The Co-operative Bank Current Account
Full product details for the The Co-operative Bank Current Account, including account details, application criteria, facilities, rates, overdraft, fee & charges, incentives, student & graduate incentives and business accounts.
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The Co-operative Bank Current Account Features & Benefits
| Representative Example | If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable). | |
| Account Type | overdraft | |
| Monthly Charge | £0 | There is no monthly servicing charge made. |
| Minimum Monthly Credit | £0 | There is no minimum credited required. |
| Interest Free Overdraft Limit | none | An automatic interest and charge free overdraft facility is not available. However, this does not apply if the customer has arranged an authorised overdraft. |
| Standard Overdraft Rate | 0% | Authorised overdraft rate of 0% EAR between 5th January and 4th April 2012. After this time the authorised overdraft rate is 15.9% EAR. |
| Headline Interest Rate | 0% | The headline interest rate is 0% AER. |
| Reward Payment | £0 | No reward payment payable. |
| Minimum Investment | £0 | There is no minimum investment required. |
| Internet Banking | yes | |
| Branch Banking | yes | This account can be operated through a branch. |
| Telephone Banking | yes | |
| Account Promotions | no | No incentives offered. |
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Compare The Co-operative Bank Current Account With These Current Accounts
Barclays Bank Account
- Purchase charge of £0 is available with Bank Account.
- This current account offers a maximum ATM withdrawal of £300.
- You get moneyback of £0.
- Representative Example: Up to £5,000, 19.3% interest per annum (variable). Subject to status & application.
First Trust Classic Account
- Have the benefit of mthly charge of £0.
- New customers can get cheque clearance time of 4 days.
- New customers will get transaction charge of £0.
- Benefit from 0% debit card payment europe.
Lloyds TSB Vantage Premier Account
- New customers get same day interest paid on withdrawals from this Vantage Premier Account.
- The current account gives a same day BACS deposit clearance time.
- Customers take advantage of 12.43% unauthorised O/D rate from the current account.
- Minimum extra deposit of £1 is available with the current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 12.43% EAR (variable).
Smile Smilemore (Safeguard)
- Customers can get 0.12% introductory interest rate.
- New customers will benefit from unlimited max high interest balance.
- £0 money back is available with this current account.
- Standard overdraft rate of 0% is offered with Smilemore (Safeguard).
- Transaction charge of £0 is offered with this current account.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Lloyds TSB Private Banking Private Banking Premier Current Account
- Customers will get automatic O/D facility of £500.
- Monthly charge of £0.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 10.9% EAR (variable).
Bank of Ireland Student Account
- Benefit from a mthly charge of £0 from the Student Account.
- Customers will get 2 years maximum account term.
- £0 reward payment is offered to customers.
- Customers get money back of £0.
- Max interest free overdraft limitless is available with this current account.
- Mthly overdraft charge of £0 is offered to new customers.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 0% EAR (variable).
Northern Rock Current Account
- The current account offers 4 working days cheque deposit clearance time.
- Get a promotional interest rate of 0.1%.
- The Current Account has a 11.9 percent standard overdraft rate.
- Customers get £1 minimum withdrawal from Northern Rock.
- Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 11.9% EAR (variable).
