The Co-operative Bank Privilege Account
Full product details for the The Co-operative Bank Privilege Account current account. A £20 charge applies to customers arranging a formal overdraft above the £200 initial limit. Compare with other current accounts.
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The Co-operative Bank Privilege Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |
| Account Type | packaged | |
| Monthly Charge | £9.50 | There is a monthly subscription of £9.50 collected on the first working day of every month. |
| Minimum Monthly Credit | £0 | There is no minimum credited required. |
| Interest Free Overdraft Limit | £200 | An automatic interest and charge free overdraft facility of £200 is available. |
| Standard Overdraft Rate | 0% | Authorised overdraft rate of 0% EAR between 5th January and 4th April 2012. After this time the authorised overdraft rate is 12.9% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required. |
| Internet Banking | yes | |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | |
| Account Promotions | yes | Special rates on a linked savings account. Preferential mortgage deals. Discounted personal loan rates. Free annual worldwide family travel insurance, including winter sports. Commission free foreign currency. Insurance cover for MP3, cameras, laptops, camcorders, SatNav, portable DVD players, and games consoles etc. Up to 20% off a large range of attractions, car hire, hotels and holidays with the Privilege and Privilege Premier Smartsave card Co-operative Legal Services advice helpline 20% Home insurance discount from The Co-operative Insurance |
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Compare The Co-operative Bank Privilege Account With These Current Accounts
Barclays Bank Account
- 12 months account transfer O/D period is available.
- New customers get 0% ATM withdrawal cost UK from the Bank Account.
- Maximum ATM withdrawal of £300.
- You can enjoy std overdraft rate of 19.3 percent.
- £0 monthly charge.
- Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.
Cater Allen Investment Account
- 20 free transfer & £5k min withdrawal restrictions is offered with this current account.
- This current account offers 2 working days cheque deposit clearance time.
- £1 minimum withdrawal is available with Investment Account.
- Get £0 ATM withdrawal expense worldwide.
Clydesdale Bank Current Account Plus
- ATM withdrawal cost UK of 0% is offered to customers.
- New customers get overdraft buffer limit of £25.
- Max ATM withdrawal of £350.
- Minimum additional deposit of £0 is offered.
- Have the benefit of 18.85 percent average overdraft rate from Clydesdale Bank.
- New customers get £0 cashback.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 18.85% EAR (variable).
Ulster Bank Private Current Account
- Customers get £0 minimum extra deposit from this Private Current Account.
- 23.14% unauthorised overdraft rate is offered.
- The Ulster Bank current account has 3 working days cheque deposit clearance time.
- Get purchase charge of £0.
- The current account has a max ATM withdrawal of £300.
- Get a cashback of £0 from this Private Current Account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 14.8% EAR (variable).
Halifax Reward Current Account => £1,000 per month
- The Halifax current account has a £0 mthly charge.
- Get 0 percent ATM withdrawal charge UK from Halifax.
- You enjoy 0 percent unauthorised O/D rate from this Reward Current Account => £1,000 per month.
- Transaction charge of £0.
- Get £5 reward payment from Halifax.
- Customers get minimum withdrawal of £1.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Lloyds TSB Classic Account with Control
- Cheque clearance time of 4 days is available to new customers.
- Get £0.00 O/D letter charge from Lloyds TSB.
- £0 reward payment.
- Get an overdraft buffer limit of £10.
- Customers get 3 months account transfer O/D period.
- £300 maximum ATM withdrawal is available to customers.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.28% EAR (variable).
Clydesdale Bank Readycash Account
- Purchase charge of £0 is available with Readycash Account.
- You take advantage of £0 direct debit amendment cost from this current account.
- £0 direct debit charges is available.
- Customers take advantage of £0 direct debit set up cost from the Readycash Account.
Clydesdale Bank Business Choice
- Customers get £25 overdraft buffer limit.
- Maximum ATM withdrawal of £350.
- Get an account fee of £3.
- The current account offers a coinage paid in per100 of £0.65.
