Ulster Bank U First Account

Full product details for the Ulster Bank U First Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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9 customers rated their Ulster Bank current account as 3.4 out of 5 in our 2010/2011 Consumer Finance Awards.
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Ulster Bank U First Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 13.6% EAR (variable).
Account Typepackaged 
Monthly Charge£9The monthly charge is £9.00.
Minimum Monthly Credit£0There is no minimum monthly credit.
Interest Free Overdraft Limit£500The customer can apply for an interest-free arranged overdraft of up to £500.
Standard Overdraft Rate13.6%The authorised overdraft EAR is 13.6%.
Headline Interest Rate0.01%The headline interest rate is 0.01% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£1The minimum investment required to open this account is £1.
Internet BankingyesInternet banking available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking is available.
Account Promotionsyes- Loan discounts - Exclusive mortgage offers - Higher Interest on savings - Mobile Phone Insurance - 10% Hotel Discounts - Restaurant discounts - Flight and holiday discounts - Events discounts
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