Ulster Bank U First Account Full product details for the Ulster Bank U First Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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9 customers rated their Ulster Bank current account as 3.4 out of 5 in our 2010/2011 Consumer Finance Awards.
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Ulster Bank U First Account Features & Benefits
Representative Example If you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable). Account Type packaged
Monthly Charge £9 The monthly charge is £9.00.
Minimum Monthly Credit £0 There is no minimum monthly credit.
Interest Free Overdraft Limit £500 The customer can apply for an interest-free arranged overdraft of up to £500.
Standard Overdraft Rate 13.6% The authorised overdraft EAR is 13.6%.
Headline Interest Rate 0.01% The headline interest rate is 0.01% AER.
Reward Payment £0 No reward payment payable.
Minimum Investment £1 The minimum investment required to open this account is £1.
Internet Banking yes Internet banking available.
Branch Banking yes This account can be operated through a branch.
Telephone Banking yes Telephone banking is available.
Account Promotions yes - Loan discounts - Exclusive mortgage offers - Higher Interest on savings - Mobile Phone Insurance - 10% Hotel Discounts - Restaurant discounts - Flight and holiday discounts - Events discounts
Permanent UK Resident yes This product is only available to individuals who are permanent UK residents.
Minimum Monthly Credit £0 There is no minimum monthly credit.
Minimum Contract Term 0 months Not applicable.
Minimum Age 18 years The minimum age is 18 years.
Maximum Age Unlimited There is no maximum age limit.
Minimum Income £0 There is no minimum income required to open this account.
Minimum Investment £1 The minimum investment required to open this account is £1.
Maximum Investment Unlimited The maximum investment is unlimited.
Student Bank Account no This is not a student bank account.
Graduate Bank Account no This is not a graduate bank account.
Area Restrictions none There are no area restrictions
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Compare Ulster Bank U First Account With These Current Accounts New customers can take advantage of 0% ATM withdrawal fee UK. Transaction charge of £0. You get £0.00 O/D letter charge from The Co-operative Bank. Get 0% debit card cost europe from The Co-operative Bank. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Cost for copy of cheque of £0 is offered to new customers. New customers will get cheque deposit clearance time of 2 working days. The current account offers a £100 overdraft buffer limit. This Yorkshire Bank Current Account Tracker has a standard overdraft rate of 11.02%. This current account has same day interest rate paid on withdrawals. Account transfer O/D limit of £0 is offered with the current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.02% EAR (variable).
New customers get 4 days cheque clearance time. Take advantage of debit card cost europe of 0%. £1 minimum withdrawal is offered with the current account. An unauthorised O/D rate of 15.9% is offered by The Co-operative Bank. An interest rate free overdraft limit of £0 is available from The Co-operative Bank. Get £0 moneyback from The Co-operative Bank. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). Signature Current Account offers a money back of £0. 0% purchase charge europe is offered to you. Get a cheque clearance time of 4 days from the Signature Current Account. New customers will get maximum ATM withdrawal of £350. Yorkshire Bank offers transaction charge of £0. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.5% EAR (variable).
Max high interest balance of £5,000 is available with this current account. You enjoy £0.00 overdraft letter charge from this current account. £10 overdraft buffer limit. This current account offers a standard overdraft rate of 19.28%. New customers get £0 moneyback from the current account. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable). Same day cash deposit clearance time is offered. New customers benefit from direct debit amendment charges of £0. Get £1,800 interest free overdraft year 3 from Smile. Get £2,000 rate free overdraft year 5 from Smile. Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
New customers get overdraft buffer limit of £10. Standing order set up charges of £0. Direct debit set up fee of £0 is available with the current account. Get £1 minimum withdrawal. £0 mthly charge. Direct debit set up fee of £0 is offered. The Readycash Account current account has a standing order expense of £0. New customers can enjoy £0 direct debit charges. Transaction charge of £0 is offered to you.