with this current account.
  • New customers will get £0 reward payment.
  • New customers take advantage of interest free overdraft limit varies.
  • Get a monthly unauthorised overdraft charge of £0.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Find Companies
Discover More