The Co-operative Bank Student Account

Full product details for the The Co-operative Bank Student Account current account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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55 customers rated their The Co-operative Bank current account as 4.3 out of 5 in our 2010/2011 Consumer Finance Awards.
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The Co-operative Bank Student Account Features & Benefits

Representative ExampleIf you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Account Typestudent 
Monthly Charge£0There is no monthly charge.
Minimum Monthly Credit£0There is no minimum monthly credit required.
Interest Free Overdraft LimitvariesThe interest free overdraft available with this account is:Year 1 -£1400 Year 2 -£1700 Year 3 -£2000 Year 4 -£2000
Standard Overdraft Rate0%Authorised overdraft rate is 0%, 9.9% EAR over the interest free limit.
Daily Overdraft Charge£0There is no daily authorised overdraft charge.
Headline Interest Rate0%The headline interest rate is 0% AER.
Reward Payment£0No reward payment payable.
Minimum Investment£0There is no minimum investment.
Internet BankingyesInternet banking is available.
Branch BankingyesThis account can be operated through a branch.
Telephone BankingyesTelephone banking service is available.
Account PromotionsnoThis incentive is not offered.
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Very useful!
Stephan

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  • You get £0 moneyback from Bank of Ireland.
  • Same day BACS deposit clearance time is available.
  • This current account has a purchase charge of £0.
  • Representative Example: if you use an overdraft limit of £1,200 the interest rate charged will be 14.5% EAR (variable).

Barclays Premier Life Account

  • The current account gives a max ATM withdrawal of £750.
  • A 0% debit card cost europe is available.
  • 4 days cheque clearance time.
  • Have the benefit of £1,000 automatic overdraft facility.
  • Customers get £1,000 rate free overdraft limit from the current account.
  • Representative Example: Up to £1,000, 0% per annum (variable) £1,001 to £5,000, 14.9% per annum (variable) Subject to status & application

HSBC Premier

  • Enjoy max ATM withdrawal of £1,000.
  • Automatic O/D facility of £5,000.
  • £0 special clearance charges is offered with Premier.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).

Lloyds TSB Vantage Gold Account

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  • Customers enjoy 3 percent promotional interest rate from this Vantage Gold Account.
  • This Lloyds TSB current account has a £0.00 O/D letter charge.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.32% EAR (variable).

Lloyds TSB Vantage Platinum Account

  • £0 cashback is available with this current account.
  • You get same day cheque deposit clearance time from the Vantage Platinum Account.
  • Have the benefit of an unauthorised overdraft rate of 14.28 percent.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.28% EAR (variable).

Ulster Bank Private Current Account

  • This Ulster Bank Private Current Account has a 14.8 percent std overdraft rate.
  • 23.14% unauthorised overdraft rate is available with the current account.
  • 3 employment days cheque deposit clearance time is available with this current account.
  • Maximum ATM withdrawal of £300 is offered with Private Current Account.
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  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).

Lloyds TSB Student Account

  • This current account offers a 0 percent ATM withdrawal payment UK.
  • Get £2,000 max interest free overdraft.
  • You have the benefit of 0 percent standard overdraft rate from Lloyds TSB.
  • Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).